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Property photos —
ActiveBeachesMLS
ActiveMLS® A12085731
$670,000

22023 SW 95th Place, Cutler Bay, FL 33190

Beds
3
Baths
2
Sqft
2,062
Est. payment$4,816/mo
Home type
Single Family Residence
Year built
2004
Lot size
—
Price / sqft
$325
HOA
—
Community
LAKES BY THE BAY AMBER

Property description

Welcome to Lakes by the Bay, one of Cutler Bay’s most desirable communities! This spacious and inviting home features 3 bedrooms, 2 full bathrooms, plus a separate mother-in-law quarters, offering additional flexibility for extended family, guests, or a private home office. The well-designed floor plan provides generous living and entertaining spaces. The primary suite features a large walk-in closet, dual vanities, and a separate shower. Ceramic tile flooring throughout offers both style and easy maintenance. Hurricane shutters provide added storm protection and peace of mind. Step outside to a beautiful backyard with a spacious  patio area—perfect for entertaining family and friends, relaxing, or enjoying South Florida’s year-round outdoor lifestyle. A wonderful opportunity to own a versatile home in the highly sought-after Lakes by the Bay community! low hoa near black point marina this is a great opportunity.

Listing activity

Days on market
—
Listed
—
MLS listing updated
Sep 9, 2026
Feed last checked
7 minutes ago

Listed by Victor A Cruz · Miami Home Brokers Realty

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms
3
Bathrooms
2
Property

Not reported by the listing source.

Construction

Type & style

Home type
Single Family Residence
Year built
2004
Utilities & green energy

Not reported by the listing source.

Community & HOA

Community

Subdivision
LAKES BY THE BAY AMBER
Lease details

Not reported by the listing source.

Location

Area details

City
Cutler Bay
County
Miami-Dade
ZIP code
33190
Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number
A12085731
Additional MLS details

Reported by the listing source

Bathrooms Total Integer
2
County Or Parish
Miami-Dade
List Price
670000
Living Area
2062
Mls Status
Active
Postal Code
33190
Property Sub Type
Single Family Residence
Property Type
Residential
Standard Status
Active
State Or Province
FL
Subdivision Name
LAKES BY THE BAY AMBER
Bedrooms Total
3

Market value

Automated estimate—No licensed valuation source connected
Estimated sales range—Ask Karim for a local market analysis
Estimated rent—No licensed rental valuation source connected

Price history

DateEventPrice
Sep 9, 2026Price updatedBeachesMLS$670,000$325/sqft

Public tax history

—

Payment calculator

Estimated monthly payment$4,816/moIllustrative estimate, not a loan offer.
Principal & interest
$3,476
Property taxes
$1,005
Insurance
$335
Association dues
—

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

LAKES BY THE BAY AMBER

Cutler Bay · Miami-Dade County · 33190

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Not reported by the listing source.

School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

Nearby homes

12 homes

Similar homes

12 homes
BeachesMLS

BeachesMLS · Listing courtesy of Miami Home Brokers Realty. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. IDX information is provided exclusively for consumers’ personal, non-commercial use and may be used only to identify prospective properties they may be interested in purchasing or leasing. Terms of use · Equal Housing Opportunity.