PendingMLS® A12074292

$160,000

21121 SW 85th Avenue 308, Cutler Bay, FL 33189

Beds: 0
Baths: 1
Sqft: 543

Est. payment$1,435/mo

Home type: Condominium
Year built: 1975
Lot size: —
Price / sqft: $295
HOA: $268/mo
Community: COVE CONDO PHASE I

Property description

Beautiful lakefront community in the highly sought-after Th Cove!! Gated community in the heart of Cutler Bay. One of the few studios in the area, very spacious, 543 SF, separate kitchen, walking closet, ac (2024) all tile and freshly painted, Enjoy low condo fees that cover insurance, buildingmaintenance (including roof repairs), amenities, and security. The community offers a pool and a premium location near shopping, dining, and major roadways. Perfect for investors, couple or single person. Ready to move in. Please read broker's remarks.

Listing activity

Days on market: 29
Listed: Aug 18, 2026
MLS listing updated: Sep 18, 2026
Feed last checked: 8 minutes ago

Listed by Norys P Acosta · Coldwell Banker Realty

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 0
Bathrooms: 1
Bathrooms (decimal): 1
Full bathrooms: 1
Half bathrooms: 0

Rooms & features

Rooms: 0
Interior features: Other
Flooring: Ceramic Tile
Appliances: Electric Water Heater, Dishwasher, Disposal, Refrigerator
Window features: Blinds

Heating & cooling

Heating: Central, Electric
Cooling: Central Air, Electric

Property

Parking

Garage spaces: 0
Carport spaces: 0
Covered spaces: 0
Parking features: Assigned, Guest
Attached garage: No

Exterior

Stories: 4
Building area: 543 sqft
Fencing: Fenced
View: Other
Waterfront: Other
Waterfront property: No

Lot

Road frontage: East of US-1

Construction

Type & style

Home type: Condominium
Year built: 1975
New construction: No

Materials

Construction: CBS
Property condition: Resale

Utilities & green energy

Not reported by the listing source.

Community & HOA

Community

Subdivision: COVE CONDO PHASE I
MLS area: 2600
Security: Entry - Phone/Intercom, Key Card Entry, Security Fence
Pets allowed: Yes
55+ community: Yes

Association

Has association: Yes
Association fee: $268 monthly
Estimated monthly dues: $268
Amenities: Pool, Laundry, Parking
Services included: Pool Service, Common Areas, Elevator, Insurance, Maintenance Structure, Reserve Funds, Roof Repairs, Security, Water

Lease details

Not reported by the listing source.

Location

Area details

City: Cutler Bay
County: Miami-Dade
ZIP code: 33189

Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number: A12074292
Possession: Negotiable
Original list price: $169,990
Parcel number: 3660100110400
Annual property tax: $3,078
Tax year: 2025
Tax legal description: COVE CONDO PHASE I UNIT 308 UNDIV 1.2000% INT IN COMMON ELEMENTS CLERKS FILE 75R128580 OR 16571-0162 1094 1 F/A/U 30-6010-011-0400

Additional MLS details

Reported by the listing source

Association Amenities: Pool, Laundry, Parking
Association Fee Frequency: Monthly
Association Fee Includes: Pool Service, Common Areas, Elevator, Insurance, Maintenance Structure, Reserve Funds, Roof Repairs, Security, Water
Association: Yes
Bathrooms Total Decimal: 1
Bathrooms Total Integer: 1
Building Area Total: 543
Construction Materials: CBS
County Or Parish: Miami-Dade
Days On Market: 29
Elementary School: Dr. Edward L. Whigham
High School: Miami Southridge
List Price: 160000
Listing Contract Date: 2026-08-18
Living Area: 543
MLSArea Major: 2600
Middle Or Junior School: Cutler Bay Middle
Mls Status: Pending
On Market Date: 2026-08-18
Photos Count: 20
Postal Code: 33189
Price Change Timestamp: 2026-09-03T15:15:42Z
Property Sub Type: Condominium
Property Type: Residential
Road Frontage Type: East of US-1
Rooms Total: 0
Security Features: Entry - Phone/Intercom, Key Card Entry, Security Fence
Senior Community: Yes
Standard Status: Pending
State Or Province: FL
Status Change Timestamp: 2026-09-18T19:35:10Z
Stories Total: 4
Subdivision Name: COVE CONDO PHASE I
Waterfront Features: Other
Tax Annual Amount: 3078
Bathrooms Full: 1
Bedrooms Total: 0
Bathrooms Half: 0
General Property Information: Senior Community: Yes
Financial Information: Estimated Monthly Assoc Recurring Fee: 268

Market value

Automated estimate—No licensed valuation source connected

Estimated sales range—Ask Karim for a local market analysis

Estimated rent—No licensed rental valuation source connected

Price history

Date	Event	Price
Aug 18, 2026	ListedMIAMI REALTORS® MLS	$169,990$313/sqft
Sep 3, 2026	Price reducedMIAMI REALTORS® MLS	$160,000$295/sqft

Public tax history

Year	Property taxes	Assessment
2025	$3,078	—

Payment calculator

Estimated monthly payment$1,435/moIllustrative estimate, not a loan offer.

Loan typeDown payment (%)Interest rate assumption (%)Loan termInsurance / month

Principal & interest: $830
Property taxes: $257
Insurance: $80
Association dues: $268

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

COVE CONDO PHASE I

Cutler Bay · Miami-Dade County · 33189

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Dr. Edward L. WhighamElementary

—

Cutler Bay MiddleMiddle

—

Miami SouthridgeHigh

—

School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

Nearby homes

12 homes

Property photos coming from MLS

$235,0001 bd · 2 ba · 806 sqft21121 SW 85th Avenue 117, Cutler Bay, FL 33189