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1210 NW Winters Creek Road, Palm City, FL 34990
PendingMLS listing sourceMartin County REALTORS® of the Treasure Coast
PendingMLS® M20053250
$2,900,000

1210 NW Winters Creek Road, Palm City, FL 34990

Beds
4
Baths
5
Sqft
4,629
Est. payment$22,281/mo
Home type
Single Family Residence
Year built
1995
Lot size
20,909 sqft
Price / sqft
$626
HOA
$4,136/mo
Community
Harbour Ridge Yacht & CC -Sand Pine Village

Property description

Experience Luxury, Elegance, & Comfort along with the Ultimate Country Club Lifestyle. This "Palm Beach" style home has been totally renovated to the highest standards with no expense spared! Hand-Crafted finishes from top to bottom can only be appreciated by a private showing of this magnificent property overlooking the lush green carpeted fairway of the River Ridge Course with a spectacular view of the wide St. Lucie River. Located in Harbour Ridge Y&CC. 2 Championship Golf Courses, Tennis, Pickle Ball, Fitness Center, Salon, Nature Trail, Doggie Park & Marinas with deep water Ocean Access.$124,000 Non-Refundable Joining Fee & $1,000 Refundable Equity Due at Closing. Monthly HOA Fee includes Club Dues, Trail Fees, POA, Village HOA, Capital Fund Fees and appropriate taxes. NO CORPORATE BUYERS. Membership approval process includes: $500 application fee plus background/credit check. Additional financial information may be required to provide for credit scores below 740.

Listing activity

Days on market
295
Listed
Nov 25, 2025
MLS listing updated
2 hours ago
Feed last checked
1 minute ago

Listed by Gwendolyn S. Deisler · Harbour Ridge Realty Inc

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms
4
Bathrooms
5
Bathrooms (decimal)
4.5
Full bathrooms
4
Half bathrooms
1

Rooms & features

Rooms
0
Flooring
Carpet, Marble, Wood
Appliances
Electric Water Heater, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Washer, Water Heater

Heating & cooling

Heating
Central Individual, Electric
Cooling
Central Individual, Electric
Property

Parking

Garage
Yes
Parking spaces
3
Covered spaces
0
Parking features
Attached, Attached Garage, Garage, Garage Door Opener, Golf Cart Parking
Attached garage
Yes

Exterior

Stories
2
Building area
5,149 sqft
Patio & porch
Patio - Screened, Patio - Covered, Patio
Exterior features
Built-in Barbecue
Pool
Yes
Pool features
Heated, In Ground
View
River, Golf Course
Waterfront
River Front
Waterfront property
Yes

Lot

Lot size
20,909 sqft
Lot size (acres)
0.48 acres
Construction

Type & style

Home type
Single Family Residence
Structure type
House
Year built
1995
New construction
No

Materials

Construction
Block, Concrete, Stucco
Roof
Barrel
Property condition
Updated/Remodeled, Resale
Utilities & green energy

Utilities

Utilities
Cable Available
Community & HOA

Community

Subdivision
Harbour Ridge Yacht & CC -Sand Pine Village
MLS area
7220
MLS subarea
MRTC - Martin County
Security
Gated Community, Gated with Guard, Security Guard, Security Patrol, Security System, Security System Owned
Pets allowed
Number Limit, Size Limit, Yes
55+ community
No

Association

Has association
Yes
Association fee
$4,136 monthly
Estimated monthly dues
$4,136
Amenities
Boating, Bocce Ball, Cafe/Restaurant, Clubhouse, Dog Park, Fitness Center, Golf Course, Library, Pickleball Court(s), Putting Green, Street Lights, Tennis Court(s), Trail(s)
Services included
Cable TV, Common Areas, Golf, Internet, Reserve Funds, Security
Lease details

Not reported by the listing source.

Location

Area details

City
Palm City
County
St. Lucie
ZIP code
34990
Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number
M20053250
Possession
Close Of Escrow, Negotiable
Original list price
$3,100,000
Parcel number
442370100100006
Annual property tax
$19,770
Tax year
2025
Tax legal description
HARBOUR RIDGE PLAT 17 TRACT G-10SAND PINE VILLAGE LOT 6
Additional MLS details

Reported by the listing source

Association Amenities
Boating, Bocce Ball, Cafe/Restaurant, Clubhouse, Dog Park, Fitness Center, Golf Course, Library, Pickleball Court(s), Putting Green, Street Lights, Tennis Court(s), Trail(s)
Association Fee Frequency
Monthly
Association Fee Includes
Cable TV, Common Areas, Golf, Internet, Reserve Funds, Security
Association
Yes
Bathrooms Total Decimal
4.5
Bathrooms Total Integer
5
Building Area Total
5149
Construction Materials
Block, Concrete, Stucco
County Or Parish
St. Lucie
Days On Market
295
Elementary School
Bessey Creek
High School
Martin County
List Price
2900000
Listing Contract Date
2025-11-25
Living Area
4629
Lot Size Acres
0.48
Lot Size Area
21109.18
MLSArea Major
7220
MLSArea Minor
MRTC - Martin County
Middle Or Junior School
Hidden Oaks
Mls Status
Pending
On Market Date
2025-11-25
Parking Total
3
Patio And Porch Features
Patio - Screened, Patio - Covered, Patio
Photos Count
73
Postal Code
34990
Price Change Timestamp
2026-02-22T21:05:43Z
Property Sub Type
Single Family Residence
Property Type
Residential
Rooms Total
0
Security Features
Gated Community, Gated with Guard, Security Guard, Security Patrol, Security System, Security System Owned
Senior Community
No
Standard Status
Pending
State Or Province
FL
Status Change Timestamp
2026-09-29T21:38:51Z
Stories Total
2
Subdivision Name
Harbour Ridge Yacht & CC -Sand Pine Village
Waterfront Features
River Front
Tax Annual Amount
19770
Bathrooms Full
4
Pool Private
Yes
Bedrooms Total
4
Bathrooms Half
1
Financial Information: Estimated Monthly Assoc Recurring Fee
4136
Financial Information: Membership Fee Required
Yes

Market value

Automated estimate—No licensed valuation source connected
Estimated sales range—Ask Karim for a local market analysis
Estimated rent—No licensed rental valuation source connected

Price history

DateEventPrice
Nov 25, 2025ListedMartin County REALTORS® of the Treasure Coast$3,100,000$670/sqft
Feb 22, 2026Price reducedMartin County REALTORS® of the Treasure Coast$2,900,000$626/sqft

Public tax history

YearProperty taxesAssessment
2025$19,770—

Payment calculator

Estimated monthly payment$22,281/moIllustrative estimate, not a loan offer.
Principal & interest
$15,047
Property taxes
$1,648
Insurance
$1,450
Association dues
$4,136

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

Harbour Ridge Yacht & CC -Sand Pine Village

Palm City · St. Lucie County · 34990

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Bessey CreekElementary
—
Hidden OaksMiddle
—
Martin CountyHigh
—
School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

Nearby homes

12 homes

Similar homes

12 homes
MLS listing source

Martin County REALTORS® of the Treasure Coast · Listing courtesy of Harbour Ridge Realty Inc. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. IDX information is provided exclusively for consumers’ personal, non-commercial use and may be used only to identify prospective properties they may be interested in purchasing or leasing. Terms of use · Equal Housing Opportunity.

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