Martin County REALTORS® of the Treasure CoastActiveMLS® M20055566
$3,450,000
2086 SW Gull Harbor Lane, Palm City, FL 34990
- Beds
- 3
- Baths
- 2
- Sqft
- 1,826
- Home type
- Single Family Residence
- Year built
- 1978
- Lot size
- 13,068 sqft
- Price / sqft
- $1,889
- HOA
- $0/mo
- Community
- Gull Harbor
Property description
Owner financing with 0% interest. Insurance optional. Gull Harbor with no HOA. Boaters paradise with 138 feet of seawall on an oversized fenced cul-de-sac lot just under 1/3 acre. This concrete block 3BR/2BA home with a 2-car garage offers wide water and stunning sunrise views from the kitchen, dining room, and screened patio. The split floor plan provides privacy and functionality, while travertine flooring runs throughout the home. Updated bathrooms add modern appeal, and the expansive yard offers plenty of room for a pool and outdoor entertaining. This waterfront gem features a private dock equipped with a boat lift. Enjoy easy access to the St. Lucie River right from your dock. Enjoy the perfect blend of privacy, waterfront living, and endless potential with no restrictions. Conveniently located close to schools, dining, shopping, and everyday conveniences .Owner financing available.
Listing activity
- Days on market
- 146
- Listed
- May 5, 2026
- MLS listing updated
- Sep 28, 2026
- Feed last checked
- 4 minutes ago
Listed by Dawn San George · Berkshire Hathaway Florida Realty
Map
Map location is based on MLS-supplied coordinates. Verify the location before relying on it.
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms
- 3
- Bathrooms
- 2
- Bathrooms (decimal)
- 2
- Full bathrooms
- 2
- Half bathrooms
- 0
Rooms & features
- Rooms
- 0
- Interior features
- Bedroom Layout - Split, Walk-In Closet(s)
- Flooring
- Carpet, Ceramic Tile, Other
- Appliances
- Electric Water Heater, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Water Heater
- Furnished
- Unfurnished
Heating & cooling
- Heating
- Central
- Cooling
- Ceiling Fan(s), Central Air
Property
Parking
- Parking spaces
- 2
- Covered spaces
- 0
- Parking features
- Garage Door Opener
- Attached garage
- No
Exterior
- Stories
- 1
- Building area
- 2,674 sqft
- Pool
- No
- Waterfront
- Canal Width 1-80 Feet
- Waterfront property
- Yes
Lot
- Lot size
- 13,068 sqft
- Lot size (acres)
- 0.3 acres
Construction
Type & style
- Home type
- Single Family Residence
- Structure type
- House
- Architectural style
- Traditional
- Year built
- 1978
- New construction
- No
Materials
- Construction
- Block, Brick, Concrete
- Roof
- Composition, Shingle
- Property condition
- Resale
Utilities & green energy
Utilities
- Electric
- 220 Volts
- Sewer
- Septic Tank
- Water
- Public
- Utilities
- Sewer Available, Water Available
Community & HOA
Community
- Subdivision
- Gull Harbor
- MLS area
- 6090 - Palm City
- MLS subarea
- MRTC - Martin County
- Security
- Smoke Detector(s)
- Pets allowed
- Number Limit, Size Limit, Yes
- 55+ community
- No
Association
- Has association
- No
- Association fee
- $0
- Estimated monthly dues
- $0
- Amenities
- None
Lease details
Not reported by the listing source.
Location
Area details
- City
- Palm City
- County
- Martin
- ZIP code
- 34990
Manufactured home details
Not reported by the listing source.
Financial & listing details
Listing
- MLS number
- M20055566
- Possession
- Negotiable
- Original list price
- $3,455,000
- Parcel number
- 073841002000001104
- Annual property tax
- $12,129.02
- Tax year
- 2025
- Tax legal description
- BEG SW COR LOT 11, E ALG S/LN 22.5', NLY TO PT ON N/LN 67.5' E OF NW COR, WLY TO NW COR & SELY ALG W/LN TO POB; & .....
Additional MLS details
Reported by the listing source
- Association Amenities
- None
- Association
- No
- Bathrooms Total Decimal
- 2
- Bathrooms Total Integer
- 2
- Building Area Total
- 2674
- Construction Materials
- Block, Brick, Concrete
- County Or Parish
- Martin
- Days On Market
- 146
- Elementary School
- Bessey Creek
- High School
- Martin County
- List Price
- 3450000
- Listing Contract Date
- 2026-05-05
- Living Area
- 1826
- Lot Size Acres
- 0.3
- Lot Size Area
- 13155.12
- MLSArea Major
- 6090 - Palm City
- MLSArea Minor
- MRTC - Martin County
- Middle Or Junior School
- Hidden Oaks
- Mls Status
- Active
- On Market Date
- 2026-05-05
- Parking Total
- 2
- Photos Count
- 50
- Postal Code
- 34990
- Price Change Timestamp
- 2026-05-11T20:34:56Z
- Property Sub Type
- Single Family Residence
- Property Type
- Residential
- Rooms Total
- 0
- Security Features
- Smoke Detector(s)
- Senior Community
- No
- Standard Status
- Active
- State Or Province
- FL
- Status Change Timestamp
- 2026-05-05T04:00:00Z
- Stories Total
- 1
- Subdivision Name
- Gull Harbor
- Water Source
- Public
- Waterfront Features
- Canal Width 1-80 Feet
- Tax Annual Amount
- 12129.02
- Bathrooms Full
- 2
- Pool Private
- No
- Bedrooms Total
- 3
- Bathrooms Half
- 0
Market value
Price history
| Date | Event | Price |
|---|---|---|
| May 5, 2026 | ListedMartin County REALTORS® of the Treasure Coast | $3,455,000$1,892/sqft |
| May 11, 2026 | Price reducedMartin County REALTORS® of the Treasure Coast | $3,450,000$1,889/sqft |
Public tax history
| Year | Property taxes | Assessment |
|---|---|---|
| 2025 | $12,129 | — |
Payment calculator
Estimated monthly payment$20,637/moIllustrative estimate, not a loan offer.
- Principal & interest
- $17,901
- Property taxes
- $1,011
- Insurance
- $1,725
- Association dues
- $0
Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.
Neighborhood
Area
Gull HarborPalm City · Martin County · 34990
Climate risk
—No licensed climate-risk source is connected.
Nearby schools
Bessey CreekElementary
—Hidden OaksMiddle
—Martin CountyHigh
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