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New listingBeachesMLS
New listingMLS® B26080476
$775,000

20458 Torre Del Lago Street, Estero, FL 33928

Beds
4
Baths
3
Sqft
3,036
Est. payment$4,956/mo
Home type
Single Family Residence
Year built
2006
Lot size
9,148 sqft
Price / sqft
$255
HOA
$81/mo
Community
BELLA TERRA

Property description

Better Than New! This sprawling ranch-style lakefront home in Bella Terra has been fully remodeled with premium upgrades inside and out. The main level features a large master suite, two additional bedrooms, a private den, and two full baths, all designed around an open, functional ranch layout. Upstairs, a spacious bedroom with a full bath provides the perfect retreat for guests, media, or multigenerational living. In total, the home has four bedrooms with a den, and three full bathrooms. All windows have custom plantation shutters installed by a professional designer and the patio sliders come with high-quality, professionally installed window treatments. Major structural upgrades include HURRICANE IMPACT GLASS on every window, slider, and the front and back door, a NEW TILE ROOF (2023), and a 24k WHOLE-HOUSE GENERATOR with underground propane, offering unmatched storm protection and peace of mind. Additional enhancements include new above-ground plumbing and fixtures, a multi-zone A/C system with digital thermostats, new recessed lighting, and brand-new tile flooring throughout. The fully remodeled kitchen features glide-out shelving systems by Shelf Genie, custom Inspired Closets storage, and a stylish barn-door pantry that maximizes space and adds a modern design touch. The master bathroom features premium glide-out shelving systems, while custom storage solutions by Inspired Closets elevate organization in additional pantries, storage closets, bedrooms, and the garage. The garage is finished with custom cabinetry, overhead storage, and a professionally coated floor. A whole-house Kinetico water filtration system with reverse osmosis provides exceptional water quality. Enjoy picturesque lake and preserve views from your private outdoor living space, along with access to Bella Terra's resort-style amenities including a clubhouse, fitness center, pool, tennis, pickleball, and more. This home is truly move-in ready and stands apart with its extensive upgrades and thoughtful design.

Listing activity

Days on market
3
Listed
Sep 25, 2026
MLS listing updated
Sep 28, 2026
Feed last checked
1 minute ago

Listed by Steven Koleno · Beycome of Florida LLC

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms
4
Bathrooms
3
Bathrooms (decimal)
3
Full bathrooms
3
Half bathrooms
0
Main-level bedrooms
3
Main-level bathrooms
2

Rooms & features

Rooms
10
Interior features
Entrance Foyer, Pantry, Walk-In Closet(s)
Flooring
Tile
Appliances
Electric Water Heater, Wine Refrigerator, Range, Dishwasher, Dryer, Microwave, Refrigerator, Washer, Water Heater
Laundry
Inside, Laundry Room, Main Level
Fireplace
No
Furnished
Negotiable

Heating & cooling

Heating
Central, Electric
Cooling
Ceiling Fan(s), Central Air, Electric
Property

Parking

Garage spaces
1
Garage
Yes
Carport
No
Parking spaces
2
Covered spaces
1
Parking features
Attached Garage, Garage
Attached garage
Yes

Exterior

Stories
2
Building area
3,036 sqft
Exterior features
Lighting
Pool
No
Waterfront
Lake
Waterfront property
Yes

Lot

Lot size
9,148 sqft
Lot size (acres)
0.21 acres
Lot dimensions
60 x 150
Zoning
RPD
Construction

Type & style

Home type
Single Family Residence
Structure type
House
Year built
2006
New construction
No

Materials

Construction
Block, Concrete, Stucco
Roof
Tile
Foundation
Slab
Property condition
Updated/Remodeled
Faces
East
Utilities & green energy

Utilities

Sewer
Public Sewer
Water
Public
Utilities
Cable Connected, Electricity Connected, Sewer Connected, Water Connected, Underground Utilities
Community & HOA

