Premier Brokers International
3098 SW Cedar Trail, Palm City, FL 34990
ActiveBeachesMLS
ActiveMLS® B26014459
$995,000

3098 SW Cedar Trail, Palm City, FL 34990

Beds
4
Baths
2
Sqft
2,746
Est. payment$6,828/mo
Home type
Single Family Residence
Year built
1996
Lot size
10,454 sqft
Price / sqft
$362
HOA
$25/mo
Community
RUSTIC HILLS

Property description

SIGNIFICANT PRICE IMPROVEMENT PRESENTS A RARE WATERFRONT OPPORTUNITY. This elevated Key West-style residence captures the timeless charm of Old Florida while offering no-fixed-bridge access and a quick ride to open water. Nestled among lush tropical landscaping, the property delivers a rare sense of privacy along with exceptional indoor and outdoor spaces designed for entertaining. A spacious screened balcony extends the main living area into the treetops, creating the perfect setting to enjoy coastal breezes, spectacular sunsets, and year-round outdoor living. Vaulted ceilings enhance the bright, open-concept upper level, where the kitchen, living areas, and primary suite are thoughtfully positioned to maximize elevation, natural light, and picturesque water views. The interior has been tastefully updated with a relaxed coastal aesthetic while still offering opportunities to personalize and make it your own. The lower level features guest bedrooms and a versatile flex space ideal for a media room, game room, home office, or private retreat for family and visitors. Boaters will appreciate approximately 96 feet of waterfront, a private dock, and a boat lift, making days on the water effortless. Outside, a heated pool, new hot tub, and newly constructed cabana create a true resort-style atmosphere, complemented by multiple gathering areas designed for relaxation and entertaining. An exterior cargo lift provides added convenience between levels. Blending classic Old Florida character with modern comfort and functionality, this exceptional Palm City waterfront home offers the access, privacy, and lifestyle that define the very best of South Florida waterfront. Update: Brand NEW AC upstairs July of 2026!

Listing activity

Days on market
163
Listed
Apr 12, 2026
MLS listing updated
22 hours ago
Feed last checked
6 minutes ago

Listed by Erin Duke-Warren PA · Keller Williams Realty Of The

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms
4
Bathrooms
2
Bathrooms (decimal)
2
Full bathrooms
2
Half bathrooms
0
Main-level bedrooms
2
Main-level bathrooms
1

Rooms & features

Rooms
3
Interior features
Bar, Bedroom Layout - Split, Built-in Features, Cathedral Ceiling(s), Entrance Foyer, High Ceilings, Pantry, Upstairs Living Area, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
Flooring
Carpet, Tile
Appliances
Electric Water Heater, Range, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Water Heater
Laundry
Inside, Laundry Closet
Fireplace
Yes
Fireplace features
Wood Burning
Furnished
Negotiable
Window features
Shutters
Other equipment
Fuel Tank(s), Fuel Tank - Owned

Heating & cooling

Heating
Central, Electric, Zoned
Cooling
Central Air, Electric, Zoned
Property

Parking

Garage
No
Carport
No
Parking spaces
4
Covered spaces
0
Parking features
Driveway, Open
Attached garage
No

Exterior

Stories
2
Building area
3,352 sqft
Entry level
1
Patio & porch
Porch - Screened, Porch - Open, Patio - Screened, Patio - Open, Patio - Covered, Porch, Patio, Deck
Exterior features
Balcony, Custom Lighting, Lighting, Outdoor Shower
Fencing
Fenced, Partial
Other structures
Cabana, Shed(s)
Pool
Yes
Pool features
Equipment Included, Free Form, Heated, In Ground, Private
View
Canal, Water
Waterfront
No Fixed Bridge, River Access, Ocean Access, Canal Front, Navigable Water, Seawall, Canal Width 1-80 Feet, Other
Waterfront property
Yes
Spa
Yes
Spa features
Above Ground

Lot

Lot size
10,454 sqft
Lot size (acres)
0.24 acres
Lot dimensions
96'water x161'x70'x141'
Lot features
Cul-De-Sac, Irregular Lot, Many Trees
Zoning
res
Road surface
Paved
Road frontage
Private Road, West of US-1
Construction

