Martin County REALTORS® of the Treasure CoastActive Under ContractMLS® M20056558
$315,000
↓ Price reduced $4,000 on Sep 16, 2026
4099 SE Centerboard Lane 4-B, Stuart, FL 34997
- Beds
- 2
- Baths
- 2
- Sqft
- 1,588
- Home type
- Condominium
- Year built
- 1984
- Lot size
- —
- Price / sqft
- $198
- HOA
- $1,210/mo
- Community
- Mariner Cay 03 Condo
Property description
Welcome to Mariner Cay, a unique waterfront community just minutes from the St. Lucie Inlet with no bridges to the Inlet, perfect for boating enthusiasts. Residents enjoy a 52-slip marina with fuel, waterfront clubhouse, two pools, tennis and pickleball courts, and 24/7 manned guard-gated security. This beautifully renovated second-floor condo offers 2 bedrooms, 2 bathrooms, and a versatile bonus room that could easily serve as a third bedroom, office, den, or guest space. The residence features an updated eat-in kitchen with travertine flooring, stainless steel appliances and a built-in bar, a light-filled living area with plantation shutters, and a screened and covered patio. Located on the second floor with just one set of exterior stairs, the entire residence is conveniently situated on one level with windows on 4 sides. Dockage is available for rent through MCIII Condo Assn on a first-come, first-serve basis at $2 per foot per month, accommodating vessels up to 31' LOA.
Listing activity
- Days on market
- 38
- Listed
- Aug 12, 2026
- MLS listing updated
- Sep 19, 2026
- Feed last checked
- 6 minutes ago
Listed by Julia C Sansevere · Coldwell Banker Realty
Map
Map location is based on MLS-supplied coordinates. Verify the location before relying on it.
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms
- 2
- Bathrooms
- 2
- Bathrooms (decimal)
- 2
- Full bathrooms
- 2
- Half bathrooms
- 0
Rooms & features
- Rooms
- 0
- Interior features
- Bar, Entrance Foyer, Walk-In Closet(s)
- Flooring
- Carpet, Tile
- Appliances
- Electric Water Heater, Dishwasher, Disposal, Electric Range, Microwave, Refrigerator, Water Heater
- Laundry
- Dryer Hookup
- Furnished
- Unfurnished
- Other equipment
- TV Antenna
Heating & cooling
- Heating
- Central
- Cooling
- Ceiling Fan(s), Central Air
Property
Parking
- Parking spaces
- 0
- Covered spaces
- 0
- Parking features
- Assigned
- Attached garage
- No
Exterior
- Stories
- 2
- Building area
- 1,588 sqft
- Patio & porch
- Patio - Screened, Patio - Covered, Patio
- Pool
- No
- View
- Garden
- Waterfront property
- No
Lot
- Road surface
- Paved
- Road frontage
- East of US-1, Private Road
Construction
Type & style
- Home type
- Condominium
- Year built
- 1984
- New construction
- No
Materials
- Construction
- Frame
- Roof
- Composition, Shingle
- Property condition
- Resale
Utilities & green energy
Utilities
- Sewer
- Public Sewer
- Water
- Public
- Utilities
- Sewer Available, Water Available
Community & HOA
Community
- Subdivision
- Mariner Cay 03 Condo
- MLS area
- 6070 - Stuart - South of Indian St
- MLS subarea
- MRTC - Martin County
- Security
- Gated Community, Gated with Guard, Security Guard, Smoke Detector(s)
- Pets allowed
- Pet Restrictions Possible, Number Limit, Size Limit, Yes
- 55+ community
- No
Association
- Has association
- Yes
- Association fee
- $1,210 monthly
- Estimated monthly dues
- $1,210
- Amenities
- Pool, Billiard Room, Boating, Clubhouse, Fitness Center, Kitchen Facilities, Library, Pickleball Court(s), Picnic Area, Tennis Court(s)
- Services included
- Cable TV, Common Areas, Internet, Legal/Accounting, Pest Control, Reserve Funds, Roof Repairs, Security
Lease details
Not reported by the listing source.
Location
Area details
- City
- Stuart
- County
- Martin
- ZIP code
- 34997
Manufactured home details
Not reported by the listing source.
Financial & listing details
Listing
- MLS number
- M20056558
- Possession
- Close Of Escrow, Negotiable
- Original list price
- $319,000
- Parcel number
- 523841203004000208
- Annual property tax
- $4,269
- Tax year
- 2025
- Tax legal description
- MARINER CAY III CONDO BLDG 4 UNIT B
Additional MLS details
Reported by the listing source
- Association Amenities
- Pool, Billiard Room, Boating, Clubhouse, Fitness Center, Kitchen Facilities, Library, Pickleball Court(s), Picnic Area, Tennis Court(s)
- Association Fee Frequency
- Monthly
- Association Fee Includes
- Cable TV, Common Areas, Internet, Legal/Accounting, Pest Control, Reserve Funds, Roof Repairs, Security
- Association
- Yes
- Bathrooms Total Decimal
- 2
- Bathrooms Total Integer
- 2
- Building Area Total
- 1588
- Construction Materials
- Frame
- County Or Parish
- Martin
- Days On Market
- 38
- Elementary School
- Port Salerno
- High School
- Martin County
- Laundry Features
- Dryer Hookup
- List Price
- 315000
- Listing Contract Date
- 2026-08-12
- Living Area
- 1588
- MLSArea Major
- 6070 - Stuart - South of Indian St
- MLSArea Minor
- MRTC - Martin County
- Middle Or Junior School
- Dr. David L. Anderson
- Mls Status
- Active Under Contract
- On Market Date
- 2026-08-12
- Parking Total
- 0
- Patio And Porch Features
- Patio - Screened, Patio - Covered, Patio
- Photos Count
- 88
- Postal Code
- 34997
- Price Change Timestamp
- 2026-09-16T17:23:16Z
- Property Sub Type
- Condominium
- Property Type
- Residential
- Road Frontage Type
- East of US-1, Private Road
- Road Surface Type
- Paved
- Rooms Total
- 0
- Security Features
- Gated Community, Gated with Guard, Security Guard, Smoke Detector(s)
- Senior Community
- No
- Standard Status
- Active Under Contract
- State Or Province
- FL
- Status Change Timestamp
- 2026-09-19T23:46:30Z
- Stories Total
- 2
- Subdivision Name
- Mariner Cay 03 Condo
- Water Source
- Public
- Tax Annual Amount
- 4269
- Bathrooms Full
- 2
- Pool Private
- No
- Bedrooms Total
- 2
- Waterfront
- No
- Bathrooms Half
- 0
- Financial Information: Estimated Monthly Assoc Recurring Fee
- 1210
Market value
Price history
| Date | Event | Price |
|---|---|---|
| Aug 12, 2026 | ListedMartin County REALTORS® of the Treasure Coast | $319,000$201/sqft |
| Sep 16, 2026 | Price reducedMartin County REALTORS® of the Treasure Coast | $315,000$198/sqft |
Public tax history
| Year | Property taxes | Assessment |
|---|---|---|
| 2025 | $4,269 | — |
Payment calculator
Estimated monthly payment$3,358/moIllustrative estimate, not a loan offer.
- Principal & interest
- $1,634
- Property taxes
- $356
- Insurance
- $158
- Association dues
- $1,210
Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.
Neighborhood
Area
Mariner Cay 03 CondoStuart · Martin County · 34997
Climate risk
—No licensed climate-risk source is connected.
Nearby schools
Port SalernoElementary
—Dr. David L. AndersonMiddle
—Martin CountyHigh
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