


220 SW WILLOW LAKE Trail, Stuart, FL 34997
- Beds
- 4
- Baths
- 4
- Sqft
- 2,613
- Home type
- Single Family Residence
- Year built
- 1981
- Lot size
- 20,473 sqft
- Price / sqft
- $382
- HOA
- $0/mo
- Community
- CAPE LIVE OAK
Property description
Rare find! Waterfront living under $1M with direct ocean access! Experience the charm of classic Florida lifestyle. This stunning 4-Bedroom, 3.5-Bath pool home with approximately over 150ft of waterfront in desirable Stuart, FL. Provides Deep water for large vessels. Showcasing modern conveniences & refined finishes, the home features tile flooring, an upgraded kitchen with black stainless-steel appliances, granite countertops, and striking pecky cypress walls. The central stone fireplace adds warmth and character, while the 75x14 screened porch invites relaxation. Impact sliders, doors, and skylights provide both security and natural light, complementing the beautifully updated bathrooms. Adding to its charm, the property includes partial ownership of a serene lake with a picturesque waterside gazebo. Enjoy smooth ocean access with no fixed bridges all nestled on a quiet street. The asking price reflects the property's current condition and the absence of a dock and boat lift, creating an outstanding waterfront value. Don't miss out!
Listing activity
- Days on market
- 63
- Listed
- Jul 23, 2026
- MLS listing updated
- Sep 28, 2026
- Feed last checked
- 1 minute ago
Listed by Jason M. Flannery · Illustrated Properties LLC
Map
Map location is based on MLS-supplied coordinates. Verify the location before relying on it.
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms
- 4
- Bathrooms
- 4
- Bathrooms (decimal)
- 3.5
- Full bathrooms
- 3
- Half bathrooms
- 1
- Main-level bedrooms
- 4
- Main-level bathrooms
- 3
Rooms & features
- Rooms
- 10
- Interior features
- Bedroom Layout - Split, Built-in Features, Cabana Bath, Cathedral Ceiling(s), Closet Cabinetry, Entrance Foyer, High Ceilings, Kitchen Island, Pantry, Storage, Vaulted Ceiling(s), Walk-In Closet(s)
- Flooring
- Ceramic Tile
- Appliances
- Dishwasher, Disposal, Electric Range, Ice Maker, Microwave, Refrigerator
- Laundry
- Inside, Laundry Closet, Washer Hookup
- Fireplace
- Yes
- Fireplace features
- Decorative
- Furnished
- Unfurnished
Heating & cooling
- Heating
- Central, Electric
- Cooling
- Central Air, Electric
Property
Parking
- Garage spaces
- 2.5
- Garage
- Yes
- Carport
- No
- Parking spaces
- 2
- Covered spaces
- 2.5
- Parking features
- Concrete, Detached Garage, Driveway, Garage, Garage Door Opener
- Attached garage
- No
Exterior
- Stories
- 1
- Building area
- 4,442 sqft
- Patio & porch
- Porch - Screened, Patio - Screened, Patio - Covered, Porch, Patio, Deck
- Exterior features
- Pool Bathroom
- Pool
- Yes
- Pool features
- In Ground
- View
- River, Pool, Water
- Waterfront
- No Fixed Bridge, River Access, Ocean Access, Navigable Water, Rip Rap, River Front
- Waterfront property
- Yes
Lot
- Lot size
- 20,473 sqft
- Lot size (acres)
- 0.47 acres
- Lot features
- Cul-De-Sac, Irregular Lot
- Zoning
- Res SF
- Road surface
- Paved
Construction
Type & style
- Home type
- Single Family Residence
- Structure type
- House
- Architectural style
- Key West
- Year built
- 1981
- New construction
- No
Materials
- Construction
- Frame, Stone Veneer, Wood Siding
- Roof
- Metal
- Property condition
- Resale
- Faces
- Southwest
Utilities & green energy
Utilities
- Electric
- Three Phase
- Sewer
- Septic Tank
- Water
- Public, Well
- Utilities
- Cable Available, Water Available
Community & HOA
Community
- Subdivision
- CAPE LIVE OAK
- MLS area
- 6070 - Stuart - South of Indian St
- MLS subarea
- MRTC - Martin County
- Security
- Smoke Detector(s)
- Pets allowed
- No Restrictions, Yes
- 55+ community
- No
Association
- Has association
- No
- Estimated monthly dues
- $0
Lease details
Not reported by the listing source.
Location
Area details
- City
- Stuart
- County
- Martin
- ZIP code
- 34997
Manufactured home details
Not reported by the listing source.
Financial & listing details
Listing
- MLS number
- B26055689
- Possession
- Close Of Escrow
- Original list price
- $998,777
- Parcel number
- 553841421000000401
- Annual property tax
- $13,555.8
- Tax year
- 2025
- Assessed value
- $833,030
- Tax legal description
- CAPE LIVE OAK LOT 4
- Special listing conditions
- Standard
Additional MLS details
Reported by the listing source
- Association
- No
- Bathrooms Total Decimal
- 3.5
- Bathrooms Total Integer
- 4
- Building Area Total
- 4442
- Construction Materials
- Frame, Stone Veneer, Wood Siding
- County Or Parish
- Martin
- Days On Market
- 63
- Direction Faces
- Southwest
- Elementary School
- Crystal Lake (Martin)
- High School
- Martin County
- Laundry Features
- Inside, Laundry Closet, Washer Hookup
- List Price
- 998777
- Listing Contract Date
- 2026-07-23
- Living Area
- 2613
- Lot Size Acres
- 0.47
- Lot Size Area
- 20553
- MLSArea Major
- 6070 - Stuart - South of Indian St
- MLSArea Minor
- MRTC - Martin County
- Main Level Bathrooms
- 3
- Main Level Bedrooms
- 4
- Middle Or Junior School
- Dr. David L. Anderson
- Mls Status
- Active Under Contract
- On Market Date
- 2026-07-24
- Parking Total
- 2
- Patio And Porch Features
- Porch - Screened, Patio - Screened, Patio - Covered, Porch, Patio, Deck
- Photos Count
- 46
- Postal Code
- 34997
- Property Sub Type
- Single Family Residence
- Property Type
- Residential
- Road Surface Type
- Paved
- Rooms Total
- 10
- Security Features
- Smoke Detector(s)
- Senior Community
- No
- Standard Status
- Active Under Contract
- State Or Province
- FL
- Status Change Timestamp
- 2026-09-28T13:29:02Z
- Stories Total
- 1
- Subdivision Name
- CAPE LIVE OAK
- Tax Assessed Value
- 833030
- Water Source
- Public, Well
- Waterfront Features
- No Fixed Bridge, River Access, Ocean Access, Navigable Water, Rip Rap, River Front
- Tax Annual Amount
- 13555.8
- Bathrooms Full
- 3
- Pool Private
- Yes
- Bedrooms Total
- 4
- Bathrooms Half
- 1
Market value
Price history
| Date | Event | Price |
|---|---|---|
| Jul 23, 2026 | ListedBeachesMLS | $998,777$382/sqft |
Public tax history
| Year | Property taxes | Assessment |
|---|---|---|
| 2025 | $13,556 | $833,030 |
Payment calculator
- Principal & interest
- $5,182
- Property taxes
- $1,130
- Insurance
- $499
- Association dues
- $0
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Neighborhood
Area
CAPE LIVE OAKStuart · Martin County · 34997
Climate risk
—No licensed climate-risk source is connected.
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