Premier Brokers International
8005 SW 198th Terrace, Cutler Bay, FL 33189
Price reducedMLS listing sourceMIAMI REALTORS® MLS
Price reducedMLS® A12087565
$729,999

↓ Price reduced $20,001 on Sep 22, 2026

8005 SW 198th Terrace, Cutler Bay, FL 33189

Beds
3
Baths
2
Sqft
1,825
Est. payment$4,603/mo
Home type
Single Family Residence
Year built
1977
Lot size
8,712 sqft
Price / sqft
$400
HOA
$60/mo
Community
SAGA BAY SEC 1 PT 6

Property description

Discover relaxed South Florida living in this spacious 3-bedroom, 2-bathroom home located in Saga Bay, one of Cutler Bay’s most desirable neighborhoods. Situated on a quiet street, the home features impact windows throughout, abundant natural light, distinctive exposed wood-beam ceilings, newer AC (2023), and hard-surface tile flooring. The living and dining spaces flow seamlessly to a large fenced backyard with an expansive covered patio, ceiling fans, and multiple areas for dining, grilling, and entertaining. A two-car garage and extended driveway provide ample parking and storage. Saga Bay offers lake access for kayaking and paddleboarding, lighted pickleball and tennis courts, a five-acre park with a playground and walking trails, and community security—all with one of the lowest HOA fees in Cutler Bay. Conveniently located just minutes from A-rated schools, Black Point Marina, shopping, dining, and US-1. Enjoy the space, amenities, and indoor-outdoor lifestyle that make Saga Bay such a special place to call home.

Listing activity

Days on market
12
Listed
Sep 15, 2026
MLS listing updated
Sep 27, 2026
Feed last checked
11 minutes ago

Listed by Angelo Dilan · South Florida Global R.E. LLC

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms
3
Bathrooms
2
Bathrooms (decimal)
2
Full bathrooms
2
Half bathrooms
0

Rooms & features

Rooms
2
Interior features
Vaulted Ceiling(s)
Flooring
Laminate, Tile, Vinyl
Appliances
Dishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer, Other
Laundry
In Garage
Window features
Blinds
Other equipment
Other

Heating & cooling

Heating
Central, Electric
Cooling
Ceiling Fan(s), Central Air
Property

Parking

Garage spaces
2
Garage
Yes
Covered spaces
2
Parking features
Attached, Attached Garage, Driveway, Garage, Garage Door Opener, Strip/Slab
Attached garage
Yes

Exterior

Stories
1
Building area
2,381 sqft
Entry level
1
Patio & porch
Patio
Exterior features
Lighting
Fencing
Fenced
Pool
No
Waterfront property
No

Lot

Lot size
8,712 sqft
Lot size (acres)
0.2 acres
Lot features
Room for Pool
Zoning
0100
Road frontage
Public Road
Construction

Type & style

Home type
Single Family Residence
Year built
1977
New construction
No

Materials

Construction
CBS
Roof
Shingle
Property condition
Resale
Levels
One
Faces
South
Utilities & green energy

Utilities

Sewer
Public Sewer
Water
Public
Community & HOA

Community

Subdivision
SAGA BAY SEC 1 PT 6
MLS area
2600
Security
Smoke Detector(s)
55+ community
Yes

Association

Has association
Yes
Association fee
$180 quarterly
Estimated monthly dues
$60
Amenities
Maintained Community, Other
Lease details

Not reported by the listing source.

Location

Area details

City
Cutler Bay
County
Miami-Dade
ZIP code
33189
Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number
A12087565
Possession
Close Of Escrow
Original list price
$750,000
Parcel number
3660100070700
Annual property tax
$4,680
Tax year
2025
Tax legal description
SAGA BAY SEC 1 PT 6 PB 99-37 LOT 25 BLK 20 LOT SIZE 85.000 X 103 OR 16685-3851 0295 1 COC 23369-3291 04 2005 1 F/A/U 30-6010-007-0700 COC 26
Additional MLS details

Reported by the listing source

Association Amenities
Maintained Community, Other
Association Fee Frequency
Quarterly
Association
Yes
Bathrooms Total Decimal
2
Bathrooms Total Integer
2
Building Area Total
2381
Construction Materials
CBS
County Or Parish
Miami-Dade
Days On Market
12
Direction Faces
South
Elementary School
Dr. Edward L. Whigham
High School
Miami Southridge
Laundry Features
In Garage
List Price
729999
Listing Contract Date
2026-09-15
Living Area
1825
Lot Size Acres
0.2
Lot Size Area
8753
MLSArea Major
2600
Middle Or Junior School
Cutler Bay Middle
Mls Status
Active
On Market Date
2026-09-15
Patio And Porch Features
Patio
Photos Count
42
Postal Code
33189
Price Change Timestamp
2026-09-22T15:08:37Z
Property Sub Type
Single Family Residence
Property Type
Residential
Road Frontage Type
Public Road
Rooms Total
2
Security Features
Smoke Detector(s)
Senior Community
Yes
Standard Status
Active
State Or Province
FL
Status Change Timestamp
2026-09-15T04:00:00Z
Stories Total
1
Subdivision Name
SAGA BAY SEC 1 PT 6
Water Source
Public
Tax Annual Amount
4680
Bathrooms Full
2
Pool Private
No
Bedrooms Total
3
Waterfront
No
Bathrooms Half
0
General Property Information: Senior Community
Yes
Financial Information: Estimated Monthly Assoc Recurring Fee
60

Market value

Automated estimate—No licensed valuation source connected
Estimated sales range—Ask Karim for a local market analysis
Estimated rent—No licensed rental valuation source connected

Price history

DateEventPrice
Sep 15, 2026ListedMIAMI REALTORS® MLS$750,000$411/sqft
Sep 22, 2026Price reducedMIAMI REALTORS® MLS$729,999$400/sqft

Public tax history

YearProperty taxesAssessment
2025$4,680—

Payment calculator

Estimated monthly payment$4,603/moIllustrative estimate, not a loan offer.
Principal & interest
$3,788
Property taxes
$390
Insurance
$365
Association dues
$60

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

SAGA BAY SEC 1 PT 6

Cutler Bay · Miami-Dade County · 33189

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Dr. Edward L. WhighamElementary
—
Cutler Bay MiddleMiddle
—
Miami SouthridgeHigh
—
School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

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MLS listing source

MIAMI REALTORS® MLS · Listing courtesy of South Florida Global R.E. LLC. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. IDX information is provided exclusively for consumers’ personal, non-commercial use and may be used only to identify prospective properties they may be interested in purchasing or leasing. Terms of use · Equal Housing Opportunity.