Active Under ContractMLS® A12038433

$534,000

21808 SW 99th Avenue, Cutler Bay, FL 33190

Beds: 3
Baths: 2
Sqft: 1,650

Est. payment$3,358/mo

Home type: Single Family Residence
Year built: 1985
Lot size: 3,485 sqft
Price / sqft: $324
HOA: $144/mo
Community: LAKES BY THE BAY SEC 2

Property description

Beautifully updated 3-bedroom, 2-bath, two-story single-family home in Cutler Bay's Lakes by the Bay/Saga Bay area. Features include a new roof, new floors, quartz countertops with matching backsplash, and new appliances. Bright main living areas, updated kitchen finishes, comfortable bedrooms, and an enclosed porch/patio space for extra indoor-outdoor living. Convenient South Dade location near neighborhood parks, shopping, schools, and Black Point Park & Marina.

Listing activity

Days on market: 77
Listed: Jun 16, 2026
MLS listing updated: Sep 19, 2026
Feed last checked: 11 minutes ago

Listed by Amgad Arafa · Realty Hub

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Bathrooms (decimal): 2
Full bathrooms: 2
Half bathrooms: 0

Rooms & features

Rooms: 0
Flooring: Vinyl
Appliances: Dishwasher, Electric Range, Refrigerator
Furnished: Unfurnished

Heating & cooling

Heating: Central
Cooling: Ceiling Fan(s), Central Air

Property

Parking

Garage spaces: 2
Garage: Yes
Carport spaces: 0
Covered spaces: 2
Parking features: Attached, Attached Garage, Driveway, Garage
Attached garage: Yes

Exterior

Stories: 2
Building area: 2,174 sqft
Entry level: 1
Patio & porch: Porch - Screened, Porch, Patio
Fencing: Fenced
Pool: No
Waterfront: None
Waterfront property: No

Lot

Lot size: 3,485 sqft
Lot size (acres): 0.08 acres
Lot dimensions: 3550
Lot features: Regular Lot
Zoning: 0100

Construction

Type & style

Home type: Single Family Residence
Year built: 1985
New construction: No

Materials

Construction: Block
Roof: Shingle
Property condition: Resale
Levels: Two
Faces: East

Utilities & green energy

Utilities

Sewer: Public Sewer
Water: Public

Community & HOA

Community

Subdivision: LAKES BY THE BAY SEC 2
MLS area: 2600
Security: Smoke Detector(s)
55+ community: No

Association

Has association: Yes
Association fee: $144 monthly
Estimated monthly dues: $144
Amenities: Pool, Maintained Community, Other

Lease details

Not reported by the listing source.

Location

Area details

City: Cutler Bay
County: Miami-Dade
ZIP code: 33190

Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number: A12038433
Possession: Negotiable
Original list price: $540,000
Parcel number: 3660170080710
Annual property tax: $2,118
Tax year: 2025
Tax legal description: LAKES BY THE BAY SEC 2 PB 123-95 LOT 19 BLK 3 LOT SIZE 3550 SQ FT & INT IN COMMON AREA OR 19505-3139 0201 1 OR 22239-4591 03/2004 5 F/A/U 30

Additional MLS details

Reported by the listing source

Association Amenities: Pool, Maintained Community, Other
Association Fee Frequency: Monthly
Association: Yes
Bathrooms Total Decimal: 2
Bathrooms Total Integer: 2
Building Area Total: 2174
Construction Materials: Block
County Or Parish: Miami-Dade
Days On Market: 77
Direction Faces: East
Elementary School: Dr. Edward L. Whigham
High School: Miami Southridge
List Price: 534000
Listing Contract Date: 2026-06-16
Living Area: 1650
Lot Size Acres: 0.08
Lot Size Area: 3550
Lot Size Dimensions: 3550
MLSArea Major: 2600
Middle Or Junior School: Cutler Bay Middle
Mls Status: Active Under Contract
On Market Date: 2026-06-16
Patio And Porch Features: Porch - Screened, Porch, Patio
Photos Count: 30
Postal Code: 33190
Price Change Timestamp: 2026-07-16T19:48:24Z
Property Sub Type: Single Family Residence
Property Type: Residential
Rooms Total: 0
Security Features: Smoke Detector(s)
Senior Community: No
Standard Status: Active Under Contract
State Or Province: FL
Status Change Timestamp: 2026-09-19T16:23:20Z
Stories Total: 2
Subdivision Name: LAKES BY THE BAY SEC 2
Water Source: Public
Waterfront Features: None
Tax Annual Amount: 2118
Bathrooms Full: 2
Pool Private: No
Bedrooms Total: 3
Bathrooms Half: 0
Financial Information: Estimated Monthly Assoc Recurring Fee: 144

Market value

Automated estimate—No licensed valuation source connected

Estimated sales range—Ask Karim for a local market analysis

Estimated rent—No licensed rental valuation source connected

Price history

Date	Event	Price
Jun 16, 2026	ListedMIAMI REALTORS® MLS	$540,000$327/sqft
Jul 16, 2026	Price reducedMIAMI REALTORS® MLS	$534,000$324/sqft

Public tax history

Year	Property taxes	Assessment
2025	$2,118	—

Payment calculator

Estimated monthly payment$3,358/moIllustrative estimate, not a loan offer.

Loan typeDown payment (%)Interest rate assumption (%)Loan termInsurance / month

Principal & interest: $2,771
Property taxes: $177
Insurance: $267
Association dues: $144

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

LAKES BY THE BAY SEC 2

Cutler Bay · Miami-Dade County · 33190

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Dr. Edward L. WhighamElementary

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Cutler Bay MiddleMiddle

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Miami SouthridgeHigh

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School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

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