ActiveMLS® B26050275

$490,000

10031 SW 223rd Terrace, Cutler Bay, FL 33190

Beds: 3
Baths: 2
Sqft: 1,166

Est. payment$3,365/mo

Home type: Single Family Residence
Year built: 1991
Lot size: 3,485 sqft
Price / sqft: $420
HOA: $94/mo
Community: LAKES BY THE BAY SEC 6

Property description

Charming 3-bedroom, 2-bath home in the desirable Lakes by the Bay community of Cutler Bay. This one-story residence features a functional layout, bright living spaces, an attached 1-car garage, and a private patio perfect for relaxing or entertaining. Conveniently located near parks, schools, shopping, dining, and major roadways.

Listing activity

Days on market: 72
Listed: Jul 6, 2026
MLS listing updated: Sep 16, 2026
Feed last checked: 1 minute ago

Listed by Ernesto Alejandro Figueredo · Elite Vision Realty LLC

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Bathrooms (decimal): 2
Full bathrooms: 2
Half bathrooms: 0
Main-level bedrooms: 3
Main-level bathrooms: 2

Rooms & features

Rooms: 3
Interior features: None
Flooring: Carpet, Ceramic Tile
Appliances: Electric Water Heater, Dryer, Microwave, Washer, Water Heater
Laundry: Washer Hookup
Fireplace: No

Heating & cooling

Heating: Central
Cooling: Ceiling Fan(s), Central Air

Property

Parking

Garage spaces: 1
Garage: Yes
Carport: No
Parking spaces: 1
Covered spaces: 1
Parking features: Attached, Attached Garage, Driveway, Garage, Garage Door Opener
Attached garage: Yes

Exterior

Stories: 1
Building area: 1,410 sqft
Entry level: 1
Patio & porch: Patio - Open, Patio
Exterior features: None
Pool: No
Waterfront property: No

Lot

Lot size: 3,485 sqft
Lot size (acres): 0.08 acres
Zoning: 0100

Construction

Type & style

Home type: Single Family Residence
Structure type: House
Year built: 1991
New construction: No

Materials

Construction: CBS
Roof: Shingle
Property condition: Resale
Levels: One
Faces: South

Utilities & green energy

Utilities

Sewer: Public Sewer
Water: Public
Utilities: Electricity Connected, Sewer Available, Water Connected

Community & HOA

Community

Subdivision: LAKES BY THE BAY SEC 6
MLS area: 2600
MLS subarea: DADE
Pets allowed: No Restrictions, Yes
55+ community: No

Association

Has association: Yes
Association fee: $280 quarterly
Estimated monthly dues: $94
Amenities: None
Services included: Security

Lease details

Not reported by the listing source.

Location

Area details

City: Cutler Bay
County: Miami-Dade
ZIP code: 33190

Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number: B26050275
Possession: Close Of Escrow, Negotiable
Original list price: $500,000
Parcel number: 3660170161760
Annual property tax: $5,801
Tax year: 2025
Assessed value: $321,702
Tax legal description: LAKES BY THE BAY SEC 6 PB 135-73 LOT 26 BLK 20 LOT SIZE 3600 SQ FT 30-6017-000-0110 OR 15352-142 0192 1 F/A/U 30-6017-016-1760
Special listing conditions: Standard

Additional MLS details

Reported by the listing source

Association Amenities: None
Association Fee Frequency: Quarterly
Association Fee Includes: Security
Association: Yes
Bathrooms Total Decimal: 2
Bathrooms Total Integer: 2
Building Area Total: 1410
Construction Materials: CBS
County Or Parish: Miami-Dade
Days On Market: 72
Direction Faces: South
Elementary School: Dr. Edward L. Whigham
High School: Miami Southridge
Laundry Features: Washer Hookup
List Price: 490000
Listing Contract Date: 2026-07-06
Living Area: 1166
Lot Size Acres: 0.08
Lot Size Area: 3600
MLSArea Major: 2600
MLSArea Minor: DADE
Main Level Bathrooms: 2
Main Level Bedrooms: 3
Middle Or Junior School: Cutler Bay Middle
Mls Status: Active
On Market Date: 2026-07-09
Parking Total: 1
Patio And Porch Features: Patio - Open, Patio
Photos Count: 20
Postal Code: 33190
Price Change Timestamp: 2026-07-25T00:12:53Z
Property Sub Type: Single Family Residence
Property Type: Residential
Rooms Total: 3
Senior Community: No
Standard Status: Active
State Or Province: FL
Status Change Timestamp: 2026-07-09T00:09:58Z
Stories Total: 1
Subdivision Name: LAKES BY THE BAY SEC 6
Tax Assessed Value: 321702
Water Source: Public
Tax Annual Amount: 5801
Bathrooms Full: 2
Pool Private: No
Bedrooms Total: 3
Waterfront: No
Bathrooms Half: 0
Financial Information: Estimated Monthly Assoc Recurring Fee: 94

Market value

Automated estimate—No licensed valuation source connected

Estimated sales range—Ask Karim for a local market analysis

Estimated rent—No licensed rental valuation source connected

Price history

Date	Event	Price
Jul 6, 2026	ListedBeachesMLS	$500,000$429/sqft
Jul 25, 2026	Price reducedBeachesMLS	$490,000$420/sqft

Public tax history

Year	Property taxes	Assessment
2025	$5,801	$321,702

Payment calculator

Estimated monthly payment$3,365/moIllustrative estimate, not a loan offer.

Loan typeDown payment (%)Interest rate assumption (%)Loan termInsurance / month

Principal & interest: $2,543
Property taxes: $483
Insurance: $245
Association dues: $94

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

LAKES BY THE BAY SEC 6

Cutler Bay · Miami-Dade County · 33190

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Dr. Edward L. WhighamElementary

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Cutler Bay MiddleMiddle

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Miami SouthridgeHigh

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School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

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