


116 Spanish Main Drive, Cudjoe Key, FL 33042
- Beds
- 2
- Baths
- 2
- Sqft
- 1,100
- Home type
- Single Family Residence
- Year built
- 1990
- Lot size
- 7,405 sqft
- Price / sqft
- $1,154
- HOA
- $0/mo
- Community
- CUTTHROAT HARBOR ESTS
Property description
Discover your personal island sanctuary in the heart of Cudjoe Key, where every day feels like Margaritaville. This stunning 2-bedroom, 2-bathroom single-family home has been thoughtfully updated to offer the ultimate waterfront lifestyle, featuring a sleek kitchen with a central island, 2025 updated appliances and two beautifully remodeled bathrooms. The interior glows with natural light, highlighted by impact-resistant windows and elegant French doors that lead to an open balcony. The floor plan is designed for effortless living, including a versatile bonus room and a separate dining area that provides a front-row seat to the tranquil canal. For added convenience, the spacious walk-in closet features an integrated 2025 washer and dryer, while a temperature-controlled thermostat and security system ensure year-round comfort and peace of mind. The exterior of the home is just as impressive, boasting brand-new Hardie Board siding updated within the last year and a full privacy fence that creates a secluded tropical retreat. Step outside to find a backyard oasis complete with swaying palm trees and an inground concrete pool featuring decorative tiling and a stylish paver deck. Boaters will fall in love with the concrete dock slip, which comes equipped with a 10,000 lbs elevator boat lift, offering ocean access in just minutes. Beneath the home, you'll find ample garage parking and massive storage space for your kayaks, grill, and water toys, along with a refreshing outdoor shower. Perfectly capturing that sought-after "Keys feel," this home is the ideal blend of relaxation and adventure.
Listing activity
- Days on market
- 123
- Listed
- May 15, 2026
- MLS listing updated
- Sep 25, 2026
- Feed last checked
- 13 minutes ago
Listed by Margaret E. Crowley · Florida Keys Realty Group
Map
Map location is based on MLS-supplied coordinates. Verify the location before relying on it.
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms
- 2
- Bathrooms
- 2
- Bathrooms (decimal)
- 2
- Full bathrooms
- 2
- Half bathrooms
- 0
- Main-level bedrooms
- 2
- Main-level bathrooms
- 2
Rooms & features
- Rooms
- 6
- Interior features
- Bedroom Layout - Split, Kitchen Island, Walk-In Closet(s)
- Flooring
- Tile
- Appliances
- Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Washer, Water Heater, Water Heater Owned
- Fireplace
- No
- Furnished
- Negotiable
- Window features
- Storm Window(s)
Heating & cooling
- Heating
- Central
- Cooling
- Ceiling Fan(s), Central Air
Property
Parking
- Garage spaces
- 1
- Garage
- Yes
- Carport
- No
- Parking spaces
- 5
- Covered spaces
- 1
- Parking features
- Attached Garage, Garage, Open
- Attached garage
- Yes
Exterior
- Stories
- 2
- Building area
- 2,462 sqft
- Patio & porch
- Deck
- Exterior features
- Balcony
- Fencing
- Wood
- Pool
- Yes
- Pool features
- Heated, In Ground, Salt Water
- View
- Canal, Water
- Waterfront
- No Fixed Bridge, Ocean Access, Canal Front, Canal Width 1-80 Feet
- Waterfront property
- Yes
Lot
- Lot size
- 7,405 sqft
- Lot size (acres)
- 0.17 acres
- Lot features
- Corner Lot
- Zoning
- is
Construction
Type & style
- Home type
- Single Family Residence
- Structure type
- House
- Year built
- 1990
- New construction
- No
Materials
- Construction
- Fiber Cement, Wood Frame
- Roof
- Metal
- Property condition
- Updated/Remodeled, Resale
- Levels
- One
- Faces
- East
Utilities & green energy
Utilities
- Sewer
- Public Sewer
- Water
- Public
- Utilities
- Cable Available, Electricity Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Subdivision
- CUTTHROAT HARBOR ESTS
- MLS area
- 5940 - Other Florida County
- MLS subarea
- Other
- Security
- Security System, Smoke Detector(s)
- Pets allowed
- No Restrictions, Yes
- 55+ community
- No
Association
- Has association
- No
- Estimated monthly dues
- $0
Lease details
Not reported by the listing source.
Location
Area details
- City
- Cudjoe Key
- County
- Monroe
- ZIP code
- 33042
Manufactured home details
Not reported by the listing source.
Financial & listing details
Listing
- MLS number
- B26029208
- Possession
- Close Of Escrow
- Original list price
- $1,269,000
- Parcel number
- 00180890000000
- Annual property tax
- $6,849
- Tax year
- 2025
- Assessed value
- $630,240
- Tax legal description
- BK 20 LT 21 CUTTHROAT HARBOR ESTATES PB4-165 CUDJOE KEY OR567-131 OR795-1387/88 OR990-60D/C OR990-58R/S OR1096-754 OR1105-403 OR1289-1600 OR
- Special listing conditions
- Standard
Additional MLS details
Reported by the listing source
- Association
- No
- Bathrooms Total Decimal
- 2
- Bathrooms Total Integer
- 2
- Building Area Total
- 2462
- Construction Materials
- Fiber Cement, Wood Frame
- County Or Parish
- Monroe
- Days On Market
- 123
- Direction Faces
- East
- Elementary School
- Sugarloaf
- High School
- Key West
- List Price
- 1269000
- Listing Contract Date
- 2026-05-15
- Living Area
- 1100
- Lot Size Acres
- 0.17
- Lot Size Area
- 7300
- MLSArea Major
- 5940 - Other Florida County
- MLSArea Minor
- Other
- Main Level Bathrooms
- 2
- Main Level Bedrooms
- 2
- Middle Or Junior School
- Sugarloaf
- Mls Status
- Active Under Contract
- On Market Date
- 2026-05-15
- Parking Total
- 5
- Patio And Porch Features
- Deck
- Photos Count
- 45
- Postal Code
- 33042
- Property Sub Type
- Single Family Residence
- Property Type
- Residential
- Rooms Total
- 6
- Security Features
- Security System, Smoke Detector(s)
- Senior Community
- No
- Standard Status
- Active Under Contract
- State Or Province
- FL
- Status Change Timestamp
- 2026-09-23T18:06:46Z
- Stories Total
- 2
- Subdivision Name
- CUTTHROAT HARBOR ESTS
- Tax Assessed Value
- 630240
- Water Source
- Public
- Waterfront Features
- No Fixed Bridge, Ocean Access, Canal Front, Canal Width 1-80 Feet
- Tax Annual Amount
- 6849
- Bathrooms Full
- 2
- Pool Private
- Yes
- Bedrooms Total
- 2
- Bathrooms Half
- 0
Market value
Price history
| Date | Event | Price |
|---|---|---|
| May 15, 2026 | ListedBeachesMLS | $1,269,000$1,154/sqft |
Public tax history
| Year | Property taxes | Assessment |
|---|---|---|
| 2025 | $6,849 | $630,240 |
Payment calculator
- Principal & interest
- $6,585
- Property taxes
- $571
- Insurance
- $635
- Association dues
- $0
Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.
Neighborhood
Area
CUTTHROAT HARBOR ESTSCudjoe Key · Monroe County · 33042
Climate risk
—No licensed climate-risk source is connected.
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