ActiveMLS® A12111567

$655,000

21514 SW 90th Avenue, Cutler Bay, FL 33189

Beds: 4
Baths: 3
Sqft: 1,880

Est. payment$4,262/mo

Home type: Single Family Residence
Year built: 1997
Lot size: 3,485 sqft
Price / sqft: $348
HOA: $133/mo
Community: LAKES BY THE BAY SEC 8

Property description

Welcome home to this beautiful two-story single-family residence situated in the sought-after, family-friendly community of Lakes By the Bay in Cutler Bay! Featuring 4 spacious bedrooms, 2.5 bathrooms, and a 2-car garage, this layout is designed for comfortable living and entertaining. Residents enjoy access to community amenities including a swimming pool and playground. Conveniently located near top-rated schools, local parks, shopping, dining, and easy access to the Florida Turnpike. Don’t miss this fabulous opportunity!

Listing activity

Days on market: 11
Listed: Oct 22, 2026
MLS listing updated: 19 hours ago
Feed last checked: 8 minutes ago

Listed by Jeffrey E Margolis · Coldwell Banker Realty

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 3
Bathrooms (decimal): 2.5
Full bathrooms: 2
Half bathrooms: 1

Rooms & features

Rooms: 0
Interior features: High Ceilings, Pantry, Other
Flooring: Tile
Appliances: Dishwasher, Disposal, Dryer, Refrigerator

Heating & cooling

Heating: Central, Electric
Cooling: Ceiling Fan(s), Central Air

Property

Parking

Garage spaces: 2
Garage: Yes
Covered spaces: 2
Parking features: Driveway
Attached garage: No

Exterior

Stories: 2
Building area: 2,316 sqft
Entry level: 1
Patio & porch: Porch - Open, Porch
Exterior features: None
Pool: No
View: Garden
Waterfront property: No

Lot

Lot size: 3,485 sqft
Lot size (acres): 0.08 acres
Zoning: 0102

Construction

Type & style

Home type: Single Family Residence
Year built: 1997
New construction: No

Materials

Construction: CBS
Roof: Barrel
Property condition: Resale
Levels: Two
Faces: North

Utilities & green energy

Utilities

Sewer: Public Sewer
Water: Public

Community & HOA

Community

Subdivision: LAKES BY THE BAY SEC 8
MLS area: 2600
Pets allowed: Yes
55+ community: No

Association

Has association: Yes
Association fee: $133 monthly
Estimated monthly dues: $133
Amenities: Pool, Fitness Center, Maintained Community, Tennis Court(s), Other

Lease details

Not reported by the listing source.

Location

Area details

City: Cutler Bay
County: Miami-Dade
ZIP code: 33189

Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number: A12111567
Possession: Negotiable
Original list price: $655,000
Parcel number: 3660160021450
Annual property tax: $4,831
Tax year: 2026
Tax legal description: LAKES BY THE BAY SEC 8 PB 139-50 LOT 53 BLK 31 LOT SIZE 3383 SQ FT & INT IN COMMON AREAS 30-6009-006-0060 & 6016-000-0020 OR 20450-2449 0602

Additional MLS details

Reported by the listing source

Association Amenities: Pool, Fitness Center, Maintained Community, Tennis Court(s), Other
Association Fee Frequency: Monthly
Association: Yes
Bathrooms Total Decimal: 2.5
Bathrooms Total Integer: 3
Building Area Total: 2316
Construction Materials: CBS
County Or Parish: Miami-Dade
Days On Market: 11
Direction Faces: North
Elementary School: Dr. Edward L. Whigham
High School: Miami Southridge
List Price: 655000
Listing Contract Date: 2026-10-22
Living Area: 1880
Lot Size Acres: 0.08
Lot Size Area: 3383
MLSArea Major: 2600
Middle Or Junior School: Cutler Bay Middle
Mls Status: Active
On Market Date: 2026-10-22
Patio And Porch Features: Porch - Open, Porch
Photos Count: 23
Postal Code: 33189
Property Sub Type: Single Family Residence
Property Type: Residential
Rooms Total: 0
Senior Community: No
Standard Status: Active
State Or Province: FL
Status Change Timestamp: 2026-10-22T04:00:00Z
Stories Total: 2
Subdivision Name: LAKES BY THE BAY SEC 8
Water Source: Public
Tax Annual Amount: 4831
Bathrooms Full: 2
Pool Private: No
Bedrooms Total: 4
Waterfront: No
Bathrooms Half: 1
Financial Information: Estimated Monthly Assoc Recurring Fee: 133

Market value

Automated estimate—No licensed valuation source connected

Estimated sales range—Ask Karim for a local market analysis

Estimated rent—No licensed rental valuation source connected

Price history

Date	Event	Price
Oct 22, 2026	ListedMIAMI REALTORS® MLS	$655,000$348/sqft

Public tax history

Year	Property taxes	Assessment
2026	$4,831	—

Payment calculator

Estimated monthly payment$4,262/moIllustrative estimate, not a loan offer.

Loan typeDown payment (%)Interest rate assumption (%)Loan termInsurance / month

Principal & interest: $3,399
Property taxes: $403
Insurance: $328
Association dues: $133

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

LAKES BY THE BAY SEC 8

Cutler Bay · Miami-Dade County · 33189

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Dr. Edward L. WhighamElementary

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Cutler Bay MiddleMiddle

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Miami SouthridgeHigh

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School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

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