ActiveMLS® A12081831

$397,000

8421 SW 209th Street 8421, Cutler Bay, FL 33189

Beds: 3
Baths: 2
Sqft: 1,229

Est. payment$2,795/mo

Home type: Townhouse
Year built: 1995
Lot size: —
Price / sqft: $323
HOA: $67/mo
Community: SAGA BAY TOWNHOMES

Property description

3/2 Townhome in Desirable Saga Bay! This spacious residence in the sought-after Saga Bay Townhomes community offers the perfect blend of comfort and value. The home features impact windows and a brand-new roof. With a low monthly HOA fee, residents enjoy a well-maintained, tranquil neighborhood, plus Saga Bay Park is just a short walk away, offering tennis and pickleball courts, a playground, fitness equipment, and a paved walking path. Exceptional opportunity! The seller is offering incentives that may help reduce your upfront costs or monthly payment, making this home even more attainable. Ask for details! Please advise your buyers that the price is firm. The property has been accurately priced based on recent closed sales, current market conditions, and reflects true appraised value. It also includes a brand new roof and impact windows, adding significant value and peace of mind.

Listing activity

Days on market: 24
Listed: Sep 2, 2026
MLS listing updated: Sep 25, 2026
Feed last checked: 1 minute ago

Listed by Javier Zambrano · Cityside Realty Group

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Bathrooms (decimal): 2
Full bathrooms: 2
Half bathrooms: 0

Rooms & features

Rooms: 0
Interior features: Other
Flooring: Tile
Appliances: Electric Water Heater, Dishwasher, Electric Range, Refrigerator

Heating & cooling

Heating: Central, Electric
Cooling: Central Air, Electric

Property

Parking

Garage spaces: 0
Carport spaces: 0
Covered spaces: 0

Exterior

Stories: 1
Building area: 1,229 sqft
Patio & porch: Patio
Exterior features: Other
Waterfront property: No

Construction

Type & style

Home type: Townhouse
Structure type: Townhouse
Architectural style: Other
Year built: 1995
New construction: No

Materials

Construction: CBS
Property condition: Resale
Faces: South

Utilities & green energy

Not reported by the listing source.

Community & HOA

Community

Subdivision: SAGA BAY TOWNHOMES
MLS area: 2600
Security: None
Pets allowed: No Restrictions, Yes
55+ community: Yes

Association

Has association: Yes
Association fee: $67 monthly
Estimated monthly dues: $67
Amenities: None
Services included: Common Areas

Lease details

Not reported by the listing source.

Location

Area details

City: Cutler Bay
County: Miami-Dade
ZIP code: 33189

Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number: A12081831
Possession: Negotiable
Original list price: $397,000
Parcel number: 3660100171080
Annual property tax: $5,624
Tax year: 2025
Tax legal description: SAGA BAY TOWNHOMES PB 131-9 LOT 7 BLK 7 LOT SIZE 2420 SQ FT & INT IN COMMON AREAS OR 17198-2859 0596 5 F/A/U 30-6010-017-1080

Additional MLS details

Reported by the listing source

Association Amenities: None
Association Fee Frequency: Monthly
Association Fee Includes: Common Areas
Association: Yes
Bathrooms Total Decimal: 2
Bathrooms Total Integer: 2
Building Area Total: 1229
Construction Materials: CBS
County Or Parish: Miami-Dade
Days On Market: 24
Direction Faces: South
Elementary School: Dr. Edward L. Whigham
High School: Miami Southridge
List Price: 397000
Listing Contract Date: 2026-09-02
Living Area: 1229
MLSArea Major: 2600
Middle Or Junior School: Cutler Bay Middle
Mls Status: Active
On Market Date: 2026-09-02
Patio And Porch Features: Patio
Photos Count: 18
Postal Code: 33189
Property Sub Type: Townhouse
Property Type: Residential
Rooms Total: 0
Security Features: None
Senior Community: Yes
Standard Status: Active
State Or Province: FL
Status Change Timestamp: 2026-09-02T04:00:00Z
Stories Total: 1
Subdivision Name: SAGA BAY TOWNHOMES
Tax Annual Amount: 5624
Bathrooms Full: 2
Bedrooms Total: 3
Waterfront: No
Bathrooms Half: 0
General Property Information: Senior Community: Yes
Financial Information: Estimated Monthly Assoc Recurring Fee: 67

Market value

Automated estimate—No licensed valuation source connected

Estimated sales range—Ask Karim for a local market analysis

Estimated rent—No licensed rental valuation source connected

Price history

Date	Event	Price
Sep 2, 2026	ListedMIAMI REALTORS® MLS	$397,000$323/sqft

Public tax history

Year	Property taxes	Assessment
2025	$5,624	—

Payment calculator

Estimated monthly payment$2,795/moIllustrative estimate, not a loan offer.

Loan typeDown payment (%)Interest rate assumption (%)Loan termInsurance / month

Principal & interest: $2,060
Property taxes: $469
Insurance: $199
Association dues: $67

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

SAGA BAY TOWNHOMES

Cutler Bay · Miami-Dade County · 33189

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Dr. Edward L. WhighamElementary

—

Cutler Bay MiddleMiddle

—

Miami SouthridgeHigh

—

School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

Nearby homes

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