Active Under ContractMLS® A12086081

$950,000

18740 SW 86th Avenue, Cutler Bay, FL 33157

Beds: 3
Baths: 3
Sqft: 1,903

Est. payment$5,911/mo

Home type: Single Family Residence
Year built: 1962
Lot size: 15,246 sqft
Price / sqft: $499
HOA: $0/mo
Community: WHISPERING PINES ESTATES

Property description

Charming keys-style, 3 bdrm/ 2.5 bath home on a quiet corner in beloved Whispering Pines. Excellent floorplan w/ spacious open living area & remodeled kitchen w/ island counter seating, gas range, plus expansive dining area. Well-allocated bedrooms w/ primary suite overlooking the lush grounds. Indoor laundry. Notable upgrades incl PVC plumbing, solar panels, generator & impact windows/doors. Fantastic resort-like, fenced backyard complete w/ tropical grotto & bridge, walking paths, covered terrace, remodeled pool w/tanning shelf, hot tub, tiki hut, greenhouse. "Party shed" is the perfect spot to hang out w/ friends & enjoy the game with some AC! Parking for the boat, 1.5 car garage. Around the corner from the park, nature preserve & a quick golf cart ride to restaurants & shops.

Listing activity

Days on market: 8
Listed: Sep 15, 2026
MLS listing updated: Sep 24, 2026
Feed last checked: 11 minutes ago

Listed by Drew Kern · BHHS EWM Realty

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
Bathrooms (decimal): 2.5
Full bathrooms: 2
Half bathrooms: 1

Rooms & features

Rooms: 1
Flooring: Tile
Appliances: Dishwasher, Dryer, Gas Range, Refrigerator, Washer
Window features: Blinds

Heating & cooling

Heating: Central, Electric
Cooling: Central Air, Electric

Property

Parking

Garage spaces: 1
Garage: Yes
Covered spaces: 1
Parking features: Attached, Attached Garage, Driveway, Garage
Attached garage: Yes

Exterior

Stories: 1
Building area: 2,751 sqft
Entry level: 1
Patio & porch: Patio
Pool: Yes
Pool features: In Ground
View: Garden, Pool
Waterfront property: No

Lot

Lot size: 15,246 sqft
Lot size (acres): 0.35 acres
Lot features: Corner Lot
Zoning: 2100

Construction

Type & style

Home type: Single Family Residence
Year built: 1962
New construction: No

Materials

Construction: CBS
Roof: Shingle
Property condition: Resale
Levels: One
Faces: East

Utilities & green energy

Utilities

Sewer: Public Sewer
Water: Public

Community & HOA

Community

Subdivision: WHISPERING PINES ESTATES
MLS area: 2600
Pets allowed: Yes
55+ community: No

Association

Has association: No
Estimated monthly dues: $0
Amenities: None

Lease details

Not reported by the listing source.

Location

Area details

City: Cutler Bay
County: Miami-Dade
ZIP code: 33157

Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number: A12086081
Possession: Negotiable
Original list price: $950,000
Parcel number: 3660030030920
Annual property tax: $6,079
Tax year: 2025
Tax legal description: 3 56 40 PB 65-24 WHISPERING PINES ESTS SEC 1 LOT 4 BLK 7 LOT SIZE 114.400 X 136 F/A/U 30-6003-003-0920

Additional MLS details

Reported by the listing source

Association Amenities: None
Association: No
Bathrooms Total Decimal: 2.5
Bathrooms Total Integer: 3
Building Area Total: 2751
Construction Materials: CBS
County Or Parish: Miami-Dade
Days On Market: 8
Direction Faces: East
Elementary School: Whispering Pines (Miami-Dade)
High School: Miami Southridge
List Price: 950000
Listing Contract Date: 2026-09-15
Living Area: 1903
Lot Size Acres: 0.35
Lot Size Area: 15438
MLSArea Major: 2600
Middle Or Junior School: Cutler Bay Middle
Mls Status: Active Under Contract
On Market Date: 2026-09-15
Patio And Porch Features: Patio
Photos Count: 31
Postal Code: 33157
Property Sub Type: Single Family Residence
Property Type: Residential
Rooms Total: 1
Senior Community: No
Standard Status: Active Under Contract
State Or Province: FL
Status Change Timestamp: 2026-09-24T20:39:46Z
Stories Total: 1
Subdivision Name: WHISPERING PINES ESTATES
Water Source: Public
Tax Annual Amount: 6079
Bathrooms Full: 2
Pool Private: Yes
Bedrooms Total: 3
Waterfront: No
Bathrooms Half: 1

Market value

Automated estimate—No licensed valuation source connected

Estimated sales range—Ask Karim for a local market analysis

Estimated rent—No licensed rental valuation source connected

Price history

Date	Event	Price
Sep 15, 2026	ListedMIAMI REALTORS® MLS	$950,000$499/sqft

Public tax history

Year	Property taxes	Assessment
2025	$6,079	—

Payment calculator

Estimated monthly payment$5,911/moIllustrative estimate, not a loan offer.

Loan typeDown payment (%)Interest rate assumption (%)Loan termInsurance / month

Principal & interest: $4,929
Property taxes: $507
Insurance: $475
Association dues: $0

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

WHISPERING PINES ESTATES

Cutler Bay · Miami-Dade County · 33157

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Whispering Pines (Miami-Dade)Elementary

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Cutler Bay MiddleMiddle

—

Miami SouthridgeHigh

—

School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

Nearby homes

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