Community

Subdivision
BELLA TERRA
MLS area
5940 - Other Florida County
MLS subarea
Other
Pets allowed
Pet Restrictions Possible, Yes
55+ community
No

Association

Has association
Yes
Association fee
$241 quarterly
Estimated monthly dues
$81
Amenities
Gated, Pool, Basketball Court, Bocce Ball, Business Center, Clubhouse, Community Room, Fitness Center, Pickleball Court(s), Playground, Sidewalks, Spa/Hot Tub, Street Lights, Tennis Court(s)
Services included
Recreation Facility, Cable TV, Internet, Maintenance Grounds, Maintenance Structure, Pest Control, Trash
Lease details

Not reported by the listing source.

Location

Area details

City
Estero
County
Lee
ZIP code
33928
Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number
B26080476
Possession
Negotiable
Original list price
$775,000
Parcel number
294626e20200b0310
Annual property tax
$5,593
Tax year
2025
Assessed value
$482,493
Tax legal description
BELLA TERRA UNIT TWO DESC IN PB 81 PGS 1-36 BLK B LOT 31
Special listing conditions
Standard
Additional MLS details

Reported by the listing source

Association Amenities
Gated, Pool, Basketball Court, Bocce Ball, Business Center, Clubhouse, Community Room, Fitness Center, Pickleball Court(s), Playground, Sidewalks, Spa/Hot Tub, Street Lights, Tennis Court(s)
Association Fee Frequency
Quarterly
Association Fee Includes
Recreation Facility, Cable TV, Internet, Maintenance Grounds, Maintenance Structure, Pest Control, Trash
Association
Yes
Bathrooms Total Decimal
3
Bathrooms Total Integer
3
Building Area Total
3036
Construction Materials
Block, Concrete, Stucco
County Or Parish
Lee
Days On Market
3
Direction Faces
East
Foundation Details
Slab
Laundry Features
Inside, Laundry Room, Main Level
List Price
775000
Listing Contract Date
2026-09-25
Living Area
3036
Lot Size Acres
0.21
Lot Size Area
9016.92
Lot Size Dimensions
60 x 150
MLSArea Major
5940 - Other Florida County
MLSArea Minor
Other
Main Level Bathrooms
2
Main Level Bedrooms
3
Mls Status
Active
On Market Date
2026-09-25
Parking Total
2
Photos Count
41
Postal Code
33928
Property Sub Type
Single Family Residence
Property Type
Residential
Rooms Total
10
Senior Community
No
Standard Status
Active
State Or Province
FL
Status Change Timestamp
2026-09-25T15:09:02Z
Stories Total
2
Subdivision Name
BELLA TERRA
Tax Assessed Value
482493
Water Source
Public
Waterfront Features
Lake
Tax Annual Amount
5593
Bathrooms Full
3
Pool Private
No
Bedrooms Total
4
Bathrooms Half
0
Financial Information: Estimated Monthly Assoc Recurring Fee
81

Market value

Automated estimate—No licensed valuation source connected
Estimated sales range—Ask Karim for a local market analysis
Estimated rent—No licensed rental valuation source connected

Price history

DateEventPrice
Sep 25, 2026ListedBeachesMLS$775,000$255/sqft

Public tax history

YearProperty taxesAssessment
2025$5,593$482,493

Payment calculator

Estimated monthly payment$4,956/moIllustrative estimate, not a loan offer.
Principal & interest
$4,021
Property taxes
$466
Insurance
$388
Association dues
$81

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

BELLA TERRA

Estero · Lee County · 33928

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Not reported by the listing source.

School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

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BeachesMLS

BeachesMLS · Listing courtesy of Beycome of Florida LLC. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. IDX information is provided exclusively for consumers’ personal, non-commercial use and may be used only to identify prospective properties they may be interested in purchasing or leasing. Terms of use · Equal Housing Opportunity.