ActiveMLS® A12079194

$550,000

21780 SW 99th Place, Cutler Bay, FL 33190

Beds: 3
Baths: 2
Sqft: 1,558

Est. payment$3,655/mo

Home type: Single Family Residence
Year built: 1997
Lot size: 3,920 sqft
Price / sqft: $353
HOA: $160/mo
Community: LAKES BY THE BAY SEC 2

Property description

Beautifully updated corner lot home in Montego Bay area! This charming 3 bedroom, 2 bathroom home offers a spacious and functional layout with plenty of natural light and comfortable living areas. Featuring beautifully renovated bathrooms, impact-resistant doors, tile floors, vaulted ceilings, SS appliances and a desirable corner location that provides additional privacy and outdoor space.Spacious backyard/patio, perfect for entertaining, relaxing. The property offers a great combination of comfort, privacy, and convenience in an established residential neighborhood. Close to shopping, schools, dinning and major highways.

Listing activity

Days on market: 32
Listed: Aug 27, 2026
MLS listing updated: Sep 28, 2026
Feed last checked: 14 minutes ago

Listed by Liliana P Almeida · Casabella Miami Realty

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Bathrooms (decimal): 2
Full bathrooms: 2
Half bathrooms: 0

Rooms & features

Rooms: 1
Interior features: High Ceilings, Walk-In Closet(s)
Flooring: Ceramic Tile
Appliances: Electric Water Heater, Dishwasher, Disposal, Dryer, Electric Range, Ice Maker, Microwave, Refrigerator, Washer
Window features: Blinds

Heating & cooling

Heating: Central, Electric
Cooling: Attic Fan, Ceiling Fan(s), Central Air, Electric

Property

Parking

Garage spaces: 2
Garage: Yes
Covered spaces: 2
Parking features: Attached, Attached Garage, Driveway, Electric Vehicle Charging Station(s), Garage, Guest, On Street, Strip/Slab
Attached garage: Yes

Exterior

Stories: 2
Building area: 2,106 sqft
Entry level: 1
Patio & porch: Patio
Fencing: Fenced
Pool: No
View: Other
Waterfront property: No

Lot

Lot size: 3,920 sqft
Lot size (acres): 0.09 acres
Zoning: 0100

Construction

Type & style

Home type: Single Family Residence
Year built: 1997
New construction: No

Materials

Construction: CBS, Concrete Block - No Stucco
Roof: Shingle
Property condition: Resale
Levels: Two
Faces: Northeast

Utilities & green energy

Utilities

Sewer: Public Sewer
Water: Public

Community & HOA

Community

Subdivision: LAKES BY THE BAY SEC 2
MLS area: 2600
Security: Security System, Security System Leased, Smoke Detector(s)
Pets allowed: Yes
55+ community: No

Association

Has association: Yes
Association fee: $160 monthly
Estimated monthly dues: $160
Amenities: Pool, Clubhouse, Tennis Court(s), Other
Services included: Recreation Facility, Common Areas, Maintenance Grounds

Lease details

Not reported by the listing source.

Location

Area details

City: Cutler Bay
County: Miami-Dade
ZIP code: 33190

Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number: A12079194
Possession: Negotiable
Original list price: $550,000
Parcel number: 3660170080500
Annual property tax: $4,394
Tax year: 2025
Tax legal description: LAKES BY THE BAY SEC 2 PB 123-95 LOT 76 BLK 1 LOT SIZE 4000 SQ FT & INT IN COMMON AREA OR 20007-2161 0901 1 F/A/U 30-6017-008-0500

Additional MLS details

Reported by the listing source

Association Amenities: Pool, Clubhouse, Tennis Court(s), Other
Association Fee Frequency: Monthly
Association Fee Includes: Recreation Facility, Common Areas, Maintenance Grounds
Association: Yes
Bathrooms Total Decimal: 2
Bathrooms Total Integer: 2
Building Area Total: 2106
Construction Materials: CBS, Concrete Block - No Stucco
County Or Parish: Miami-Dade
Days On Market: 32
Direction Faces: Northeast
Elementary School: Dr. Edward L. Whigham
High School: Miami Southridge
List Price: 550000
Listing Contract Date: 2026-08-27
Living Area: 1558
Lot Size Acres: 0.09
Lot Size Area: 4000
MLSArea Major: 2600
Middle Or Junior School: Cutler Bay Middle
Mls Status: Active
On Market Date: 2026-08-27
Patio And Porch Features: Patio
Photos Count: 38
Postal Code: 33190
Property Sub Type: Single Family Residence
Property Type: Residential
Rooms Total: 1
Security Features: Security System, Security System Leased, Smoke Detector(s)
Senior Community: No
Standard Status: Active
State Or Province: FL
Status Change Timestamp: 2026-08-27T04:00:00Z
Stories Total: 2
Subdivision Name: LAKES BY THE BAY SEC 2
Water Source: Public
Tax Annual Amount: 4394
Bathrooms Full: 2
Pool Private: No
Bedrooms Total: 3
Waterfront: No
Bathrooms Half: 0
Financial Information: Estimated Monthly Assoc Recurring Fee: 160

Market value

Automated estimate—No licensed valuation source connected

Estimated sales range—Ask Karim for a local market analysis

Estimated rent—No licensed rental valuation source connected

Price history

Date	Event	Price
Aug 27, 2026	ListedMIAMI REALTORS® MLS	$550,000$353/sqft

Public tax history

Year	Property taxes	Assessment
2025	$4,394	—

Payment calculator

Estimated monthly payment$3,655/moIllustrative estimate, not a loan offer.

Loan typeDown payment (%)Interest rate assumption (%)Loan termInsurance / month

Principal & interest: $2,854
Property taxes: $366
Insurance: $275
Association dues: $160

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

LAKES BY THE BAY SEC 2

Cutler Bay · Miami-Dade County · 33190

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Dr. Edward L. WhighamElementary

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Cutler Bay MiddleMiddle

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Miami SouthridgeHigh

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School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

Nearby homes

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