ActiveMLS® A12091417

$440,000

9045 SW 203rd Terrace, Cutler Bay, FL 33189

Beds: 3
Baths: 3
Sqft: 1,598

Est. payment$2,764/mo

Home type: Townhouse
Year built: 2005
Lot size: —
Price / sqft: $275
HOA: $150/mo
Community: OLD CUTLER COVE ADDN

Property description

GREAT VALUE IN CUTLER BAY! Don’t miss this excellent opportunity to own a well-maintained home in a desirable Cutler Bay location. This property offers important major updates already completed, including a new A/C system installed in 2024 and a new tankless water heater installed in 2025. The home also features an upgraded kitchen with beautiful updated cabinetry, adding both style and functionality. Perfect for a first-time buyer, growing family, or investor, this property offers a great combination of comfort, upgrades, and long-term value. Conveniently located near shopping, dining, parks, schools, and US-1. A great opportunity at a competitive price—come see the value for yourself.

Listing activity

Days on market: 3
Listed: Sep 19, 2026
MLS listing updated: Sep 22, 2026
Feed last checked: 14 minutes ago

Listed by Danny Quintero · Prime Realty of South Florida

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
Bathrooms (decimal): 2.5
Full bathrooms: 2
Half bathrooms: 1

Rooms & features

Rooms: 0
Interior features: Closet Cabinetry
Flooring: Laminate, Tile
Appliances: Dryer, Refrigerator, Washer
Furnished: Unfurnished

Heating & cooling

Heating: Central
Cooling: Ceiling Fan(s), Central Air

Property

Parking

Garage spaces: 0
Carport spaces: 2
Carport: Yes
Covered spaces: 2

Exterior

Stories: 2
Building area: 1,598 sqft
Entry level: 1
Exterior features: Lighting
Waterfront property: No

Lot

Road frontage: East of US-1

Construction

Type & style

Home type: Townhouse
Structure type: Townhouse
Year built: 2005

Materials

Construction: CBS

Utilities & green energy

Not reported by the listing source.

Community & HOA

Community

Subdivision: OLD CUTLER COVE ADDN
MLS area: 2600
Security: None
Pets allowed: Yes
55+ community: No

Association

Has association: Yes
Association fee: $150 monthly
Estimated monthly dues: $150
Amenities: Pool, Clubhouse
Services included: Pool Service, Maintenance Grounds

Lease details

Not reported by the listing source.

Location

Area details

City: Cutler Bay
County: Miami-Dade
ZIP code: 33189

Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number: A12091417
Possession: Negotiable
Original list price: $440,000
Parcel number: 3660090120190
Annual property tax: $1,327
Tax year: 2025
Tax legal description: OLD CUTLER COVE ADDN LOT 8 BLK 7 PB 99-56 PROP INT IN & TO COMMON ELEMENTS LOT SIZE IRREGULAR OR 20444-2752 06 2002 2 (28) COC 23551-4876 07

Additional MLS details

Reported by the listing source

Association Amenities: Pool, Clubhouse
Association Fee Frequency: Monthly
Association Fee Includes: Pool Service, Maintenance Grounds
Association: Yes
Bathrooms Total Decimal: 2.5
Bathrooms Total Integer: 3
Building Area Total: 1598
Construction Materials: CBS
County Or Parish: Miami-Dade
Days On Market: 3
Elementary School: Gulfstream
High School: Miami Southridge
List Price: 440000
Listing Contract Date: 2026-09-19
Living Area: 1598
MLSArea Major: 2600
Middle Or Junior School: Cutler Bay Middle
Mls Status: Active
On Market Date: 2026-09-19
Photos Count: 19
Postal Code: 33189
Property Sub Type: Townhouse
Property Type: Residential
Road Frontage Type: East of US-1
Rooms Total: 0
Security Features: None
Senior Community: No
Standard Status: Active
State Or Province: FL
Status Change Timestamp: 2026-09-19T04:00:00Z
Stories Total: 2
Subdivision Name: OLD CUTLER COVE ADDN
Tax Annual Amount: 1327
Bathrooms Full: 2
Bedrooms Total: 3
Waterfront: No
Bathrooms Half: 1
Financial Information: Estimated Monthly Assoc Recurring Fee: 150

Market value

Automated estimate—No licensed valuation source connected

Estimated sales range—Ask Karim for a local market analysis

Estimated rent—No licensed rental valuation source connected

Price history

Date	Event	Price
Sep 19, 2026	ListedMIAMI REALTORS® MLS	$440,000$275/sqft

Public tax history

Year	Property taxes	Assessment
2025	$1,327	—

Payment calculator

Estimated monthly payment$2,764/moIllustrative estimate, not a loan offer.

Loan typeDown payment (%)Interest rate assumption (%)Loan termInsurance / month

Principal & interest: $2,283
Property taxes: $111
Insurance: $220
Association dues: $150

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

OLD CUTLER COVE ADDN

Cutler Bay · Miami-Dade County · 33189

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

GulfstreamElementary

—

Cutler Bay MiddleMiddle

—

Miami SouthridgeHigh

—

School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

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