ActiveMLS® A12107313

$499,900

9818 SW 222nd Terrace, Cutler Bay, FL 33190

Beds: 3
Baths: 2
Sqft: 1,423

Est. payment$3,291/mo

Home type: Single Family Residence
Year built: 1989
Lot size: 5,227 sqft
Price / sqft: $351
HOA: $155/mo
Community: LAKES BY THE BAY SEC 5

Property description

Motivated Seller! Beautiful 3-bedroom, 2-bathroom home located in a quiet and well-maintained community in Cutler Bay. This property features a spacious and functional floor plan with over 1,600 sq ft of living space, a bright living area, and a comfortable layout ideal for both everyday living and entertaining. The home offers a private backyard with plenty of space for outdoor enjoyment. Conveniently located near schools, shopping, parks, and major highways. Low HOA. A great opportunity for homeowners or investors alike.

Listing activity

Days on market: 10
Listed: Oct 15, 2026
MLS listing updated: Oct 15, 2026
Feed last checked: 2 minutes ago

Listed by George Daniel · Brokers International Realty LLC

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Bathrooms (decimal): 2
Full bathrooms: 2
Half bathrooms: 0

Rooms & features

Rooms: 2
Interior features: Other
Flooring: Other
Appliances: Refrigerator, Other
Other equipment: Other

Heating & cooling

Heating: Central
Cooling: Central Air

Property

Parking

Garage spaces: 1
Garage: Yes
Covered spaces: 1

Exterior

Stories: 1
Building area: 1,703 sqft
Entry level: 1
Exterior features: Other
Pool: No
View: Other
Waterfront property: No

Lot

Lot size: 5,227 sqft
Lot size (acres): 0.12 acres
Zoning: 0100

Construction

Type & style

Home type: Single Family Residence
Architectural style: Other
Year built: 1989
New construction: No

Materials

Construction: Block
Roof: Other
Property condition: Resale
Levels: One
Faces: East

Utilities & green energy

Utilities

Sewer: Public Sewer
Water: Public

Community & HOA

Community

Subdivision: LAKES BY THE BAY SEC 5
MLS area: 2600
55+ community: No

Association

Has association: Yes
Association fee: $155 monthly
Estimated monthly dues: $155

Lease details

Not reported by the listing source.

Location

Area details

City: Cutler Bay
County: Miami-Dade
ZIP code: 33190

Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number: A12107313
Possession: Close Of Escrow, Negotiable
Original list price: $499,900
Parcel number: 3660170121500
Annual property tax: $3,506
Tax year: 2025
Tax legal description: LAKES BY THE BAY SEC 5 PB 131-75 LOT 24 BLK 18 LOT SIZE 5429 SQ FT & INT IN COMMON AREAS OR 14091-1588 14181-4032 0489 1 F/A/U 30-6017-012-1

Additional MLS details

Reported by the listing source

Association Fee Frequency: Monthly
Association: Yes
Bathrooms Total Decimal: 2
Bathrooms Total Integer: 2
Building Area Total: 1703
Construction Materials: Block
County Or Parish: Miami-Dade
Days On Market: 10
Direction Faces: East
Elementary School: Dr. Edward L. Whigham
High School: Miami Southridge
List Price: 499900
Listing Contract Date: 2026-10-15
Living Area: 1423
Lot Size Acres: 0.12
Lot Size Area: 5429
MLSArea Major: 2600
Middle Or Junior School: Cutler Bay Middle
Mls Status: Active
On Market Date: 2026-10-15
Photos Count: 20
Postal Code: 33190
Property Sub Type: Single Family Residence
Property Type: Residential
Rooms Total: 2
Senior Community: No
Standard Status: Active
State Or Province: FL
Status Change Timestamp: 2026-10-15T04:00:00Z
Stories Total: 1
Subdivision Name: LAKES BY THE BAY SEC 5
Water Source: Public
Tax Annual Amount: 3506
Bathrooms Full: 2
Pool Private: No
Bedrooms Total: 3
Waterfront: No
Bathrooms Half: 0
Financial Information: Estimated Monthly Assoc Recurring Fee: 155

Market value

Automated estimate—No licensed valuation source connected

Estimated sales range—Ask Karim for a local market analysis

Estimated rent—No licensed rental valuation source connected

Price history

Date	Event	Price
Oct 15, 2026	ListedMIAMI REALTORS® MLS	$499,900$351/sqft

Public tax history

Year	Property taxes	Assessment
2025	$3,506	—

Payment calculator

Estimated monthly payment$3,291/moIllustrative estimate, not a loan offer.

Loan typeDown payment (%)Interest rate assumption (%)Loan termInsurance / month

Principal & interest: $2,594
Property taxes: $292
Insurance: $250
Association dues: $155

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

LAKES BY THE BAY SEC 5

Cutler Bay · Miami-Dade County · 33190

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Dr. Edward L. WhighamElementary

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Cutler Bay MiddleMiddle

—

Miami SouthridgeHigh

—

School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

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