Premier Brokers International
220 SW WILLOW LAKE Trail, Stuart, FL 34997
Active Under ContractBeachesMLS
Active Under ContractMLS® B26055689
$998,777

220 SW WILLOW LAKE Trail, Stuart, FL 34997

Beds
4
Baths
4
Sqft
2,613
Est. payment$6,811/mo
Home type
Single Family Residence
Year built
1981
Lot size
20,473 sqft
Price / sqft
$382
HOA
$0/mo
Community
CAPE LIVE OAK

Property description

Rare find! Waterfront living under $1M with direct ocean access! Experience the charm of classic Florida lifestyle. This stunning 4-Bedroom, 3.5-Bath pool home with approximately over 150ft of waterfront in desirable Stuart, FL. Provides Deep water for large vessels. Showcasing modern conveniences & refined finishes, the home features tile flooring, an upgraded kitchen with black stainless-steel appliances, granite countertops, and striking pecky cypress walls. The central stone fireplace adds warmth and character, while the 75x14 screened porch invites relaxation. Impact sliders, doors, and skylights provide both security and natural light, complementing the beautifully updated bathrooms. Adding to its charm, the property includes partial ownership of a serene lake with a picturesque waterside gazebo. Enjoy smooth ocean access with no fixed bridges all nestled on a quiet street. The asking price reflects the property's current condition and the absence of a dock and boat lift, creating an outstanding waterfront value. Don't miss out!

Listing activity

Days on market
63
Listed
Jul 23, 2026
MLS listing updated
Sep 28, 2026
Feed last checked
1 minute ago

Listed by Jason M. Flannery · Illustrated Properties LLC

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms
4
Bathrooms
4
Bathrooms (decimal)
3.5
Full bathrooms
3
Half bathrooms
1
Main-level bedrooms
4
Main-level bathrooms
3

Rooms & features

Rooms
10
Interior features
Bedroom Layout - Split, Built-in Features, Cabana Bath, Cathedral Ceiling(s), Closet Cabinetry, Entrance Foyer, High Ceilings, Kitchen Island, Pantry, Storage, Vaulted Ceiling(s), Walk-In Closet(s)
Flooring
Ceramic Tile
Appliances
Dishwasher, Disposal, Electric Range, Ice Maker, Microwave, Refrigerator
Laundry
Inside, Laundry Closet, Washer Hookup
Fireplace
Yes
Fireplace features
Decorative
Furnished
Unfurnished

Heating & cooling

Heating
Central, Electric
Cooling
Central Air, Electric
Property

Parking

Garage spaces
2.5
Garage
Yes
Carport
No
Parking spaces
2
Covered spaces
2.5
Parking features
Concrete, Detached Garage, Driveway, Garage, Garage Door Opener
Attached garage
No

Exterior

Stories
1
Building area
4,442 sqft
Patio & porch
Porch - Screened, Patio - Screened, Patio - Covered, Porch, Patio, Deck
Exterior features
Pool Bathroom
Pool
Yes
Pool features
In Ground
View
River, Pool, Water
Waterfront
No Fixed Bridge, River Access, Ocean Access, Navigable Water, Rip Rap, River Front
Waterfront property
Yes

Lot

Lot size
20,473 sqft
Lot size (acres)
0.47 acres
Lot features
Cul-De-Sac, Irregular Lot
Zoning
Res SF
Road surface
Paved
Construction

Type & style

Home type
Single Family Residence
Structure type
House
Architectural style
Key West
Year built
1981
New construction
No

Materials

Construction
Frame, Stone Veneer, Wood Siding
Roof
Metal
Property condition
Resale
Faces
Southwest
Utilities & green energy

Utilities

Electric
Three Phase
Sewer
Septic Tank
Water
Public, Well
Utilities
Cable Available, Water Available
Community & HOA

Community

Subdivision
CAPE LIVE OAK
MLS area
6070 - Stuart - South of Indian St
MLS subarea
MRTC - Martin County
Security
Smoke Detector(s)
Pets allowed
No Restrictions, Yes
55+ community
No

Association

Has association
No
Estimated monthly dues
$0
Lease details

Not reported by the listing source.

Location

Area details

City
Stuart
County
Martin
ZIP code
34997
Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number
B26055689
Possession
Close Of Escrow
Original list price
$998,777
Parcel number
553841421000000401
Annual property tax
$13,555.8
Tax year
2025
Assessed value
$833,030
Tax legal description
CAPE LIVE OAK LOT 4
Special listing conditions
Standard
Additional MLS details

Reported by the listing source

Association
No
Bathrooms Total Decimal
3.5
Bathrooms Total Integer
4
Building Area Total
4442
Construction Materials
Frame, Stone Veneer, Wood Siding
County Or Parish
Martin
Days On Market
63
Direction Faces
Southwest
Elementary School
Crystal Lake (Martin)
High School
Martin County
Laundry Features
Inside, Laundry Closet, Washer Hookup
List Price
998777
Listing Contract Date
2026-07-23
Living Area
2613
Lot Size Acres
0.47
Lot Size Area
20553
MLSArea Major
6070 - Stuart - South of Indian St
MLSArea Minor
MRTC - Martin County
Main Level Bathrooms
3
Main Level Bedrooms
4
Middle Or Junior School
Dr. David L. Anderson
Mls Status
Active Under Contract
On Market Date
2026-07-24
Parking Total
2
Patio And Porch Features
Porch - Screened, Patio - Screened, Patio - Covered, Porch, Patio, Deck
Photos Count
46
Postal Code
34997
Property Sub Type
Single Family Residence
Property Type
Residential
Road Surface Type
Paved
Rooms Total
10
Security Features
Smoke Detector(s)
Senior Community
No
Standard Status
Active Under Contract
State Or Province
FL
Status Change Timestamp
2026-09-28T13:29:02Z
Stories Total
1
Subdivision Name
CAPE LIVE OAK
Tax Assessed Value
833030
Water Source
Public, Well
Waterfront Features
No Fixed Bridge, River Access, Ocean Access, Navigable Water, Rip Rap, River Front
Tax Annual Amount
13555.8
Bathrooms Full
3
Pool Private
Yes
Bedrooms Total
4
Bathrooms Half
1

Market value

Automated estimate—No licensed valuation source connected
Estimated sales range—Ask Karim for a local market analysis
Estimated rent—No licensed rental valuation source connected

Price history

DateEventPrice
Jul 23, 2026ListedBeachesMLS$998,777$382/sqft

Public tax history

YearProperty taxesAssessment
2025$13,556$833,030

Payment calculator

Estimated monthly payment$6,811/moIllustrative estimate, not a loan offer.
Principal & interest
$5,182
Property taxes
$1,130
Insurance
$499
Association dues
$0

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

CAPE LIVE OAK

Stuart · Martin County · 34997

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Crystal Lake (Martin)Elementary
—
Dr. David L. AndersonMiddle
—
Martin CountyHigh
—
School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

Nearby homes

12 homes

Similar homes

12 homes
BeachesMLS

BeachesMLS · Listing courtesy of Illustrated Properties LLC. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. IDX information is provided exclusively for consumers’ personal, non-commercial use and may be used only to identify prospective properties they may be interested in purchasing or leasing. Terms of use · Equal Housing Opportunity.