ActiveMLS® A12014327

$206,000

8200 SW 210th Street 103, Cutler Bay, FL 33189

Beds: 1
Baths: 1
Sqft: 760

Est. payment$1,875/mo

Home type: Condominium
Year built: 1988
Lot size: —
Price / sqft: $271
HOA: $467/mo
Community: SAGA BAY GARDENS CONDO

Property description

LOVE this gated retreat in Cutler Bay just off of historic Old Cutler Rd., East of US 1, with RESERVES!Own with 5% down! Seller paid special assessment. NEW ROOF! A taste of lifestyle Living with A waterfront swimming pool & Tennis, Clubroom, Fitness, BBQ Area in This Spectacular & Beautiful Sea Lake complex. Private - feel village; elevator takes you to 1st floor above mezzanine parking, enter into gleaming neutral 20-inch tiled floors & bedroom laminate wood; Impeccable stainless steel appliances, stone counter and fresh cabinets. Welcome All end-users or investors ($2200 /month rental income potential) Hurricane Shutters on balcony doors. Complex is being painted, Take a meandering walk along the water and listen for exotic birds. Minutes Away from Schools, Major Roads, Black Point Marina, Parks & Lakes. Fast Approval. Lockbox

Listing activity

Days on market: 132
Listed: May 7, 2026
MLS listing updated: Sep 16, 2026
Feed last checked: 5 minutes ago

Listed by Ingrid Marie Hirschhorn · Charles Rutenberg Realty FTL

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 1
Bathrooms: 1
Bathrooms (decimal): 1
Full bathrooms: 1
Half bathrooms: 0

Rooms & features

Rooms: 0
Flooring: Tile
Appliances: Dishwasher
Furnished: Unfurnished

Heating & cooling

Heating: Central
Cooling: Central Air

Property

Parking

Garage spaces: 0
Carport spaces: 0
Covered spaces: 0
Parking features: Assigned, Guest
Attached garage: No

Exterior

Stories: 3
Building area: 760 sqft
Exterior features: Balcony, Barbecue
View: Garden
Waterfront: Fixed Bridge, Ocean
Waterfront property: Yes

Lot

Road frontage: East of US-1

Construction

Type & style

Home type: Condominium
Year built: 1988
New construction: No

Materials

Construction: CBS
Property condition: Resale

Utilities & green energy

Utilities

Utilities: Cable Available

Community & HOA

Community

Subdivision: SAGA BAY GARDENS CONDO
MLS area: 2600
Security: Entry - Phone/Intercom, Key Card Entry, Security Fence
Pets allowed: Yes
55+ community: No

Association

Has association: Yes
Association fee: $467 monthly
Estimated monthly dues: $467
Amenities: Maintenance, Pool, Basketball Court, Elevator(s), Fitness Center, Jogging Path, Laundry, Parking, Picnic Area, Tennis Court(s)
Services included: Pool Service, Elevator, Insurance, Maintenance Grounds, Maintenance Structure, Pest Control, Reserve Funds, Roof Repairs, Sewer, Water

Lease details

Not reported by the listing source.

Location

Area details

City: Cutler Bay
County: Miami-Dade
ZIP code: 33189

Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number: A12014327
Possession: Negotiable
Original list price: $215,000
Parcel number: 3660100340070
Annual property tax: $2,828
Tax year: 2025
Tax legal description: SAGA BAY GARDENS CONDO UNIT 103 BLDG 8200 UNDIV .0051836% INT IN COMMON ELEMENTS OFF REC 23366-1379 COC 24096-4717 11 2005 1

Additional MLS details

Reported by the listing source

Association Amenities: Maintenance, Pool, Basketball Court, Elevator(s), Fitness Center, Jogging Path, Laundry, Parking, Picnic Area, Tennis Court(s)
Association Fee Frequency: Monthly
Association Fee Includes: Pool Service, Elevator, Insurance, Maintenance Grounds, Maintenance Structure, Pest Control, Reserve Funds, Roof Repairs, Sewer, Water
Association: Yes
Bathrooms Total Decimal: 1
Bathrooms Total Integer: 1
Building Area Total: 760
Construction Materials: CBS
County Or Parish: Miami-Dade
Days On Market: 132
Elementary School: Dr. Edward L. Whigham
High School: Miami Southridge
List Price: 206000
Listing Contract Date: 2026-05-07
Living Area: 760
MLSArea Major: 2600
Middle Or Junior School: Cutler Bay Middle
Mls Status: Active
On Market Date: 2026-05-25
Photos Count: 28
Postal Code: 33189
Price Change Timestamp: 2026-09-06T21:05:15Z
Property Sub Type: Condominium
Property Type: Residential
Road Frontage Type: East of US-1
Rooms Total: 0
Security Features: Entry - Phone/Intercom, Key Card Entry, Security Fence
Senior Community: No
Standard Status: Active
State Or Province: FL
Status Change Timestamp: 2026-05-25T22:25:56Z
Stories Total: 3
Subdivision Name: SAGA BAY GARDENS CONDO
Waterfront Features: Fixed Bridge, Ocean
Tax Annual Amount: 2828
Bathrooms Full: 1
Bedrooms Total: 1
Bathrooms Half: 0
Financial Information: Estimated Monthly Assoc Recurring Fee: 467

Market value

Automated estimate—No licensed valuation source connected

Estimated sales range—Ask Karim for a local market analysis

Estimated rent—No licensed rental valuation source connected

Price history

Date	Event	Price
May 7, 2026	ListedMIAMI REALTORS® MLS	$215,000$283/sqft
Sep 6, 2026	Price reducedMIAMI REALTORS® MLS	$206,000$271/sqft

Public tax history

Year	Property taxes	Assessment
2025	$2,828	—

Payment calculator

Estimated monthly payment$1,875/moIllustrative estimate, not a loan offer.

Loan typeDown payment (%)Interest rate assumption (%)Loan termInsurance / month

Principal & interest: $1,069
Property taxes: $236
Insurance: $103
Association dues: $467

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

SAGA BAY GARDENS CONDO

Cutler Bay · Miami-Dade County · 33189

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Dr. Edward L. WhighamElementary

—

Cutler Bay MiddleMiddle

—

Miami SouthridgeHigh

—

School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

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