ActiveMLS® A12078041

$455,000

21943 SW 88th Path, Cutler Bay, FL 33190

Beds: 3
Baths: 3
Sqft: 1,705

Est. payment$3,387/mo

Home type: Townhouse
Year built: 2006
Lot size: —
Price / sqft: $267
HOA: $125/mo
Community: LAKES BY THE BAY JAY

Property description

Welcome to this beautiful 3-bedroom, 2.5-bath townhouse located in the highly desirable Isles at Bayshore community in Cutler Bay. This spacious home features a one-car garage with epoxy flooring, impact windows, tile flooring, and custom-built closets offering plenty of storage. The updated kitchen features quartz countertops and stainless steel appliances. Enjoy a private backyard with plenty of space for entertaining family and friends. Located within a gated community offering great amenities, including a clubhouse, resort-style swimming pool, and children's playground. Conveniently located just minutes from Black Point Marina, the Florida Turnpike, shopping, dining, parks, and more. A great opportunity to own a move-in-ready townhouse in one of Cutler Bay's most desirable communities!

Listing activity

Days on market: 23
Listed: Aug 26, 2026
MLS listing updated: Sep 18, 2026
Feed last checked: 12 minutes ago

Listed by Michael Fernandez · Compass Florida, LLC

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
Bathrooms (decimal): 2.5
Full bathrooms: 2
Half bathrooms: 1

Rooms & features

Rooms: 1
Flooring: Tile
Appliances: Dishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer

Heating & cooling

Heating: Central
Cooling: Central Air

Property

Parking

Garage spaces: 1
Garage: Yes
Covered spaces: 1
Parking features: Attached, Attached Garage, Garage, Garage Door Opener
Attached garage: Yes

Exterior

Stories: 2
Building area: 2,002 sqft
Entry level: 1
Patio & porch: Porch - Open, Porch
View: Other
Waterfront: None
Waterfront property: No

Lot

Road frontage: East of US-1

Construction

Type & style

Home type: Townhouse
Structure type: Townhouse
Year built: 2006

Materials

Construction: CBS
Faces: West

Utilities & green energy

Not reported by the listing source.

Community & HOA

Community

Subdivision: LAKES BY THE BAY JAY
MLS area: 2600
Security: Security Fence, Smoke Detector(s)
Pets allowed: Yes
55+ community: No

Association

Has association: Yes
Association fee: $125 monthly
Estimated monthly dues: $125
Amenities: Clubhouse, Other
Services included: Common Areas, Maintenance Grounds

Lease details

Not reported by the listing source.

Location

Area details

City: Cutler Bay
County: Miami-Dade
ZIP code: 33190

Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number: A12078041
Possession: Close Of Escrow
Original list price: $455,000
Parcel number: 3660160140990
Annual property tax: $8,073
Tax year: 2025
Tax legal description: LAKES BY THE BAY JAY PB 161-97 T-21188 LOT 2 BLK 15 LOT SIZE 1760 SQ FT FAU 30 6016 000 0022 OR 21852-4235 1103 2 (216) F/A/U 30-6016-014-09

Additional MLS details

Reported by the listing source

Association Amenities: Clubhouse, Other
Association Fee Frequency: Monthly
Association Fee Includes: Common Areas, Maintenance Grounds
Association: Yes
Bathrooms Total Decimal: 2.5
Bathrooms Total Integer: 3
Building Area Total: 2002
Construction Materials: CBS
County Or Parish: Miami-Dade
Days On Market: 23
Direction Faces: West
Elementary School: Dr. Edward L. Whigham
High School: Miami Southridge
List Price: 455000
Listing Contract Date: 2026-08-26
Living Area: 1705
MLSArea Major: 2600
Middle Or Junior School: Cutler Bay Middle
Mls Status: Active
On Market Date: 2026-08-26
Patio And Porch Features: Porch - Open, Porch
Photos Count: 28
Postal Code: 33190
Property Sub Type: Townhouse
Property Type: Residential
Road Frontage Type: East of US-1
Rooms Total: 1
Security Features: Security Fence, Smoke Detector(s)
Senior Community: No
Standard Status: Active
State Or Province: FL
Status Change Timestamp: 2026-08-26T04:00:00Z
Stories Total: 2
Subdivision Name: LAKES BY THE BAY JAY
Waterfront Features: None
Tax Annual Amount: 8073
Bathrooms Full: 2
Bedrooms Total: 3
Bathrooms Half: 1
Financial Information: Estimated Monthly Assoc Recurring Fee: 125

Market value

Automated estimate—No licensed valuation source connected

Estimated sales range—Ask Karim for a local market analysis

Estimated rent—No licensed rental valuation source connected

Price history

Date	Event	Price
Aug 26, 2026	ListedMIAMI REALTORS® MLS	$455,000$267/sqft

Public tax history

Year	Property taxes	Assessment
2025	$8,073	—

Payment calculator

Estimated monthly payment$3,387/moIllustrative estimate, not a loan offer.

Loan typeDown payment (%)Interest rate assumption (%)Loan termInsurance / month

Principal & interest: $2,361
Property taxes: $673
Insurance: $228
Association dues: $125

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

LAKES BY THE BAY JAY

Cutler Bay · Miami-Dade County · 33190

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Dr. Edward L. WhighamElementary

—

Cutler Bay MiddleMiddle

—

Miami SouthridgeHigh

—

School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

Nearby homes

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