Active Under ContractMLS® A11990567

$569,000

10020 SW 223rd Lane, Cutler Bay, FL 33190

Beds: 4
Baths: 3
Sqft: 1,967

Est. payment$4,209/mo

Home type: Single Family Residence
Year built: 1991
Lot size: 5,663 sqft
Price / sqft: $289
HOA: $179/mo
Community: LAKES BY THE BAY SEC 6

Property description

ACCEPTING BACKUP OFFERS!!!Welcome to this beautiful, spacious, and modern two-story single family home located in the highly desirable Lakes by the Bay community. This well maintained residence features 4 bedrooms, 2 and a half bathrooms, and 2 car garage. Step inside to an open-concept layout highlighted by a remodeled kitchen with modern finishes. The first floor showcases elegant tile flooring throughout, while the second floor features laminate flooring. The home is fully equipped with impact windows and doors. Enjoy outdoor living in the generously sized backyard-ideal for relaxing or designing your dream pool. Residents of Lakes by the Bay enjoy excellent community amenities, including a pool and playground, all with low HOA. Conveniently located near shopping plazas, restaurants, and major highways, this home offers both comfort and accessibility. Don't miss this incredible opportunity-schedule your showing today!

Listing activity

Days on market: 146
Listed: Mar 31, 2026
MLS listing updated: 1 hour ago
Feed last checked: 11 minutes ago

Listed by Hanadi A Ghafir · Coldwell Banker Realty

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 3
Bathrooms (decimal): 2.5
Full bathrooms: 2
Half bathrooms: 1

Rooms & features

Rooms: 2
Interior features: Walk-In Closet(s)
Flooring: Laminate, Tile
Appliances: Dishwasher, Dryer, Electric Range, Refrigerator, Washer

Heating & cooling

Heating: Central
Cooling: Central Air

Property

Parking

Garage spaces: 2
Garage: Yes
Covered spaces: 2
Parking features: Driveway
Attached garage: No

Exterior

Stories: 2
Building area: 2,436 sqft
Entry level: 1
Patio & porch: Patio
Fencing: Fenced
Pool: No
View: Garden
Waterfront property: No

Lot

Lot size: 5,663 sqft
Lot size (acres): 0.13 acres
Zoning: 0100
Road surface: Paved

Construction

Type & style

Home type: Single Family Residence
Year built: 1991
New construction: No

Materials

Construction: CBS
Roof: Shingle
Property condition: Resale
Levels: Two
Faces: Northeast

Utilities & green energy

Utilities

Sewer: Public Sewer
Water: Public

Community & HOA

Community

Subdivision: LAKES BY THE BAY SEC 6
MLS area: 2600
55+ community: Yes

Association

Has association: Yes
Association fee: $537 quarterly
Estimated monthly dues: $179
Amenities: Pool, Clubhouse, Maintained Community

Lease details

Not reported by the listing source.

Location

Area details

City: Cutler Bay
County: Miami-Dade
ZIP code: 33190

Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number: A11990567
Possession: Negotiable
Original list price: $569,000
Parcel number: 3660170161700
Annual property tax: $9,516
Tax year: 2025
Tax legal description: LAKES BY THE BAY SEC 6 PB 135-73 LOT 20 BLK 20 LOT SIZE 5654 SQ FT F/A/U 30-6017-000-0110 OR 20612-0482 08 2002 1 F/A/U 30-6017-016-1700

Additional MLS details

Reported by the listing source

Association Amenities: Pool, Clubhouse, Maintained Community
Association Fee Frequency: Quarterly
Association: Yes
Bathrooms Total Decimal: 2.5
Bathrooms Total Integer: 3
Building Area Total: 2436
Construction Materials: CBS
County Or Parish: Miami-Dade
Days On Market: 146
Direction Faces: Northeast
Elementary School: Dr. Edward L. Whigham
High School: Miami Southridge
List Price: 569000
Listing Contract Date: 2026-03-31
Living Area: 1967
Lot Size Acres: 0.13
Lot Size Area: 5654
MLSArea Major: 2600
Middle Or Junior School: Cutler Bay Middle
Mls Status: Active Under Contract
On Market Date: 2026-07-20
Patio And Porch Features: Patio
Photos Count: 35
Postal Code: 33190
Property Sub Type: Single Family Residence
Property Type: Residential
Road Surface Type: Paved
Rooms Total: 2
Senior Community: Yes
Standard Status: Active Under Contract
State Or Province: FL
Status Change Timestamp: 2026-08-29T19:25:49Z
Stories Total: 2
Subdivision Name: LAKES BY THE BAY SEC 6
Water Source: Public
Tax Annual Amount: 9516
Bathrooms Full: 2
Pool Private: No
Bedrooms Total: 4
Waterfront: No
Bathrooms Half: 1
General Property Information: Senior Community: Yes
Financial Information: Estimated Monthly Assoc Recurring Fee: 179

Market value

Automated estimate—No licensed valuation source connected

Estimated sales range—Ask Karim for a local market analysis

Estimated rent—No licensed rental valuation source connected

Price history

Date	Event	Price
Mar 31, 2026	ListedMIAMI REALTORS® MLS	$569,000$289/sqft

Public tax history

Year	Property taxes	Assessment
2025	$9,516	—

Payment calculator

Estimated monthly payment$4,209/moIllustrative estimate, not a loan offer.

Loan typeDown payment (%)Interest rate assumption (%)Loan termInsurance / month

Principal & interest: $2,952
Property taxes: $793
Insurance: $285
Association dues: $179

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

LAKES BY THE BAY SEC 6

Cutler Bay · Miami-Dade County · 33190

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Dr. Edward L. WhighamElementary

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Cutler Bay MiddleMiddle

—

Miami SouthridgeHigh

—

School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

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