ActiveMLS® A12041685

$799,000

7950 SW 196th Terrace, Cutler Bay, FL 33189

Beds: 4
Baths: 3
Sqft: 2,324

Est. payment$4,999/mo

Home type: Single Family Residence
Year built: 2003
Lot size: 10,019 sqft
Price / sqft: $344
HOA: $40/mo
Community: SAGA BAY SEC 1 PT 4

Property description

Stunning elevated corner home in Cutler Bay with 10-ft ceilings, 2-car garage, and private pool. Corner lot with side-yard boat parking, spacious backyard, and exclusive riparian rights to a private community lake (swim, paddleboard, kayak). Walk to 2 parks incl. newly renovated Saga Bay Park (lighted tennis/pickleball, playground). New roof to be installed by seller prior to closing (permits in process).

Listing activity

Days on market: 87
Listed: Jun 23, 2026
MLS listing updated: Sep 18, 2026
Feed last checked: 15 minutes ago

Listed by Mario Felipe Gallardo · One Sotheby's International Realty

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 3
Bathrooms (decimal): 2.5
Full bathrooms: 2
Half bathrooms: 1

Rooms & features

Rooms: 1
Flooring: Tile, Vinyl
Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Washer

Heating & cooling

Heating: Central
Cooling: Central Air

Property

Parking

Garage spaces: 2
Garage: Yes
Covered spaces: 2
Parking features: Driveway, Garage Door Opener
Attached garage: No

Exterior

Stories: 1
Building area: 3,085 sqft
Entry level: 1
Exterior features: None
Pool: Yes
Pool features: In Ground
Waterfront property: No

Lot

Lot size: 10,019 sqft
Lot size (acres): 0.23 acres
Zoning: 0100

Construction

Type & style

Home type: Single Family Residence
Year built: 2003

Materials

Construction: Block
Roof: Other
Levels: One
Faces: North

Utilities & green energy

Utilities

Electric: Circuit Breakers
Sewer: Public Sewer
Water: Public

Community & HOA

Community

Subdivision: SAGA BAY SEC 1 PT 4
MLS area: 2600
Pets allowed: Yes
55+ community: Yes

Association

Has association: Yes
Association fee: $120 quarterly
Estimated monthly dues: $40
Amenities: Tennis Court(s)

Lease details

Not reported by the listing source.

Location

Area details

City: Cutler Bay
County: Miami-Dade
ZIP code: 33189

Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number: A12041685
Possession: Close Of Escrow
Original list price: $865,000
Parcel number: 3660030160070
Annual property tax: $4,956
Tax year: 2025
Tax legal description: SAGA BAY SEC 1 PT 4 PB 98-50 LOT 7 BLK 11 LOT SIZE 10018 SQ FT OR 18187-3880 0698 1 COC 21754-4026 09 2003 6 F/A/U 30-6003-016-0070 COC 2565

Additional MLS details

Reported by the listing source

Association Amenities: Tennis Court(s)
Association Fee Frequency: Quarterly
Association: Yes
Bathrooms Total Decimal: 2.5
Bathrooms Total Integer: 3
Building Area Total: 3085
Construction Materials: Block
County Or Parish: Miami-Dade
Days On Market: 87
Direction Faces: North
Elementary School: Dr. Edward L. Whigham
High School: Miami Southridge
List Price: 799000
Listing Contract Date: 2026-06-23
Living Area: 2324
Lot Size Acres: 0.23
Lot Size Area: 10018
MLSArea Major: 2600
Middle Or Junior School: Cutler Bay Middle
Mls Status: Active
On Market Date: 2026-06-23
Photos Count: 36
Postal Code: 33189
Price Change Timestamp: 2026-07-09T16:00:12Z
Property Sub Type: Single Family Residence
Property Type: Residential
Rooms Total: 1
Senior Community: Yes
Standard Status: Active
State Or Province: FL
Status Change Timestamp: 2026-06-23T04:00:00Z
Stories Total: 1
Subdivision Name: SAGA BAY SEC 1 PT 4
Water Source: Public
Tax Annual Amount: 4956
Bathrooms Full: 2
Pool Private: Yes
Bedrooms Total: 4
Waterfront: No
Bathrooms Half: 1
General Property Information: Senior Community: Yes
Financial Information: Estimated Monthly Assoc Recurring Fee: 40

Market value

Automated estimate—No licensed valuation source connected

Estimated sales range—Ask Karim for a local market analysis

Estimated rent—No licensed rental valuation source connected

Price history

Date	Event	Price
Jun 23, 2026	ListedMIAMI REALTORS® MLS	$865,000$372/sqft
Jul 9, 2026	Price reducedMIAMI REALTORS® MLS	$799,000$344/sqft

Public tax history

Year	Property taxes	Assessment
2025	$4,956	—

Payment calculator

Estimated monthly payment$4,999/moIllustrative estimate, not a loan offer.

Loan typeDown payment (%)Interest rate assumption (%)Loan termInsurance / month

Principal & interest: $4,146
Property taxes: $413
Insurance: $400
Association dues: $40

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

SAGA BAY SEC 1 PT 4

Cutler Bay · Miami-Dade County · 33189

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Dr. Edward L. WhighamElementary

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Cutler Bay MiddleMiddle

—

Miami SouthridgeHigh

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School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

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