
MIAMI REALTORS® MLS22542 Jolly Roger, FL 33042
- Beds
- 4
- Baths
- 4
- Sqft
- 2,440
- Home type
- Single Family Residence
- Year built
- 1982
- Lot size
- 6,970 sqft
- Price / sqft
- $707
- HOA
- $0/mo
- Community
- CUTTHROAT HARBOR ESTS
Property description
Oceanfront living on Cudjoe Key, where broad covered balconies, generous outdoor space, and a private boat launch put Keys waterfront life within reach. This four-bedroom, three-bath home is a study in coastal architecture -- large impact glass doors and windows frame open water views and pull natural light into every room. Soaring 26' ceilings and rich wood beams anchor the open-concept main level, which includes a renovated kitchen, dining space, living room, laundry, and two bedrooms with two full baths. Upstairs, a third bedroom sits at the top of the stairs, and a catwalk leads to the fourth bedroom with ensuite bath and a walkout deck framing panoramic open water views. The home has been restored to its former glory with modern updates layered in -- rustic accents meet open, light-filled spaces that let the oceanfront setting do the talking. Adjacent lot also available for even more ocean enjoyment. Seller financing available: 50% down, 6% for 15 years, no flood or wind insurance required. This home needs to be seen to be fully appreciated. Schedule your showing today.
Listing activity
- Days on market
- 164
- Listed
- Apr 13, 2026
- MLS listing updated
- Sep 24, 2026
- Feed last checked
- 12 minutes ago
Listed by Lauren Dunn · Coldwell Banker Schmitt R.E.
Map
Map location is based on MLS-supplied coordinates. Verify the location before relying on it.
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms
- 4
- Bathrooms
- 4
- Bathrooms (decimal)
- 4
- Full bathrooms
- 4
- Half bathrooms
- 0
Rooms & features
- Rooms
- 1
- Interior features
- Built-in Features, Entrance Foyer, Vaulted Ceiling(s), Walk-In Closet(s)
- Flooring
- Tile
- Appliances
- Dishwasher, Dryer, Refrigerator, Washer
- Furnished
- Unfurnished
Heating & cooling
- Heating
- Central
- Cooling
- Ceiling Fan(s), Central Air
Property
Parking
- Garage spaces
- 0
- Carport spaces
- 4
- Carport
- Yes
- Covered spaces
- 4
- Parking features
- Covered
- Attached garage
- No
Exterior
- Stories
- 2
- Entry level
- 1
- Patio & porch
- Porch - Open, Porch, Deck
- Exterior features
- Balcony
- Pool
- No
- View
- Direct Ocean
- Waterfront
- No Fixed Bridge, Ocean
- Waterfront property
- Yes
Lot
- Lot size
- 6,970 sqft
- Lot size (acres)
- 0.16 acres
- Lot features
- Room for Pool
- Zoning
- is
Construction
Type & style
- Home type
- Single Family Residence
- Year built
- 1982
Materials
- Construction
- Frame
- Roof
- Metal
- Levels
- Two
- Faces
- South
Utilities & green energy
Utilities
- Sewer
- Public Sewer
- Water
- Public
Community & HOA
Community
- Subdivision
- CUTTHROAT HARBOR ESTS
- MLS area
- 5940 - Other Florida County
- MLS subarea
- Other
- 55+ community
- No
Association
- Has association
- No
- Estimated monthly dues
- $0
- Amenities
- None
Lease details
Not reported by the listing source.
Location
Area details
- County
- Monroe
- ZIP code
- 33042
Manufactured home details
Not reported by the listing source.
Financial & listing details
Listing
- MLS number
- A12076889
- Possession
- Close Of Escrow
- Original list price
- $1,725,000
- Parcel number
- 00180480123456
- Annual property tax
- $12,646
- Tax year
- 2025
- Tax legal description
- BK 19 LT 36 CUTTHROAT HARBOR ESTATES CUDJOE KEY PB4-165 OR222-580 OR781-1811D/C OR781-1812/14 OR781-1815 OR781-1818/19 OR804-659 OR832-479 O
Additional MLS details
Reported by the listing source
- Association Amenities
- None
- Association
- No
- Bathrooms Total Decimal
- 4
- Bathrooms Total Integer
- 4
- Construction Materials
- Frame
- County Or Parish
- Monroe
- Days On Market
- 164
- Direction Faces
- South
- Elementary School
- Sugarloaf
- High School
- Key West
- List Price
- 1725000
- Listing Contract Date
- 2026-04-13
- Living Area
- 2440
- Lot Size Acres
- 0.16
- Lot Size Area
- 6930
- MLSArea Major
- 5940 - Other Florida County
- MLSArea Minor
- Other
- Middle Or Junior School
- Sugarloaf
- Mls Status
- Pending
- On Market Date
- 2026-04-13
- Patio And Porch Features
- Porch - Open, Porch, Deck
- Photos Count
- 50
- Postal Code
- 33042
- Property Sub Type
- Single Family Residence
- Property Type
- Residential
- Rooms Total
- 1
- Senior Community
- No
- Standard Status
- Pending
- State Or Province
- FL
- Status Change Timestamp
- 2026-09-24T17:33:35Z
- Stories Total
- 2
- Subdivision Name
- CUTTHROAT HARBOR ESTS
- Water Source
- Public
- Waterfront Features
- No Fixed Bridge, Ocean
- Tax Annual Amount
- 12646
- Bathrooms Full
- 4
- Pool Private
- No
- Bedrooms Total
- 4
- Bathrooms Half
- 0
Market value
Price history
| Date | Event | Price |
|---|---|---|
| Apr 13, 2026 | ListedMIAMI REALTORS® MLS | $1,725,000$707/sqft |
Public tax history
| Year | Property taxes | Assessment |
|---|---|---|
| 2025 | $12,646 | — |
Payment calculator
- Principal & interest
- $8,951
- Property taxes
- $1,054
- Insurance
- $863
- Association dues
- $0
Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.
Neighborhood
Area
CUTTHROAT HARBOR ESTSMonroe County · 33042
Climate risk
—No licensed climate-risk source is connected.
Nearby schools
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