PendingMLS® A12007226

$569,000

10048 SW 221st Street, Cutler Bay, FL 33190

Beds: 3
Baths: 2
Sqft: 1,425

Est. payment$3,569/mo

Home type: Single Family Residence
Year built: 1988
Lot size: 3,049 sqft
Price / sqft: $399
HOA: $161/mo
Community: LAKES BY THE BAY SEC 3

Property description

PRICE JUST REDUCED! SELLER MOTIVADED, 1 YEAR OLD ROOF.. PRIVATE APARTMENT PERFECT FOR INCOME OR MULTI-GENERATIONAL LIVING ...EASY TO SHOW... Seller will contribute up to 10k towards buyer's closing cost with an acceptable offers. Welcome to this fabulous updated modern home in peaceful Lakes by the Bay community, featuring new roof and high ceilings that fill the space with natural light. This home offers 3 bedrooms, 2 bathrooms, and an open concept kitchen with quartz countertops and stainless steel appliances, perfect for everyday living and entertaining... Driveway has capacity up to 6 vehicles.The garage has been converted into a private in-law suite with its own bathroom providing an extra income opportunity also ideal for guests or a home office. One bedroom is conveniently located on the first floor.Enjoy relaxing in your private jacuzzi after a long day. Located in a community with a pool, tennis courts, and scenic lakes, this home is just minutes from Black Point Marina, parks, shopping, and the Turnpike for easy access across South Florida. Freshly painted and move-in ready.

Listing activity

Days on market: 151
Listed: Apr 25, 2026
MLS listing updated: Sep 23, 2026
Feed last checked: 4 minutes ago

Listed by Maria Lissette Atassi · Coldwell Banker Realty

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Bathrooms (decimal): 2
Full bathrooms: 2
Half bathrooms: 0

Rooms & features

Rooms: 2
Interior features: Vaulted Ceiling(s), Walk-In Closet(s)
Flooring: Laminate
Appliances: Electric Water Heater, Dryer, Electric Range, Microwave, Refrigerator, Washer
Fireplace: Yes
Fireplace features: Decorative

Heating & cooling

Heating: Central
Cooling: Central Air

Property

Parking

Garage spaces: 2
Garage: Yes
Covered spaces: 2
Parking features: Driveway
Attached garage: No

Exterior

Stories: 2
Building area: 2,106 sqft
Entry level: 1
Fencing: Fenced
Pool: No
Waterfront property: No

Lot

Lot size: 3,049 sqft
Lot size (acres): 0.07 acres
Zoning: 0100

Construction

Type & style

Home type: Single Family Residence
Year built: 1988
New construction: No

Materials

Construction: Block
Roof: Shingle
Property condition: Resale
Levels: Two
Faces: North

Utilities & green energy

Utilities

Sewer: Public Sewer
Water: Public

Community & HOA

Community

Subdivision: LAKES BY THE BAY SEC 3
MLS area: 2600
Security: Smoke Detector(s)
55+ community: No

Association

Has association: Yes
Association fee: $161 monthly
Estimated monthly dues: $161
Amenities: Pool, Maintained Community, Picnic Area, Sidewalks, Street Lights, Tennis Court(s)

Lease details

Not reported by the listing source.

Location

Area details

City: Cutler Bay
County: Miami-Dade
ZIP code: 33190

Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number: A12007226
Possession: Negotiable
Original list price: $599,900
Parcel number: 3660170100620
Annual property tax: $2,044
Tax year: 2024
Tax legal description: LAKES BY THE BAY SEC 3 PB 129-3 LOT 26 BLK 4 LOT SIZE 3200 SQ FT & INT IN COMMON AREA OR 19746-468-469 0601 1 F/A/U 30-6017-010-0620

Additional MLS details

Reported by the listing source

Association Amenities: Pool, Maintained Community, Picnic Area, Sidewalks, Street Lights, Tennis Court(s)
Association Fee Frequency: Monthly
Association: Yes
Bathrooms Total Decimal: 2
Bathrooms Total Integer: 2
Building Area Total: 2106
Construction Materials: Block
County Or Parish: Miami-Dade
Days On Market: 151
Direction Faces: North
Elementary School: Dr. Edward L. Whigham
High School: Miami Southridge
List Price: 569000
Listing Contract Date: 2026-04-25
Living Area: 1425
Lot Size Acres: 0.07
Lot Size Area: 3200
MLSArea Major: 2600
Middle Or Junior School: Cutler Bay Middle
Mls Status: Pending
On Market Date: 2026-07-23
Photos Count: 32
Postal Code: 33190
Price Change Timestamp: 2026-09-02T17:01:57Z
Property Sub Type: Single Family Residence
Property Type: Residential
Rooms Total: 2
Security Features: Smoke Detector(s)
Senior Community: No
Standard Status: Pending
State Or Province: FL
Status Change Timestamp: 2026-09-23T14:19:01Z
Stories Total: 2
Subdivision Name: LAKES BY THE BAY SEC 3
Water Source: Public
Tax Annual Amount: 2044
Bathrooms Full: 2
Pool Private: No
Bedrooms Total: 3
Waterfront: No
Bathrooms Half: 0
Financial Information: Estimated Monthly Assoc Recurring Fee: 161

Market value

Automated estimate—No licensed valuation source connected

Estimated sales range—Ask Karim for a local market analysis

Estimated rent—No licensed rental valuation source connected

Price history

Date	Event	Price
Apr 25, 2026	ListedMIAMI REALTORS® MLS	$599,900$421/sqft
Sep 2, 2026	Price reducedMIAMI REALTORS® MLS	$569,000$399/sqft

Public tax history

Year	Property taxes	Assessment
2024	$2,044	—

Payment calculator

Estimated monthly payment$3,569/moIllustrative estimate, not a loan offer.

Loan typeDown payment (%)Interest rate assumption (%)Loan termInsurance / month

Principal & interest: $2,952
Property taxes: $170
Insurance: $285
Association dues: $161

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

LAKES BY THE BAY SEC 3

Cutler Bay · Miami-Dade County · 33190

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Dr. Edward L. WhighamElementary

—

Cutler Bay MiddleMiddle

—

Miami SouthridgeHigh

—

School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

Nearby homes

12 homes