Type & style

Home type
Single Family Residence
Structure type
House
Architectural style
Key West
Year built
1996
New construction
No

Materials

Construction
Fiber Cement, Frame
Roof
Metal
Property condition
Resale
Levels
Two, Multi/Split
Faces
East
Utilities & green energy

Utilities

Sewer
Septic Tank
Water
Well
Utilities
Cable Available, Electricity Connected, Phone Available
Community & HOA

Community

Subdivision
RUSTIC HILLS
MLS area
6090 - Palm City
MLS subarea
MRTC - Martin County
Security
Security System, Smoke Detector(s)
Pets allowed
No Restrictions, Yes
55+ community
No

Association

Has association
Yes
Association fee
$25 monthly
Estimated monthly dues
$25
Amenities
Boating
Services included
Common Areas
Lease details

Not reported by the listing source.

Location

Area details

City
Palm City
County
Martin
ZIP code
34990
Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number
B26014459
Possession
Close Of Escrow
Original list price
$1,195,000
Parcel number
123840001000004104
Annual property tax
$13,701.5
Tax year
2025
Tax legal description
RUSTIC HILLS LOT 41 UNINCLUDED OR 344/1296
Special listing conditions
Standard
Additional MLS details

Reported by the listing source

Association Amenities
Boating
Association Fee Frequency
Monthly
Association Fee Includes
Common Areas
Association
Yes
Bathrooms Total Decimal
2
Bathrooms Total Integer
2
Building Area Total
3352
Construction Materials
Fiber Cement, Frame
County Or Parish
Martin
Days On Market
163
Direction Faces
East
Elementary School
Bessey Creek
High School
Martin County
Laundry Features
Inside, Laundry Closet
List Price
995000
Listing Contract Date
2026-04-12
Living Area
2746
Lot Size Acres
0.24
Lot Size Area
10221
Lot Size Dimensions
96'water x161'x70'x141'
MLSArea Major
6090 - Palm City
MLSArea Minor
MRTC - Martin County
Main Level Bathrooms
1
Main Level Bedrooms
2
Middle Or Junior School
Hidden Oaks
Mls Status
Active
On Market Date
2026-04-27
Parking Total
4
Patio And Porch Features
Porch - Screened, Porch - Open, Patio - Screened, Patio - Open, Patio - Covered, Porch, Patio, Deck
Photos Count
52
Postal Code
34990
Price Change Timestamp
2026-06-16T20:00:41Z
Property Sub Type
Single Family Residence
Property Type
Residential
Road Frontage Type
Private Road, West of US-1
Road Surface Type
Paved
Rooms Total
3
Security Features
Security System, Smoke Detector(s)
Senior Community
No
Standard Status
Active
State Or Province
FL
Status Change Timestamp
2026-04-27T19:26:51Z
Stories Total
2
Subdivision Name
RUSTIC HILLS
Water Source
Well
Waterfront Features
No Fixed Bridge, River Access, Ocean Access, Canal Front, Navigable Water, Seawall, Canal Width 1-80 Feet, Other
Tax Annual Amount
13701.5
Bathrooms Full
2
Pool Private
Yes
Bedrooms Total
4
Bathrooms Half
0
Financial Information: Estimated Monthly Assoc Recurring Fee
25

Market value

Automated estimate—No licensed valuation source connected
Estimated sales range—Ask Karim for a local market analysis
Estimated rent—No licensed rental valuation source connected

Price history

DateEventPrice
Apr 12, 2026ListedBeachesMLS$1,195,000$435/sqft
Jun 16, 2026Price reducedBeachesMLS$995,000$362/sqft

Public tax history

YearProperty taxesAssessment
2025$13,702—

Payment calculator

Estimated monthly payment$6,828/moIllustrative estimate, not a loan offer.
Principal & interest
$5,163
Property taxes
$1,142
Insurance
$498
Association dues
$25

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

RUSTIC HILLS

Palm City · Martin County · 34990

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Bessey CreekElementary
—
Hidden OaksMiddle
—
Martin CountyHigh
—
School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

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