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3410 SE MARTINIQUE Trace 102, Stuart, FL 34997
Active Under ContractBeachesMLS
Active Under ContractMLS® B26069100
$325,000

3410 SE MARTINIQUE Trace 102, Stuart, FL 34997

Beds
2
Baths
2
Sqft
1,506
Est. payment$2,895/mo
Home type
Condominium
Year built
1989
Lot size
0 sqft
Price / sqft
$216
HOA
$698/mo
Community
MONTEGO COVE CONDO

Property description

This isn't a cookie-cutter condo. It's a freshly finished 2/2 in gated Montego Cove—new floors, new paint, new appliances, plantation shutters, impact windows and doors, and the kind of custom shelving, inlays, and tile details you notice the second you walk in. Lots of storage. Thoughtful finishes. Ceiling fans, hardware, everything chosen with care. Move-in ready, lock-and-go, and built to last in Florida weather. Welcome to active Florida living at its best in the gated 55+ community of Montego Cove! This bright 2-bedroom, 2-bath condo (1,506 sq ft) at 3410 SE Martinique Trace #102 puts you right in the middle of the action. Step outside your door into over 50 acres of park-like grounds with two lakes, a nature preserve, mature trees, and scenic paths perfect for walking, biking, or simply soaking up the Florida sunshine. Montego Cove is built for people who want to stay busy and connected. Fire up a friendly match on the lighted tennis and pickleball courts, cool off in one of the two sparkling pools (one heated), unwind in the hot tub spa, or challenge friends to shuffleboard. The spacious clubhouse is the social hub—complete with a kitchen, library/card room, billiards, and a large meeting room with a dance floor that hosts regular activities, gatherings, and events. Add a gazebo, picnic areas, and a true sense of community, and you have resort-style living without the high-rise feel. Inside, enjoy an open layout with ceramic tile flooring, a functional kitchen, full-size washer/dryer, and comfortable living spaces designed for easy everyday living and entertaining. The community is fully gated and walled for privacy and peace of mind, yet pet-friendly (15 lb limit) and conveniently located with stores and restaurants within walking distance. 1 covered carport space assigned and plenty of additional parking. Location advantage: You're just a short drive from everything that makes Stuart special. Historic downtown Stuart (roughly 10-15 minutes) offers the lively Riverwalk along the St. Lucie River, boutique shopping, galleries, the Lyric Theatre, waterfront dining, Sunday farmers markets, and a vibrant arts scene. Head east to Hutchinson Island and you'll reach beautiful Atlantic beaches—including popular spots like Bathtub Beach and Stuart Beach—in about 10-15 minutes. World-class fishing, boating, and the "Sailfish Capital of the World" vibe are right at your doorstep, along with easy access to medical facilities, shopping, and I-95. Whether you want morning tennis, afternoon pool time with neighbors, evening dances at the beautiful recreation clubhouse, or quick escapes to the beach and downtown, this Montego Cove condo delivers an energetic, low-maintenance lifestyle in one of Stuart's most desirable active adult communities. Ready to make it yours? Let's schedule a showing and see the activity for yourself! No lease first 2 years.

Listing activity

Days on market
8
Listed
Aug 26, 2026
MLS listing updated
Sep 17, 2026
Feed last checked
5 minutes ago

Listed by Rebekah Lee Urbina · LPT Realty, LLC

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms
2
Bathrooms
2
Bathrooms (decimal)
2
Full bathrooms
2
Half bathrooms
0
Main-level bedrooms
2
Main-level bathrooms
2

Rooms & features

Rooms
3
Interior features
Built-in Features, Closet Cabinetry, Kitchen Island, Walk-In Closet(s)
Flooring
Laminate, Wood
Appliances
Range, Dishwasher, Dryer, Electric Range, Ice Maker, Microwave, Refrigerator, Washer
Laundry
Inside, Laundry Closet
Fireplace
No

Heating & cooling

Heating
Central, Electric
Cooling
Ceiling Fan(s), Central Air, Electric
Property

Parking

Garage
No
Carport spaces
1
Carport
Yes
Parking spaces
2
Covered spaces
1
Parking features
Assigned, Carport, Covered, Detached Carport, Guest, Open
Attached garage
No

Exterior

Stories
1
Building area
1,506 sqft
Patio & porch
Porch - Open, Patio - Open, Porch, Glass Enclosed, Patio
Exterior features
Tennis Court(s)
Pool
No
View
Lake, Water
Waterfront
None, Lake
Waterfront property
Yes

Lot

Lot size
0 sqft
Lot size (acres)
0 acres
Zoning
RESIDENTIAL
Road frontage
West of US-1
Construction

