ActiveMLS® A12082354

$670,000

117 SE 40 Th Terrace, Cape Coral, FL 33904

Beds: 3
Baths: 2
Sqft: —

Est. payment$4,446/mo

Home type: Single Family Residence
Year built: 1979
Lot size: —
Price / sqft: —
HOA: $0/mo
Community: CAPE CORAL SUBDIVISION

Property description

Experience Southwest Florida waterfront living in this beautifully REMODELED GULF ACCESS pool home featuring 80 FEET OF SEAWALL and direct boating access with only an approximately 20-minute boat ride to the river. Perfect for boaters, investors, or families looking for a waterfront home in a great neighborhood. This move-in ready home offers 3 spacious bedrooms, 2 beautifully updated bathrooms, quartz countertops, stainless steel appliances, tile flooring throughout, washer and dryer, and a 2-car garage. Step outside to your outdoor retreat featuring an in-ground pool, travertine pool deck, outdoor shower, and a pergola overlooking the canal — perfect for entertaining or enjoying the water views. Additional upgrades include a newer roof and updated features throughout. With a spacious layout, versatile area ideal for a coffee station or bar setup, and incredible outdoor living, this home delivers the Southwest Florida waterfront lifestyle. Schedule your private showing today!

Listing activity

Days on market: 52
Listed: Sep 2, 2026
MLS listing updated: Sep 3, 2026
Feed last checked: 13 minutes ago

Listed by Jose Ramon Gonzalez Fiallo · Opulent Brokerage Co, LLC.

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Bathrooms (decimal): 2
Full bathrooms: 2

Rooms & features

Rooms: 2
Interior features: Walk-In Closet(s), Other
Flooring: Tile
Appliances: Dishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
Laundry: In Garage
Furnished: Unfurnished

Heating & cooling

Heating: Central
Cooling: Central Air

Property

Parking

Garage spaces: 2
Garage: Yes
Covered spaces: 2
Parking features: Attached, Attached Garage, Driveway, Garage
Attached garage: Yes

Exterior

Stories: 1
Patio & porch: Patio
Pool: Yes
Pool features: In Ground
View: Canal
Waterfront: Ocean Access, Canal Front
Waterfront property: Yes

Lot

Zoning: Residential

Construction

Type & style

Home type: Single Family Residence
Year built: 1979
New construction: No

Materials

Construction: CBS
Roof: Shingle
Property condition: Resale
Levels: One
Faces: South

Utilities & green energy

Utilities

Sewer: Public Sewer
Water: Public

Community & HOA

Community

Subdivision: CAPE CORAL SUBDIVISION
MLS area: 5940 - Other Florida County
MLS subarea: Other
55+ community: Yes

Association

Has association: No
Estimated monthly dues: $0
Amenities: Other

Lease details

Not reported by the listing source.

Location

Area details

City: Cape Coral
County: Lee
ZIP code: 33904

Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number: A12082354
Possession: Negotiable
Original list price: $670,000
Parcel number: 124523C1002410090
Annual property tax: $7,613
Tax year: 2025
Tax legal description: CAPE CORAL UNIT 10 BLK 241 PB 13 PG 31 LOTS 9 + 10

Additional MLS details

Reported by the listing source

Association Amenities: Other
Association: No
Bathrooms Total Decimal: 2
Bathrooms Total Integer: 2
Construction Materials: CBS
County Or Parish: Lee
Days On Market: 52
Direction Faces: South
Laundry Features: In Garage
List Price: 670000
Listing Contract Date: 2026-09-02
MLSArea Major: 5940 - Other Florida County
MLSArea Minor: Other
Mls Status: Active
On Market Date: 2026-09-02
Patio And Porch Features: Patio
Photos Count: 44
Postal Code: 33904
Property Sub Type: Single Family Residence
Property Type: Residential
Rooms Total: 2
Senior Community: Yes
Standard Status: Active
State Or Province: FL
Status Change Timestamp: 2026-09-02T04:00:00Z
Stories Total: 1
Subdivision Name: CAPE CORAL SUBDIVISION
Water Source: Public
Waterfront Features: Ocean Access, Canal Front
Tax Annual Amount: 7613
Bathrooms Full: 2
Pool Private: Yes
Bedrooms Total: 3
General Property Information: Senior Community: Yes

Market value

Automated estimate—No licensed valuation source connected

Estimated sales range—Ask Karim for a local market analysis

Estimated rent—No licensed rental valuation source connected

Price history

Date	Event	Price
Sep 2, 2026	ListedMIAMI REALTORS® MLS	$670,000

Public tax history

Year	Property taxes	Assessment
2025	$7,613	—

Payment calculator

Estimated monthly payment$4,446/moIllustrative estimate, not a loan offer.

Loan typeDown payment (%)Interest rate assumption (%)Loan termInsurance / month

Principal & interest: $3,476
Property taxes: $634
Insurance: $335
Association dues: $0

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

CAPE CORAL SUBDIVISION

Cape Coral · Lee County · 33904

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Not reported by the listing source.

School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

Nearby homes

12 homes

Property photos coming from MLS

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