PendingMLS® A11979784

$759,000

8935 SW 186th Terrace, Cutler Bay, FL 33157

Beds: 3
Baths: 2
Sqft: 1,300

Est. payment$4,875/mo

Home type: Single Family Residence
Year built: 1961
Lot size: 15,246 sqft
Price / sqft: $584
HOA: $0/mo
Community: WHISPERING PINES ESTATES

Property description

Beautiful 3-bedroom, 2-bathroom pool home with a very large two-car garage, featuring a brand new 2025 roof, full impact windows and doors throughout, and solar panels for a zero electric bill and energy efficiency, located in the heart of Cutler Bay on an expansive 15,050 sq ft lot with a large backyard and private pool perfect for entertaining and outdoor living. This one-story residence offers comfortable living spaces and plenty of room to enjoy the South Florida lifestyle. Ideally located near Whispering Pines Elementary and Cutler Bay Middle School, and within a one-mile proximity to Palmer Trinity School, an independent college preparatory school, as well as nearby parks like Whispering Pines Park and Lakes by the Bay Park. Just minutes from Publix, Target, restaurants, and major highways including US-1 and the Florida Turnpike, providing easy access throughout Miami. A great opportunity to own in one of Cutler Bay’s most desirable neighborhoods.

Listing activity

Days on market: 191
Listed: Mar 11, 2026
MLS listing updated: Sep 18, 2026
Feed last checked: 10 minutes ago

Listed by Mario Cabrera Benjamin · Chez Realty, LLC.

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Bathrooms (decimal): 2
Full bathrooms: 2
Half bathrooms: 0

Rooms & features

Rooms: 1
Flooring: Tile
Appliances: Gas Water Heater, Dishwasher, Microwave, Refrigerator
Laundry: In Garage, Washer Hookup, Dryer Hookup

Heating & cooling

Heating: Central
Cooling: Central Air, Electric

Property

Parking

Garage spaces: 2
Garage: Yes
Covered spaces: 2
Parking features: Driveway
Attached garage: No

Exterior

Stories: 1
Building area: 2,300 sqft
Entry level: 1
Patio & porch: Porch - Screened, Porch, Patio
Exterior features: Barbecue, Lighting
Fencing: Fenced
Pool: Yes
Pool features: In Ground
View: Pool
Waterfront property: No

Lot

Lot size: 15,246 sqft
Lot size (acres): 0.35 acres
Zoning: 2100

Construction

Type & style

Home type: Single Family Residence
Year built: 1961
New construction: No

Materials

Construction: Block
Roof: Shingle
Property condition: Resale
Levels: One
Faces: North

Utilities & green energy

Utilities

Sewer: Public Sewer
Water: Public

Community & HOA

Community

Subdivision: WHISPERING PINES ESTATES
MLS area: 2600
55+ community: No

Association

Has association: No
Estimated monthly dues: $0
Amenities: Other

Lease details

Not reported by the listing source.

Location

Area details

City: Cutler Bay
County: Miami-Dade
ZIP code: 33157

Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number: A11979784
Possession: Close Of Escrow, Negotiable
Original list price: $800,000
Parcel number: 3660040070310
Annual property tax: $6,686
Tax year: 2025
Tax legal description: WHISPERING PINES ESTS SEC 2 PB 65-71 LOT 3 BLK 15 LOT SIZE 107.500 X 140 F/A/U 30-6004-007-0310

Additional MLS details

Reported by the listing source

Association Amenities: Other
Association: No
Bathrooms Total Decimal: 2
Bathrooms Total Integer: 2
Building Area Total: 2300
Construction Materials: Block
County Or Parish: Miami-Dade
Days On Market: 191
Direction Faces: North
Elementary School: Whispering Pines (Miami-Dade)
High School: Miami Southridge
Laundry Features: In Garage, Washer Hookup, Dryer Hookup
List Price: 759000
Listing Contract Date: 2026-03-11
Living Area: 1300
Lot Size Acres: 0.35
Lot Size Area: 15050
MLSArea Major: 2600
Middle Or Junior School: Cutler Bay Middle
Mls Status: Pending
On Market Date: 2026-03-11
Patio And Porch Features: Porch - Screened, Porch, Patio
Photos Count: 53
Postal Code: 33157
Price Change Timestamp: 2026-07-30T15:34:29Z
Property Sub Type: Single Family Residence
Property Type: Residential
Rooms Total: 1
Senior Community: No
Standard Status: Pending
State Or Province: FL
Status Change Timestamp: 2026-09-18T13:27:50Z
Stories Total: 1
Subdivision Name: WHISPERING PINES ESTATES
Water Source: Public
Tax Annual Amount: 6686
Bathrooms Full: 2
Pool Private: Yes
Bedrooms Total: 3
Waterfront: No
Bathrooms Half: 0

Market value

Automated estimate—No licensed valuation source connected

Estimated sales range—Ask Karim for a local market analysis

Estimated rent—No licensed rental valuation source connected

Price history

Date	Event	Price
Mar 11, 2026	ListedMIAMI REALTORS® MLS	$800,000$615/sqft
Jul 30, 2026	Price reducedMIAMI REALTORS® MLS	$759,000$584/sqft

Public tax history

Year	Property taxes	Assessment
2025	$6,686	—

Payment calculator

Estimated monthly payment$4,875/moIllustrative estimate, not a loan offer.

Loan typeDown payment (%)Interest rate assumption (%)Loan termInsurance / month

Principal & interest: $3,938
Property taxes: $557
Insurance: $380
Association dues: $0

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

WHISPERING PINES ESTATES

Cutler Bay · Miami-Dade County · 33157

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Whispering Pines (Miami-Dade)Elementary

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Cutler Bay MiddleMiddle

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Miami SouthridgeHigh

—

School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

Nearby homes

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