ActiveMLS® A12061025

$410,000

8408 SW 208th Terrace, Cutler Bay, FL 33189

Beds: 3
Baths: 3
Sqft: 1,293

Est. payment$3,562/mo

Home type: Townhouse
Year built: 1989
Lot size: —
Price / sqft: $317
HOA: $70/mo
Community: SAGA BAY TOWNHOMES

Property description

Beautifully maintained 3-bedroom, 2.5-bath townhome in the highly desirable Cutler Bay area (33189). This home features a functional open layout with spacious living and dining areas, abundant natural light, and comfortable living spaces. Enjoy peace of mind with a brand new tile roof and full impact windows. Additional highlights include a private garage and a fenced backyard, perfect for relaxing, entertaining, or outdoor dining. Conveniently located near shopping, dining, parks, top-rated schools, and major highways, this property truly delivers both comfort and convenience. Don’t miss this excellent opportunity to own a stunning townhome in one of Cutler Bay’s most sought-after locations.

Listing activity

Days on market: 52
Listed: Jul 28, 2026
MLS listing updated: Sep 18, 2026
Feed last checked: 5 minutes ago

Listed by Carlos Cepero · Brickell Brokers LLC

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
Bathrooms (decimal): 2.5
Full bathrooms: 2
Half bathrooms: 1

Rooms & features

Rooms: 1
Interior features: Closet Cabinetry, Pantry, Storage, Walk-In Closet(s), Other
Flooring: Tile, Wood
Appliances: Electric Water Heater, Dishwasher, Dryer, Microwave, Refrigerator, Washer, Other
Laundry: In Garage, Washer Hookup, Dryer Hookup
Fireplace: Yes
Other equipment: Other

Heating & cooling

Heating: Central
Cooling: Ceiling Fan(s), Central Air, Other

Property

Parking

Garage spaces: 1
Garage: Yes
Covered spaces: 1
Parking features: Assigned, Deeded, Garage Door Opener, Guest, Open
Attached garage: No

Exterior

Stories: 2
Building area: 1,533 sqft
Entry level: 1
Patio & porch: Patio
Exterior features: Barbecue, Other
Fencing: Fenced
View: Other
Waterfront: Other, None
Waterfront property: No

Lot

Lot features: Fruit Tree(s)

Construction

Type & style

Home type: Townhouse
Structure type: Townhouse
Architectural style: Other
Year built: 1989
New construction: No

Materials

Construction: Block
Property condition: Updated/Remodeled

Utilities & green energy

Not reported by the listing source.

Community & HOA

Community

Subdivision: SAGA BAY TOWNHOMES
MLS area: 2600
Security: Security Patrol, Security System, Security System Leased, Smoke Detector(s), Other
Pets allowed: Yes
55+ community: Yes

Association

Has association: Yes
Association fee: $70 monthly
Estimated monthly dues: $70
Services included: Maintenance Grounds, Security, Trash

Lease details

Not reported by the listing source.

Location

Area details

City: Cutler Bay
County: Miami-Dade
ZIP code: 33189

Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number: A12061025
Possession: Close Of Escrow
Original list price: $419,999
Parcel number: 3660100170400
Annual property tax: $13,916
Tax year: 2025
Tax legal description: SAGA BAY TOWNHOMES PB 131-9 LOT 13 BLK 4 LOT SIZE 2420 SQ FT & INT IN COMMON AREAS F/A/U 30-6010-017-0400 COC 24438-0505 03 2006 1

Additional MLS details

Reported by the listing source

Association Fee Frequency: Monthly
Association Fee Includes: Maintenance Grounds, Security, Trash
Association: Yes
Bathrooms Total Decimal: 2.5
Bathrooms Total Integer: 3
Building Area Total: 1533
Construction Materials: Block
County Or Parish: Miami-Dade
Days On Market: 52
Elementary School: Dr. Edward L. Whigham
High School: Miami Southridge
Laundry Features: In Garage, Washer Hookup, Dryer Hookup
List Price: 410000
Listing Contract Date: 2026-07-28
Living Area: 1293
MLSArea Major: 2600
Middle Or Junior School: Cutler Bay Middle
Mls Status: Active
On Market Date: 2026-07-28
Patio And Porch Features: Patio
Photos Count: 30
Postal Code: 33189
Price Change Timestamp: 2026-08-29T21:15:50Z
Property Sub Type: Townhouse
Property Type: Residential
Rooms Total: 1
Security Features: Security Patrol, Security System, Security System Leased, Smoke Detector(s), Other
Senior Community: Yes
Standard Status: Active
State Or Province: FL
Status Change Timestamp: 2026-07-28T04:00:00Z
Stories Total: 2
Subdivision Name: SAGA BAY TOWNHOMES
Waterfront Features: Other, None
Tax Annual Amount: 13916
Bathrooms Full: 2
Bedrooms Total: 3
Bathrooms Half: 1
General Property Information: Senior Community: Yes
Financial Information: Estimated Monthly Assoc Recurring Fee: 70

Market value

Automated estimate—No licensed valuation source connected

Estimated sales range—Ask Karim for a local market analysis

Estimated rent—No licensed rental valuation source connected

Price history

Date	Event	Price
Jul 28, 2026	ListedMIAMI REALTORS® MLS	$419,999$325/sqft
Aug 29, 2026	Price reducedMIAMI REALTORS® MLS	$410,000$317/sqft

Public tax history

Year	Property taxes	Assessment
2025	$13,916	—

Payment calculator

Estimated monthly payment$3,562/moIllustrative estimate, not a loan offer.

Loan typeDown payment (%)Interest rate assumption (%)Loan termInsurance / month

Principal & interest: $2,127
Property taxes: $1,160
Insurance: $205
Association dues: $70

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

SAGA BAY TOWNHOMES

Cutler Bay · Miami-Dade County · 33189

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Dr. Edward L. WhighamElementary

—

Cutler Bay MiddleMiddle

—

Miami SouthridgeHigh

—

School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

Nearby homes

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