New listingMLS® A12061919

$999,999

7926 SW 195th Terrace, Cutler Bay, FL 33157

Beds: 5
Baths: 4
Sqft: 3,945

Est. payment$7,811/mo

Home type: Single Family Residence
Year built: 2006
Lot size: 10,890 sqft
Price / sqft: $253
HOA: $508/mo
Community: CUTLER CAY

Property description

Spacious 5BR/4BA, two story home in the prestigious gated community of Cutler Cay. This exceptional floor plan features soaring ceilings, formal living and dining rooms, and a first-floor guest bedroom with full bath, ideal for guests, an office, or playroom. The kitchen offers an island, snack bar, breakfast nook, and opens to the family room. Upstairs, the primary suite boasts a private balcony, sitting area, walk-in closets, and luxurious bath with dual water closets, soaking tub, and separate shower. Oversized fenced yard features a paver patio, beach-entry pool, spa, and two covered terraces. Additional highlights include a 2-car garage, indoor laundry room, accordion shutters, and resort-style community amenities with 24-hour guard gate, pool, playground, tennis & basketball courts, and walking paths.

Listing activity

Days on market: 59
Listed: Jul 29, 2026
MLS listing updated: Sep 26, 2026
Feed last checked: 7 minutes ago

Listed by Drew Kern · BHHS EWM Realty

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 5
Bathrooms: 4
Bathrooms (decimal): 4
Full bathrooms: 4
Half bathrooms: 0

Rooms & features

Rooms: 2
Interior features: Bedroom Layout - Split, Built-in Features, Closet Cabinetry, Entrance Foyer, High Ceilings, Pantry, Walk-In Closet(s)
Flooring: Carpet, Tile, Vinyl
Appliances: Dishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
Laundry: Laundry Tub
Furnished: Unfurnished
Window features: Blinds

Heating & cooling

Heating: Central, Electric
Cooling: Central Air, Electric

Property

Parking

Garage spaces: 2
Garage: Yes
Carport spaces: 0
Covered spaces: 2
Parking features: Attached, Attached Garage, Driveway, Garage, Paver Block
Attached garage: Yes

Exterior

Stories: 2
Building area: 5,039 sqft
Entry level: 1
Patio & porch: Patio
Exterior features: Balcony
Fencing: Fenced
Pool: Yes
Pool features: In Ground
View: Pool
Waterfront property: No
Spa: Yes
Spa features: In Ground

Lot

Lot size: 10,890 sqft
Lot size (acres): 0.25 acres
Zoning: 0100

Construction

Type & style

Home type: Single Family Residence
Year built: 2006
New construction: No

Materials

Construction: CBS
Roof: Barrel
Property condition: Resale
Levels: Two
Faces: North

Utilities & green energy

Utilities

Sewer: Public Sewer
Water: Public
Utilities: Cable Available

Community & HOA

Community

Subdivision: CUTLER CAY
MLS area: 2600
Pets allowed: Yes
55+ community: No

Association

Has association: Yes
Association fee: $508 monthly
Estimated monthly dues: $508
Amenities: Gated, Pool, Clubhouse, Fitness Center, Street Lights, Tennis Court(s)
Services included: Recreation Facility, Cable TV, Common Areas, Internet, Security

Lease details

Not reported by the listing source.

Location

Area details

City: Cutler Bay
County: Miami-Dade
ZIP code: 33157

Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number: A12061919
Possession: Negotiable
Original list price: $999,999
Parcel number: 3660030342250
Annual property tax: $19,371
Tax year: 2025
Tax legal description: CUTLER CAY PB 162-23 T-21739 LOT 46 BLK 11 LOT SIZE 11011 SQ FT FAU 30 6003 032 0010 THRU 5290 F/A/U 30-6003-034-2250 COC 24786-3828 07 2006

Additional MLS details

Reported by the listing source

Association Amenities: Gated, Pool, Clubhouse, Fitness Center, Street Lights, Tennis Court(s)
Association Fee Frequency: Monthly
Association Fee Includes: Recreation Facility, Cable TV, Common Areas, Internet, Security
Association: Yes
Bathrooms Total Decimal: 4
Bathrooms Total Integer: 4
Building Area Total: 5039
Construction Materials: CBS
County Or Parish: Miami-Dade
Days On Market: 59
Direction Faces: North
Elementary School: Dr. Edward L. Whigham
High School: Miami Southridge
Laundry Features: Laundry Tub
List Price: 999999
Listing Contract Date: 2026-07-29
Living Area: 3945
Lot Size Acres: 0.25
Lot Size Area: 11011
MLSArea Major: 2600
Middle Or Junior School: Cutler Bay Middle
Mls Status: Active
On Market Date: 2026-09-25
Patio And Porch Features: Patio
Photos Count: 37
Postal Code: 33157
Property Sub Type: Single Family Residence
Property Type: Residential
Rooms Total: 2
Senior Community: No
Standard Status: Active
State Or Province: FL
Status Change Timestamp: 2026-09-25T20:58:34Z
Stories Total: 2
Subdivision Name: CUTLER CAY
Water Source: Public
Tax Annual Amount: 19371
Bathrooms Full: 4
Pool Private: Yes
Bedrooms Total: 5
Waterfront: No
Bathrooms Half: 0
Financial Information: Estimated Monthly Assoc Recurring Fee: 508

Market value

Automated estimate—No licensed valuation source connected

Estimated sales range—Ask Karim for a local market analysis

Estimated rent—No licensed rental valuation source connected

Price history

Date	Event	Price
Jul 29, 2026	ListedMIAMI REALTORS® MLS	$999,999$253/sqft

Public tax history

Year	Property taxes	Assessment
2025	$19,371	—

Payment calculator

Estimated monthly payment$7,811/moIllustrative estimate, not a loan offer.

Loan typeDown payment (%)Interest rate assumption (%)Loan termInsurance / month

Principal & interest: $5,189
Property taxes: $1,614
Insurance: $500
Association dues: $508

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

CUTLER CAY

Cutler Bay · Miami-Dade County · 33157

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Dr. Edward L. WhighamElementary

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Cutler Bay MiddleMiddle

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Miami SouthridgeHigh

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School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

Nearby homes

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