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Price reducedMLS listing sourceMartin County REALTORS® of the Treasure Coast
Price reducedMLS® M20054159
$495,000

↓ Price reduced $54,000 on Sep 29, 2026

1549 NW Sweet Bay Circle, Palm City, FL 34990

Beds
3
Baths
2
Sqft
2,178
Est. payment$7,564/mo
Home type
Single Family Residence
Year built
1989
Lot size
13,939 sqft
Price / sqft
$227
HOA
$4,384/mo
Community
Harbour Ridge Y&CC-Sweetbay Village

Property description

Looking for a View? 3 Bedroom-2 Bath Golf Villa on 12th Green of River Ridge! Hurricane Impact Windows & Full House Generator. Granite counters, SS Appliances in kitchen, tile & carpet flooring. Living Room Sliders "pocket" onto large screen enclosed covered" patio across the back of the home for outdoor living. 2 Car Side-load Garage and Separate Golf Cart Garage added to home. Custom Landscaping. Located in Harbour Ridge Y&CC with 2 Championship Golf Courses, Tennis, Pickle Ball, Fitness Center, Salon, Doggie Park, Nature Trail & Clubhouse on the St. Lucie River. $124,000 Non-Refundable Joining Fee & $1,000 Refundable Equity Due at Closing.Monthly HOA Fee includes Club Dues, Trail Fees, POA, Village HOA, Capital Fund Fees and appropriate taxes. NO CORPORATE BUYERS. Membership approval process includes: $500 application fee plus background/credit check. Additional financial information may be required to provide for credit scores below 740.

Listing activity

Days on market
237
Listed
Feb 4, 2026
MLS listing updated
11 hours ago
Feed last checked
13 minutes ago

Listed by Gwendolyn S. Deisler · Harbour Ridge Realty Inc

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms
3
Bathrooms
2
Bathrooms (decimal)
2
Full bathrooms
2
Half bathrooms
0

Rooms & features

Rooms
0
Flooring
Carpet, Ceramic Tile
Appliances
Electric Water Heater, Dishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer, Water Heater
Furnished
Unfurnished

Heating & cooling

Heating
Central Individual, Electric
Cooling
Central Individual, Electric
Property

Parking

Carport
Yes
Parking spaces
2
Covered spaces
0
Parking features
Attached Carport, Carport, Garage Door Opener, Golf Cart Parking
Attached garage
No

Exterior

Stories
1
Building area
2,898 sqft
Patio & porch
Patio - Screened, Patio
Pool
No
Waterfront property
No

Lot

Lot size
13,939 sqft
Lot size (acres)
0.32 acres
Construction

Type & style

Home type
Single Family Residence
Structure type
House
Year built
1989
New construction
No

Materials

Construction
Block, Concrete, Stucco
Roof
Barrel
Property condition
Resale
Utilities & green energy

Utilities

Utilities
Cable Available
Community & HOA

Community

Subdivision
Harbour Ridge Y&CC-Sweetbay Village
MLS area
7220
MLS subarea
MRTC - Martin County
Security
Gated Community, Gated with Guard
Pets allowed
Number Limit, Size Limit, Yes
55+ community
No

Association

Has association
Yes
Association fee
$4,384 monthly
Estimated monthly dues
$4,384
Amenities
Pool, Boating, Bocce Ball, Cafe/Restaurant, Clubhouse, Dog Park, Fitness Center, Golf Course, Library, Manager On Site, Pickleball Court(s), Putting Green, Tennis Court(s), Trail(s)
Services included
Cable TV, Common Areas, Golf, Internet, Reserve Funds, Security
Lease details

Not reported by the listing source.

Location

Area details

City
Palm City
County
St. Lucie
ZIP code
34990
Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number
M20054159
Possession
Close Of Escrow, Negotiable
Original list price
$649,000
Parcel number
442680300510007
Annual property tax
$4,365
Tax year
2025
Tax legal description
HARBOUR RIDGE-PLAT 8- SWEETBAY VILLAGE UNIT 28 (OR 645-146: 1295-2152: 1508-2577: 1517-2552)
Additional MLS details

Reported by the listing source

Association Amenities
Pool, Boating, Bocce Ball, Cafe/Restaurant, Clubhouse, Dog Park, Fitness Center, Golf Course, Library, Manager On Site, Pickleball Court(s), Putting Green, Tennis Court(s), Trail(s)
Association Fee Frequency
Monthly
Association Fee Includes
Cable TV, Common Areas, Golf, Internet, Reserve Funds, Security
Association
Yes
Bathrooms Total Decimal
2
Bathrooms Total Integer
2
Building Area Total
2898
Construction Materials
Block, Concrete, Stucco
County Or Parish
St. Lucie
Days On Market
237
Elementary School
Bessey Creek
High School
Martin County
List Price
495000
Listing Contract Date
2026-02-04
Living Area
2178
Lot Size Acres
0.32
Lot Size Area
13821.59
MLSArea Major
7220
MLSArea Minor
MRTC - Martin County
Middle Or Junior School
Hidden Oaks
Mls Status
Active
On Market Date
2026-02-04
Parking Total
2
Patio And Porch Features
Patio - Screened, Patio
Photos Count
34
Postal Code
34990
Price Change Timestamp
2026-09-29T16:25:24Z
Property Sub Type
Single Family Residence
Property Type
Residential
Rooms Total
0
Security Features
Gated Community, Gated with Guard
Senior Community
No
Standard Status
Active
State Or Province
FL
Status Change Timestamp
2026-02-04T19:55:40Z
Stories Total
1
Subdivision Name
Harbour Ridge Y&CC-Sweetbay Village
Tax Annual Amount
4365
Bathrooms Full
2
Pool Private
No
Bedrooms Total
3
Waterfront
No
Bathrooms Half
0
Financial Information: Estimated Monthly Assoc Recurring Fee
4384
Financial Information: Membership Fee Required
Yes

Market value

Automated estimate—No licensed valuation source connected
Estimated sales range—Ask Karim for a local market analysis
Estimated rent—No licensed rental valuation source connected

Price history

DateEventPrice
Feb 4, 2026ListedMartin County REALTORS® of the Treasure Coast$649,000$298/sqft
Sep 29, 2026Price reducedMartin County REALTORS® of the Treasure Coast$495,000$227/sqft

Public tax history

YearProperty taxesAssessment
2025$4,365—

Payment calculator

Estimated monthly payment$7,564/moIllustrative estimate, not a loan offer.
Principal & interest
$2,568
Property taxes
$364
Insurance
$248
Association dues
$4,384

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

Harbour Ridge Y&CC-Sweetbay Village

Palm City · St. Lucie County · 34990

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Bessey CreekElementary
—
Hidden OaksMiddle
—
Martin CountyHigh
—
School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

Nearby homes

12 homes

Similar homes

12 homes
MLS listing source

Martin County REALTORS® of the Treasure Coast · Listing courtesy of Harbour Ridge Realty Inc. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. IDX information is provided exclusively for consumers’ personal, non-commercial use and may be used only to identify prospective properties they may be interested in purchasing or leasing. Terms of use · Equal Housing Opportunity.

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