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2166 SW MAINSAIL Terrace, Stuart, FL 34997
ActiveBeachesMLS
ActiveMLS® B26068284
$575,000

2166 SW MAINSAIL Terrace, Stuart, FL 34997

Beds
3
Baths
2
Sqft
1,780
Est. payment$3,672/mo
Home type
Single Family Residence
Year built
2004
Lot size
16,117 sqft
Price / sqft
$323
HOA
$134/mo
Community
LOCKS LANDING

Property description

Welcome to Locks Landing! Situated on a large pie-shaped cul-de-sac lot, this 3-bedroom, 2-bath home with a 2-car garage offers a blank canvas ready to make your own. Updates include a new roof in 2023, full impact windows, and recently painted exterior. The open floor plan features formal living and dining rooms and a spacious family room. The primary suite offers vaulted ceilings, a walk-in closet, dual vanities, walk-in shower, and garden tub. Two large guest bedrooms share a bath with dual sinks. Enjoy a screened patio and expansive yard with room for a pool. Locks Landing is a gated community featuring 60 private deeded docks with ocean access and boat/trailer storage, conveniently located near shopping, dining, schools, and highways for easy commuting. Schedule showings online. Locks Landing has a one time capital contribution of $300 due at closing.

Listing activity

Days on market
35
Listed
Aug 25, 2026
MLS listing updated
3 hours ago
Feed last checked
1 minute ago

Listed by Julie A Cline PA · RE/MAX of Stuart

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms
3
Bathrooms
2
Bathrooms (decimal)
2
Full bathrooms
2
Half bathrooms
0
Main-level bedrooms
3
Main-level bathrooms
2

Rooms & features

Rooms
6
Interior features
Central Vacuum, Entrance Foyer, High Ceilings, Pantry, Roman Tub, Vaulted Ceiling(s), Walk-In Closet(s)
Flooring
Carpet, Tile
Appliances
Electric Water Heater, Dishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer, Water Heater
Laundry
Laundry Room
Fireplace
No
Furnished
Unfurnished
Window features
Storm Window(s)
Other equipment
None

Heating & cooling

Heating
Central Building
Cooling
Central Air
Property

Parking

Garage spaces
2
Garage
Yes
Carport
No
Parking spaces
4
Covered spaces
2
Parking features
Attached, Attached Garage, Driveway, Garage, Garage Door Opener, Paver Block
Attached garage
Yes

Exterior

Stories
1
Building area
2,380 sqft
Patio & porch
Patio - Screened, Patio - Covered, Patio
Exterior features
None
Fencing
None
Other structures
None
Pool
No
View
Garden, Preserve
Waterfront property
No
Spa
No

Lot

Lot size
16,117 sqft
Lot size (acres)
0.37 acres
Lot dimensions
165 x 159 x 39 x 160
Lot features
Cul-De-Sac
Zoning
Residential
Road surface
Asphalt, Paved
Road frontage
Private Road
Road responsibility
Private Maintained Road
Construction

Type & style

Home type
Single Family Residence
Structure type
House
Architectural style
Traditional
Year built
2004
New construction
No

Materials

Construction
CBS, Concrete Block - With Stucco
Roof
Shingle
Foundation
Slab
Property condition
Resale
Levels
One
Faces
North
Utilities & green energy

Utilities

Electric
Underground
Sewer
Public Sewer
Water
Public
Utilities
Cable Available, Electricity Connected, Phone Available, Sewer Connected, Water Connected, Underground Utilities
Community & HOA

Community

Subdivision
LOCKS LANDING
MLS area
6120 - Stuart - Southwest
MLS subarea
MRTC - Martin County
Security
Gated - No Guard
Pets allowed
Call, Yes
55+ community
No

Association

Has association
Yes
Association fee
$134 monthly
Estimated monthly dues
$134
Amenities
Gated, Sidewalks, Street Lights, Other
Services included
Common Areas, Reserve Funds, Security
Association name
Locks Landing HOA
Lease details

Not reported by the listing source.

Location

Area details

City
Stuart
County
Martin
ZIP code
34997
Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number
B26068284
Possession
Close Of Escrow
Original list price
$575,000
Parcel number
553841070000018500
Annual property tax
$3,201.97
Tax year
2025
Assessed value
$221,784
Tax legal description
LOT 185 PLAT 3 LOCKS LANDING (PB 14 PG 79)
Special listing conditions
Standard
Additional MLS details

Reported by the listing source

Association Amenities
Gated, Sidewalks, Street Lights, Other
Association Fee Frequency
Monthly
Association Fee Includes
Common Areas, Reserve Funds, Security
Association
Yes
Bathrooms Total Decimal
2
Bathrooms Total Integer
2
Building Area Total
2380
Construction Materials
CBS, Concrete Block - With Stucco
County Or Parish
Martin
Days On Market
35
Direction Faces
North
Elementary School
Crystal Lake (Martin)
Foundation Details
Slab
High School
South Fork
Laundry Features
Laundry Room
List Price
575000
Listing Contract Date
2026-08-25
Living Area
1780
Lot Size Acres
0.37
Lot Size Area
16252
Lot Size Dimensions
165 x 159 x 39 x 160
MLSArea Major
6120 - Stuart - Southwest
MLSArea Minor
MRTC - Martin County
Main Level Bathrooms
2
Main Level Bedrooms
3
Middle Or Junior School
Dr. David L. Anderson
Mls Status
Active
On Market Date
2026-08-25
Parking Total
4
Patio And Porch Features
Patio - Screened, Patio - Covered, Patio
Photos Count
35
Postal Code
34997
Property Sub Type
Single Family Residence
Property Type
Residential
Road Frontage Type
Private Road
Road Surface Type
Asphalt, Paved
Rooms Total
6
Security Features
Gated - No Guard
Senior Community
No
Standard Status
Active
State Or Province
FL
Status Change Timestamp
2026-08-25T17:30:15Z
Stories Total
1
Subdivision Name
LOCKS LANDING
Tax Assessed Value
221784
Water Source
Public
Tax Annual Amount
3201.97
Bathrooms Full
2
Pool Private
No
Bedrooms Total
3
Waterfront
No
Bathrooms Half
0
Financial Information: Estimated Monthly Assoc Recurring Fee
134

Market value

Automated estimate—No licensed valuation source connected
Estimated sales range—Ask Karim for a local market analysis
Estimated rent—No licensed rental valuation source connected

Price history

DateEventPrice
Aug 25, 2026ListedBeachesMLS$575,000$323/sqft

Public tax history

YearProperty taxesAssessment
2025$3,202$221,784

Payment calculator

Estimated monthly payment$3,672/moIllustrative estimate, not a loan offer.
Principal & interest
$2,984
Property taxes
$267
Insurance
$288
Association dues
$134

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

LOCKS LANDING

Stuart · Martin County · 34997

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Crystal Lake (Martin)Elementary
—
Dr. David L. AndersonMiddle
—
South ForkHigh
—
School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

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BeachesMLS

BeachesMLS · Listing courtesy of RE/MAX of Stuart. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. IDX information is provided exclusively for consumers’ personal, non-commercial use and may be used only to identify prospective properties they may be interested in purchasing or leasing. Terms of use · Equal Housing Opportunity.

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