New listingMLS® A12094917

$580,000

8520 SW 207th Terrace, Cutler Bay, FL 33189

Beds: 3
Baths: 2
Sqft: 1,439

Est. payment$4,000/mo

Home type: Single Family Residence
Year built: 1989
Lot size: 5,663 sqft
Price / sqft: $403
HOA: $130/mo
Community: CENTENNIAL SEC 2

Property description

This immaculate single-family home boasts top-tier updates throughout, featuring a warm wood kitchen equipped with sleek granite countertops and fresh interior updates, including new flooring installed in 2022. Key infrastructure upgrades provide peace of mind, including a durable tile roof (2019) and brand-new A/C ductwork for optimal climate control. Step outside to your private backyard oasis, complete with a brand-new pool perfect for year-round relaxing or entertaining. Close to Old Cutler Road, Stores, Mall, School and Black Point Marina.

Listing activity

Days on market: 5
Listed: Sep 24, 2026
MLS listing updated: 6 hours ago
Feed last checked: 1 minute ago

Listed by Derlis Duette · Sea Grove Realty

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Bathrooms (decimal): 2
Full bathrooms: 2
Half bathrooms: 0

Rooms & features

Rooms: 1
Flooring: Vinyl
Appliances: Refrigerator

Heating & cooling

Heating: Central
Cooling: Central Air

Property

Parking

Garage spaces: 0
Carport spaces: 0
Covered spaces: 0
Parking features: Driveway
Attached garage: No

Exterior

Building area: 1,459 sqft
Entry level: 1
Patio & porch: Patio
Pool: Yes
Pool features: In Ground
View: Pool
Waterfront property: No

Lot

Lot size: 5,663 sqft
Lot size (acres): 0.13 acres
Zoning: 0100

Construction

Type & style

Home type: Single Family Residence
Architectural style: Other
Year built: 1989
New construction: No

Materials

Construction: Other
Roof: Other
Property condition: Resale
Faces: Southwest

Utilities & green energy

Utilities

Sewer: Public Sewer
Water: Public

Community & HOA

Community

Subdivision: CENTENNIAL SEC 2
MLS area: 2600
Pets allowed: Yes
55+ community: Yes

Association

Has association: Yes
Association fee: $130 monthly
Estimated monthly dues: $130
Amenities: Gated

Lease details

Not reported by the listing source.

Location

Area details

City: Cutler Bay
County: Miami-Dade
ZIP code: 33189

Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number: A12094917
Possession: Close Of Escrow
Original list price: $580,000
Parcel number: 3660100210040
Annual property tax: $6,846
Tax year: 2025
Tax legal description: CENTENNIAL SEC 2 PB 132-99 LOT 7 BLK 1 LOT SIZE 5805 SQ FT & INT IN COMMON AREA OR 17787-0402 0997 5 COC 23656-1954 04 2005 4 F/A/U 30-6010-

Additional MLS details

Reported by the listing source

Association Amenities: Gated
Association Fee Frequency: Monthly
Association: Yes
Bathrooms Total Decimal: 2
Bathrooms Total Integer: 2
Building Area Total: 1459
Construction Materials: Other
County Or Parish: Miami-Dade
Days On Market: 5
Direction Faces: Southwest
Elementary School: Dr. Edward L. Whigham
High School: Miami Southridge
List Price: 580000
Listing Contract Date: 2026-09-24
Living Area: 1439
Lot Size Acres: 0.13
Lot Size Area: 5805
MLSArea Major: 2600
Middle Or Junior School: Cutler Bay Middle
Mls Status: Active
On Market Date: 2026-09-24
Patio And Porch Features: Patio
Photos Count: 21
Postal Code: 33189
Property Sub Type: Single Family Residence
Property Type: Residential
Rooms Total: 1
Senior Community: Yes
Standard Status: Active
State Or Province: FL
Status Change Timestamp: 2026-09-24T04:00:00Z
Subdivision Name: CENTENNIAL SEC 2
Water Source: Public
Tax Annual Amount: 6846
Bathrooms Full: 2
Pool Private: Yes
Bedrooms Total: 3
Waterfront: No
Bathrooms Half: 0
General Property Information: Senior Community: Yes
Financial Information: Estimated Monthly Assoc Recurring Fee: 130

Market value

Automated estimate—No licensed valuation source connected

Estimated sales range—Ask Karim for a local market analysis

Estimated rent—No licensed rental valuation source connected

Price history

Date	Event	Price
Sep 24, 2026	ListedMIAMI REALTORS® MLS	$580,000$403/sqft

Public tax history

Year	Property taxes	Assessment
2025	$6,846	—

Payment calculator

Estimated monthly payment$4,000/moIllustrative estimate, not a loan offer.

Loan typeDown payment (%)Interest rate assumption (%)Loan termInsurance / month

Principal & interest: $3,009
Property taxes: $571
Insurance: $290
Association dues: $130

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

CENTENNIAL SEC 2

Cutler Bay · Miami-Dade County · 33189

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Dr. Edward L. WhighamElementary

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Cutler Bay MiddleMiddle

—

Miami SouthridgeHigh

—

School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

Nearby homes

12 homes

Property photos coming from MLS

$299,999— bd · 0 ba · — sqft20826 SW 85th Place, Cutler Bay, FL 33189