Type & style

Home type
Condominium
Structure type
Multi Family
Year built
1989
New construction
No

Materials

Construction
Block, Concrete, Stucco
Roof
Barrel, Tile
Property condition
Resale
Levels
Multi/Split
Faces
Northwest
Utilities & green energy

Utilities

Sewer
Public Sewer
Water
Public
Utilities
Cable Available, Electricity Connected, Sewer Available, Water Available
Community & HOA

Community

Subdivision
MONTEGO COVE CONDO
MLS area
6140 - Hobe Sound/Stuart - South of Cove Rd
MLS subarea
MRTC - Martin County
Security
Gated - No Guard
Pets allowed
Pet Restrictions Possible, Yes
55+ community
Yes

Association

Has association
Yes
Association fee
$698 monthly
Estimated monthly dues
$698
Amenities
Pool, Billiard Room, Clubhouse, Jogging Path, Library, Parking, Picnic Area, Shuffleboard Court, Spa/Hot Tub, Street Lights, Tennis Court(s)
Services included
Recreation Facility, Cable TV, Common Areas, Insurance, Internet, Maintenance Grounds, Pest Control, Trash
Association name
Montego Cove
Lease details

Not reported by the listing source.

Location

Area details

City
Stuart
County
Martin
ZIP code
34997
Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number
B26069100
Possession
Close Of Escrow, Negotiable
Original list price
$325,000
Parcel number
353841002028010203
Annual property tax
$4,175
Tax year
2026
Assessed value
$165,146
Tax legal description
MONTEGO COVE XVIII BLDG 28 UNIT 102
Special listing conditions
Standard
Additional MLS details

Reported by the listing source

Association Amenities
Pool, Billiard Room, Clubhouse, Jogging Path, Library, Parking, Picnic Area, Shuffleboard Court, Spa/Hot Tub, Street Lights, Tennis Court(s)
Association Fee Frequency
Monthly
Association Fee Includes
Recreation Facility, Cable TV, Common Areas, Insurance, Internet, Maintenance Grounds, Pest Control, Trash
Association
Yes
Bathrooms Total Decimal
2
Bathrooms Total Integer
2
Building Area Total
1506
Construction Materials
Block, Concrete, Stucco
County Or Parish
Martin
Days On Market
8
Direction Faces
Northwest
Elementary School
SeaWind
High School
South Fork
Laundry Features
Inside, Laundry Closet
List Price
325000
Listing Contract Date
2026-08-26
Living Area
1506
Lot Size Acres
0
Lot Size Area
0
MLSArea Major
6140 - Hobe Sound/Stuart - South of Cove Rd
MLSArea Minor
MRTC - Martin County
Main Level Bathrooms
2
Main Level Bedrooms
2
Middle Or Junior School
Murray
Mls Status
Active Under Contract
On Market Date
2026-08-27
Parking Total
2
Patio And Porch Features
Porch - Open, Patio - Open, Porch, Glass Enclosed, Patio
Photos Count
33
Postal Code
34997
Property Sub Type
Condominium
Property Type
Residential
Road Frontage Type
West of US-1
Rooms Total
3
Security Features
Gated - No Guard
Senior Community
Yes
Standard Status
Active Under Contract
State Or Province
FL
Status Change Timestamp
2026-09-04T22:28:18Z
Stories Total
1
Subdivision Name
MONTEGO COVE CONDO
Tax Assessed Value
165146
Water Source
Public
Waterfront Features
None, Lake
Tax Annual Amount
4175
Bathrooms Full
2
Pool Private
No
Bedrooms Total
2
Bathrooms Half
0
General Property Information: Senior Community
Yes
Financial Information: Estimated Monthly Assoc Recurring Fee
698

Market value

Automated estimate—No licensed valuation source connected
Estimated sales range—Ask Karim for a local market analysis
Estimated rent—No licensed rental valuation source connected

Price history

DateEventPrice
Aug 26, 2026ListedBeachesMLS$325,000$216/sqft

Public tax history

YearProperty taxesAssessment
2026$4,175$165,146

Payment calculator

Estimated monthly payment$2,895/moIllustrative estimate, not a loan offer.
Principal & interest
$1,686
Property taxes
$348
Insurance
$163
Association dues
$698

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

MONTEGO COVE CONDO

Stuart · Martin County · 34997

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

SeaWindElementary
—
MurrayMiddle
—
South ForkHigh
—
School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

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BeachesMLS

BeachesMLS · Listing courtesy of LPT Realty, LLC. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. IDX information is provided exclusively for consumers’ personal, non-commercial use and may be used only to identify prospective properties they may be interested in purchasing or leasing. Terms of use · Equal Housing Opportunity.