New listingMLS® A12096742

$649,000

9021 SW 197th Street, Cutler Bay, FL 33157

Beds: 3
Baths: 2
Sqft: 1,404

Est. payment$4,349/mo

Home type: Single Family Residence
Year built: 1959
Lot size: 8,712 sqft
Price / sqft: $462
HOA: $0/mo
Community: WHISPERING PINES EST SEC

Property description

Beautifully and inviting home with an open floor plan, the perfect blend of style & comfort. Stunning new kitchen featuring quartz countertops and stainless steel kitchen appliances. Recently updated include newly added Impact resistant window and doors, entire home feature newer flooring through-out and updated outfitted with high-end fixtures including a master shower system in the master bedroom. Enjoy indoor-outdoor living with a bright dining and living room area that opens to a screened-in patio, perfect for relaxing or entertaining guests. Additional features include: 3-year old A/C, Large shed, space for boat or RV, Gas stove, dryer and commercial grade water heater. NEW Roof Located in the highly desirable Whispering Pine school district area.

Listing activity

Days on market: 0
Listed: Sep 28, 2026
MLS listing updated: Sep 28, 2026
Feed last checked: 12 minutes ago

Listed by Mildred Mercado-Emory · London Foster Realty

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Bathrooms (decimal): 2
Full bathrooms: 2
Half bathrooms: 0

Rooms & features

Rooms: 2
Interior features: Pantry, Walk-In Closet(s)
Flooring: Ceramic Tile
Appliances: Gas Water Heater, Dishwasher, Disposal, Dryer, Gas Range, Ice Maker, Oven, Refrigerator, Washer

Heating & cooling

Heating: Central
Cooling: Ceiling Fan(s), Central Air

Property

Parking

Garage spaces: 0
Carport spaces: 1
Carport: Yes
Covered spaces: 1
Parking features: Boat Access/Parking, Driveway, Golf Cart Garage, RV Access/Parking
Attached garage: No

Exterior

Stories: 1
Building area: 1,701 sqft
Entry level: 1
Patio & porch: Porch - Screened, Porch
Exterior features: Awning(s)
Fencing: Fenced
Other structures: Shed(s)
Pool: No
Waterfront property: No

Lot

Lot size: 8,712 sqft
Lot size (acres): 0.2 acres
Zoning: 0100
Road surface: Paved

Construction

Type & style

Home type: Single Family Residence
Year built: 1959
New construction: No

Materials

Construction: Block, CBS
Roof: Shingle
Property condition: Resale
Levels: One
Faces: South

Utilities & green energy

Utilities

Electric: Circuit Breakers
Sewer: Public Sewer
Water: Public

Community & HOA

Community

Subdivision: WHISPERING PINES EST SEC
MLS area: 2600
Security: Smoke Detector(s)
55+ community: No

Association

Has association: No
Estimated monthly dues: $0

Lease details

Not reported by the listing source.

Location

Area details

City: Cutler Bay
County: Miami-Dade
ZIP code: 33157

Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number: A12096742
Possession: Close Of Escrow
Original list price: $649,000
Parcel number: 3660040130900
Annual property tax: $7,883
Tax year: 2025
Tax legal description: 4 56 40 PB 68-9 WHISPERING PINES EST SEC 4 LOT 15 BLK 38 LOT SIZE 80.000 X 110 OR 21319-1628 04 2003 1 F/A/U 30-6004-013-0900

Additional MLS details

Reported by the listing source

Association: No
Bathrooms Total Decimal: 2
Bathrooms Total Integer: 2
Building Area Total: 1701
Construction Materials: Block, CBS
County Or Parish: Miami-Dade
Days On Market: 0
Direction Faces: South
Elementary School: Whispering Pines (Miami-Dade)
High School: Miami Southridge
List Price: 649000
Listing Contract Date: 2026-09-28
Living Area: 1404
Lot Size Acres: 0.2
Lot Size Area: 8800
MLSArea Major: 2600
Middle Or Junior School: Cutler Bay Middle
Mls Status: Active
On Market Date: 2026-09-28
Patio And Porch Features: Porch - Screened, Porch
Photos Count: 4
Postal Code: 33157
Property Sub Type: Single Family Residence
Property Type: Residential
Road Surface Type: Paved
Rooms Total: 2
Security Features: Smoke Detector(s)
Senior Community: No
Standard Status: Active
State Or Province: FL
Status Change Timestamp: 2026-09-28T04:00:00Z
Stories Total: 1
Subdivision Name: WHISPERING PINES EST SEC
Water Source: Public
Tax Annual Amount: 7883
Bathrooms Full: 2
Pool Private: No
Bedrooms Total: 3
Waterfront: No
Bathrooms Half: 0

Market value

Automated estimate—No licensed valuation source connected

Estimated sales range—Ask Karim for a local market analysis

Estimated rent—No licensed rental valuation source connected

Price history

Date	Event	Price
Sep 28, 2026	ListedMIAMI REALTORS® MLS	$649,000$462/sqft

Public tax history

Year	Property taxes	Assessment
2025	$7,883	—

Payment calculator

Estimated monthly payment$4,349/moIllustrative estimate, not a loan offer.

Loan typeDown payment (%)Interest rate assumption (%)Loan termInsurance / month

Principal & interest: $3,368
Property taxes: $657
Insurance: $325
Association dues: $0

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

WHISPERING PINES EST SEC

Cutler Bay · Miami-Dade County · 33157

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Whispering Pines (Miami-Dade)Elementary

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Cutler Bay MiddleMiddle

—

Miami SouthridgeHigh

—

School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

Nearby homes

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