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3470 SE Martinique Trace 103, Stuart, FL 34997
Price reducedMLS listing sourceMartin County REALTORS® of the Treasure Coast
Price reducedMLS® M20056342
$319,900

↓ Price reduced $5,100 on Sep 25, 2026

3470 SE Martinique Trace 103, Stuart, FL 34997

Beds
2
Baths
2
Sqft
1,506
Est. payment$2,716/mo
Home type
Condominium
Year built
1987
Lot size
2,325,233 sqft
Price / sqft
$212
HOA
$727/mo
Community
Montego Cove Condo All Ph

Property description

NEW PRICE IMPROVEMENT!!! STUNNING, TOTALLY UPDATED ON THE LAKE! This 1st floor condo in Montego Cove, Stuart’s premier 55+ community is truly move-in ready! Most of the updates were completed in the last 2 years. Impact windows and doors, new AC in 2025, remodeled kitchen w/ Quartzite counters & backsplash, 42-inch cabinets with crown molding, all new appliances & a custom pantry. Ceramic tile throughout, updated baths with walk-in shower in master, new high-end pavers installed in front, walled patio and back screened porch, new aluminum screen wall on porch providing a panoramic view of the lake. The lake view faces north so no hot sun pouring in. Freshly painted living areas and guest bedroom. Electric panel replaced in 2022. Community residents enjoy the gorgeous park-like grounds w/ the mature trees, 2 lakes, 2 pools, beautiful clubhouse, pickleball & tennis courts and the many social & recreational activities. Pick up trucks & 1 small pet permitted. MAKE YOUR APPOINTMENT TODAY!

Listing activity

Days on market
69
Listed
Jul 21, 2026
MLS listing updated
Sep 28, 2026
Feed last checked
9 minutes ago

Listed by Ann D. Arner · Coldwell Banker Realty

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms
2
Bathrooms
2
Bathrooms (decimal)
2
Full bathrooms
2
Half bathrooms
0

Rooms & features

Rooms
4
Interior features
Bedroom Layout - Split, Entrance Foyer, Pantry, Walk-In Closet(s)
Flooring
Ceramic Tile
Appliances
Electric Water Heater, Dishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer, Water Heater
Furnished
Unfurnished

Heating & cooling

Heating
Electric
Cooling
Electric
Property

Parking

Carport
Yes
Parking spaces
1
Covered spaces
0
Parking features
Carport
Attached garage
No

Exterior

Stories
2
Building area
1,506 sqft
Patio & porch
Porch - Screened, Patio - Open, Porch, Patio
Exterior features
Barbecue
Pool
No
View
Lake
Waterfront
Lake
Waterfront property
Yes

Lot

Lot size
2,325,233 sqft
Lot size (acres)
53.38 acres
Road surface
Paved
Road frontage
Private Road
Construction

Type & style

Home type
Condominium
Year built
1987
New construction
No

Materials

Construction
Block, Concrete, Stucco
Roof
Barrel
Property condition
Resale
Faces
South
Utilities & green energy

Utilities

Sewer
Public Sewer
Water
Public
Utilities
Sewer Available, Water Available
Community & HOA

Community

Subdivision
Montego Cove Condo All Ph
MLS area
6140 - Hobe Sound/Stuart - South of Cove Rd
MLS subarea
MRTC - Martin County
Security
Gated Community, Gated with Guard, Security Fence, Security Gate
Pets allowed
Pet Restrictions Possible, Number Limit, Size Limit, Yes
55+ community
Yes

Association

Has association
Yes
Association fee
$727 monthly
Estimated monthly dues
$727
Amenities
Pool, Clubhouse, Jogging Path, Kitchen Facilities, Library, Pickleball Court(s), Picnic Area, Shuffleboard Court, Spa/Hot Tub, Street Lights, Tennis Court(s)
Services included
Pool Service, Cable TV, Common Areas, Internet, Pest Control, Reserve Funds, Roof Repairs, Security
Lease details

Not reported by the listing source.

Location

Area details

City
Stuart
County
Martin
ZIP code
34997
Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number
M20056342
Possession
Close Of Escrow, Negotiable
Original list price
$345,000
Parcel number
353841002022010304
Annual property tax
$2,029
Tax year
2025
Tax legal description
MONTEGO COVE XV- BLDG. 22 UNIT 103
Additional MLS details

Reported by the listing source

Association Amenities
Pool, Clubhouse, Jogging Path, Kitchen Facilities, Library, Pickleball Court(s), Picnic Area, Shuffleboard Court, Spa/Hot Tub, Street Lights, Tennis Court(s)
Association Fee Frequency
Monthly
Association Fee Includes
Pool Service, Cable TV, Common Areas, Internet, Pest Control, Reserve Funds, Roof Repairs, Security
Association
Yes
Bathrooms Total Decimal
2
Bathrooms Total Integer
2
Building Area Total
1506
Construction Materials
Block, Concrete, Stucco
County Or Parish
Martin
Days On Market
69
Direction Faces
South
Elementary School
SeaWind
High School
South Fork
List Price
319900
Listing Contract Date
2026-07-21
Living Area
1506
Lot Size Acres
53.38
Lot Size Area
2325402.68
MLSArea Major
6140 - Hobe Sound/Stuart - South of Cove Rd
MLSArea Minor
MRTC - Martin County
Middle Or Junior School
Murray
Mls Status
Active
On Market Date
2026-07-21
Parking Total
1
Patio And Porch Features
Porch - Screened, Patio - Open, Porch, Patio
Photos Count
57
Postal Code
34997
Price Change Timestamp
2026-09-25T17:15:48Z
Property Sub Type
Condominium
Property Type
Residential
Road Frontage Type
Private Road
Road Surface Type
Paved
Rooms Total
4
Security Features
Gated Community, Gated with Guard, Security Fence, Security Gate
Senior Community
Yes
Standard Status
Active
State Or Province
FL
Status Change Timestamp
2026-07-21T04:00:00Z
Stories Total
2
Subdivision Name
Montego Cove Condo All Ph
Water Source
Public
Waterfront Features
Lake
Tax Annual Amount
2029
Bathrooms Full
2
Pool Private
No
Bedrooms Total
2
Bathrooms Half
0
General Property Information: Senior Community
Yes
Financial Information: Estimated Monthly Assoc Recurring Fee
727

Market value

Automated estimate—No licensed valuation source connected
Estimated sales range—Ask Karim for a local market analysis
Estimated rent—No licensed rental valuation source connected

Price history

DateEventPrice
Jul 21, 2026ListedMartin County REALTORS® of the Treasure Coast$345,000$229/sqft
Sep 25, 2026Price reducedMartin County REALTORS® of the Treasure Coast$319,900$212/sqft

Public tax history

YearProperty taxesAssessment
2025$2,029—

Payment calculator

Estimated monthly payment$2,716/moIllustrative estimate, not a loan offer.
Principal & interest
$1,660
Property taxes
$169
Insurance
$160
Association dues
$727

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

Montego Cove Condo All Ph

Stuart · Martin County · 34997

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

SeaWindElementary
—
MurrayMiddle
—
South ForkHigh
—
School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

Nearby homes

12 homes

Similar homes

12 homes
MLS listing source

Martin County REALTORS® of the Treasure Coast · Listing courtesy of Coldwell Banker Realty. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. IDX information is provided exclusively for consumers’ personal, non-commercial use and may be used only to identify prospective properties they may be interested in purchasing or leasing. Terms of use · Equal Housing Opportunity.

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