Premier Brokers International
116 Spanish Main Drive, Cudjoe Key, FL 33042
Active Under ContractBeachesMLS
Active Under ContractMLS® B26029208
$1,269,000

116 Spanish Main Drive, Cudjoe Key, FL 33042

Beds
2
Baths
2
Sqft
1,100
Est. payment$7,790/mo
Home type
Single Family Residence
Year built
1990
Lot size
7,405 sqft
Price / sqft
$1,154
HOA
$0/mo
Community
CUTTHROAT HARBOR ESTS

Property description

Discover your personal island sanctuary in the heart of Cudjoe Key, where every day feels like Margaritaville. This stunning 2-bedroom, 2-bathroom single-family home has been thoughtfully updated to offer the ultimate waterfront lifestyle, featuring a sleek kitchen with a central island, 2025 updated appliances and two beautifully remodeled bathrooms. The interior glows with natural light, highlighted by impact-resistant windows and elegant French doors that lead to an open balcony. The floor plan is designed for effortless living, including a versatile bonus room and a separate dining area that provides a front-row seat to the tranquil canal. For added convenience, the spacious walk-in closet features an integrated 2025 washer and dryer, while a temperature-controlled thermostat and security system ensure year-round comfort and peace of mind. The exterior of the home is just as impressive, boasting brand-new Hardie Board siding updated within the last year and a full privacy fence that creates a secluded tropical retreat. Step outside to find a backyard oasis complete with swaying palm trees and an inground concrete pool featuring decorative tiling and a stylish paver deck. Boaters will fall in love with the concrete dock slip, which comes equipped with a 10,000 lbs elevator boat lift, offering ocean access in just minutes. Beneath the home, you'll find ample garage parking and massive storage space for your kayaks, grill, and water toys, along with a refreshing outdoor shower. Perfectly capturing that sought-after "Keys feel," this home is the ideal blend of relaxation and adventure.

Listing activity

Days on market
123
Listed
May 15, 2026
MLS listing updated
Sep 25, 2026
Feed last checked
13 minutes ago

Listed by Margaret E. Crowley · Florida Keys Realty Group

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms
2
Bathrooms
2
Bathrooms (decimal)
2
Full bathrooms
2
Half bathrooms
0
Main-level bedrooms
2
Main-level bathrooms
2

Rooms & features

Rooms
6
Interior features
Bedroom Layout - Split, Kitchen Island, Walk-In Closet(s)
Flooring
Tile
Appliances
Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Washer, Water Heater, Water Heater Owned
Fireplace
No
Furnished
Negotiable
Window features
Storm Window(s)

Heating & cooling

Heating
Central
Cooling
Ceiling Fan(s), Central Air
Property

Parking

Garage spaces
1
Garage
Yes
Carport
No
Parking spaces
5
Covered spaces
1
Parking features
Attached Garage, Garage, Open
Attached garage
Yes

Exterior

Stories
2
Building area
2,462 sqft
Patio & porch
Deck
Exterior features
Balcony
Fencing
Wood
Pool
Yes
Pool features
Heated, In Ground, Salt Water
View
Canal, Water
Waterfront
No Fixed Bridge, Ocean Access, Canal Front, Canal Width 1-80 Feet
Waterfront property
Yes

Lot

Lot size
7,405 sqft
Lot size (acres)
0.17 acres
Lot features
Corner Lot
Zoning
is
Construction

Type & style

Home type
Single Family Residence
Structure type
House
Year built
1990
New construction
No

Materials

Construction
Fiber Cement, Wood Frame
Roof
Metal
Property condition
Updated/Remodeled, Resale
Levels
One
Faces
East
Utilities & green energy

Utilities

Sewer
Public Sewer
Water
Public
Utilities
Cable Available, Electricity Connected, Sewer Connected, Water Connected
Community & HOA

Community

Subdivision
CUTTHROAT HARBOR ESTS
MLS area
5940 - Other Florida County
MLS subarea
Other
Security
Security System, Smoke Detector(s)
Pets allowed
No Restrictions, Yes
55+ community
No

Association

Has association
No
Estimated monthly dues
$0
Lease details

Not reported by the listing source.

Location

Area details

City
Cudjoe Key
County
Monroe
ZIP code
33042
Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number
B26029208
Possession
Close Of Escrow
Original list price
$1,269,000
Parcel number
00180890000000
Annual property tax
$6,849
Tax year
2025
Assessed value
$630,240
Tax legal description
BK 20 LT 21 CUTTHROAT HARBOR ESTATES PB4-165 CUDJOE KEY OR567-131 OR795-1387/88 OR990-60D/C OR990-58R/S OR1096-754 OR1105-403 OR1289-1600 OR
Special listing conditions
Standard
Additional MLS details

Reported by the listing source

Association
No
Bathrooms Total Decimal
2
Bathrooms Total Integer
2
Building Area Total
2462
Construction Materials
Fiber Cement, Wood Frame
County Or Parish
Monroe
Days On Market
123
Direction Faces
East
Elementary School
Sugarloaf
High School
Key West
List Price
1269000
Listing Contract Date
2026-05-15
Living Area
1100
Lot Size Acres
0.17
Lot Size Area
7300
MLSArea Major
5940 - Other Florida County
MLSArea Minor
Other
Main Level Bathrooms
2
Main Level Bedrooms
2
Middle Or Junior School
Sugarloaf
Mls Status
Active Under Contract
On Market Date
2026-05-15
Parking Total
5
Patio And Porch Features
Deck
Photos Count
45
Postal Code
33042
Property Sub Type
Single Family Residence
Property Type
Residential
Rooms Total
6
Security Features
Security System, Smoke Detector(s)
Senior Community
No
Standard Status
Active Under Contract
State Or Province
FL
Status Change Timestamp
2026-09-23T18:06:46Z
Stories Total
2
Subdivision Name
CUTTHROAT HARBOR ESTS
Tax Assessed Value
630240
Water Source
Public
Waterfront Features
No Fixed Bridge, Ocean Access, Canal Front, Canal Width 1-80 Feet
Tax Annual Amount
6849
Bathrooms Full
2
Pool Private
Yes
Bedrooms Total
2
Bathrooms Half
0

Market value

Automated estimate—No licensed valuation source connected
Estimated sales range—Ask Karim for a local market analysis
Estimated rent—No licensed rental valuation source connected

Price history

DateEventPrice
May 15, 2026ListedBeachesMLS$1,269,000$1,154/sqft

Public tax history

YearProperty taxesAssessment
2025$6,849$630,240

Payment calculator

Estimated monthly payment$7,790/moIllustrative estimate, not a loan offer.
Principal & interest
$6,585
Property taxes
$571
Insurance
$635
Association dues
$0

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

CUTTHROAT HARBOR ESTS

Cudjoe Key · Monroe County · 33042

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

SugarloafElementary
—
SugarloafMiddle
—
Key WestHigh
—
School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

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BeachesMLS

BeachesMLS · Listing courtesy of Florida Keys Realty Group. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. IDX information is provided exclusively for consumers’ personal, non-commercial use and may be used only to identify prospective properties they may be interested in purchasing or leasing. Terms of use · Equal Housing Opportunity.