Active Under ContractMLS® A12102024

$634,900

8920 SW 197th Street, Cutler Bay, FL 33157

Beds: 3
Baths: 2
Sqft: 1,682

Est. payment$4,268/mo

Home type: Single Family Residence
Year built: 1959
Lot size: 8,712 sqft
Price / sqft: $377
HOA: $0/mo
Community: WHISPERING PINES ESTATES

Property description

Welcome to this beautifully updated 4-bedroom, 2-bathroom pool home in the highly desirable Cutler Bay area. Designed for peace of mind and modern comfort, this home features impact windows throughout and a newer roof. Inside, enjoy a recently remodeled kitchen with stainless steel appliances and stylishly updated bathrooms. Step outside to your private paradise, an expansive patio and sparkling swimming pool perfect for relaxing or outdoor entertaining. Located near top-rated schools, parks, and shopping. Don't miss this incredible value. Priced to sell quickly, schedule your showing today!

Listing activity

Days on market: 3
Listed: Oct 7, 2026
MLS listing updated: Oct 31, 2026
Feed last checked: 7 minutes ago

Listed by Osmany Mondaca · Compass Florida, LLC

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Bathrooms (decimal): 2
Full bathrooms: 2
Half bathrooms: 0

Rooms & features

Rooms: 2
Interior features: Pantry
Flooring: Laminate, Vinyl
Appliances: Dishwasher, Gas Range, Ice Maker, Refrigerator

Heating & cooling

Heating: Central, Electric
Cooling: Central Air, Electric

Property

Parking

Garage spaces: 0
Carport spaces: 0
Covered spaces: 0
Parking features: Driveway
Attached garage: No

Exterior

Stories: 1
Building area: 2,166 sqft
Entry level: 1
Patio & porch: Patio
Pool: No
View: Garden, Other
Waterfront property: No

Lot

Lot size: 8,712 sqft
Lot size (acres): 0.2 acres
Lot features: Regular Lot
Zoning: 0100

Construction

Type & style

Home type: Single Family Residence
Year built: 1959
New construction: No

Materials

Construction: CBS
Roof: Shingle
Property condition: Resale
Levels: One
Faces: North

Utilities & green energy

Utilities

Sewer: Public Sewer
Water: Public

Community & HOA

Community

Subdivision: WHISPERING PINES ESTATES
MLS area: 2600
55+ community: No

Association

Has association: No
Estimated monthly dues: $0
Amenities: Street Lights

Lease details

Not reported by the listing source.

Location

Area details

City: Cutler Bay
County: Miami-Dade
ZIP code: 33157

Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number: A12102024
Possession: Close Of Escrow, Negotiable
Original list price: $634,900
Parcel number: 3660040091740
Annual property tax: $7,876
Tax year: 2025
Tax legal description: 4 56 40 PB 65-96 WHISPERING PINES ESTS SEC 3 LOT 1 BLK 39 LOT SIZE 80.000 X 110 OR 20023-0449 112001 1 F/A/U 30-6004-009-1740

Additional MLS details

Reported by the listing source

Association Amenities: Street Lights
Association: No
Bathrooms Total Decimal: 2
Bathrooms Total Integer: 2
Building Area Total: 2166
Construction Materials: CBS
County Or Parish: Miami-Dade
Days On Market: 3
Direction Faces: North
Elementary School: Whispering Pines (Miami-Dade)
High School: Miami Southridge
List Price: 634900
Listing Contract Date: 2026-10-07
Living Area: 1682
Lot Size Acres: 0.2
Lot Size Area: 8800
MLSArea Major: 2600
Middle Or Junior School: Cutler Bay Middle
Mls Status: Active Under Contract
On Market Date: 2026-10-07
Patio And Porch Features: Patio
Photos Count: 35
Postal Code: 33157
Property Sub Type: Single Family Residence
Property Type: Residential
Rooms Total: 2
Senior Community: No
Standard Status: Active Under Contract
State Or Province: FL
Status Change Timestamp: 2026-10-13T20:38:35Z
Stories Total: 1
Subdivision Name: WHISPERING PINES ESTATES
Water Source: Public
Tax Annual Amount: 7876
Bathrooms Full: 2
Pool Private: No
Bedrooms Total: 3
Waterfront: No
Bathrooms Half: 0

Market value

Automated estimate—No licensed valuation source connected

Estimated sales range—Ask Karim for a local market analysis

Estimated rent—No licensed rental valuation source connected

Price history

Date	Event	Price
Oct 7, 2026	ListedMIAMI REALTORS® MLS	$634,900$377/sqft

Public tax history

Year	Property taxes	Assessment
2025	$7,876	—

Payment calculator

Estimated monthly payment$4,268/moIllustrative estimate, not a loan offer.

Loan typeDown payment (%)Interest rate assumption (%)Loan termInsurance / month

Principal & interest: $3,294
Property taxes: $656
Insurance: $317
Association dues: $0

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

WHISPERING PINES ESTATES

Cutler Bay · Miami-Dade County · 33157

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Whispering Pines (Miami-Dade)Elementary

—

Cutler Bay MiddleMiddle

—

Miami SouthridgeHigh

—

School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

Nearby homes

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