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ActiveMLS listing sourceMIAMI REALTORS® MLS
ActiveMLS® A12114289
$1,190,000

646 Cabrera Street, Key Largo, FL 33037

Beds
5
Baths
3
Sqft
1,305
Est. payment$7,327/mo
Home type
Single Family Residence
Year built
2021
Lot size
4,792 sqft
Price / sqft
$912
HOA
$21/mo
Community
SOUTH CREEK VILLAGE

Property description

A rare opportunity to own a never-before-offered, newly constructed residence in Key Largo's South Creek Village. Built by Construct All and meticulously maintained, the home reflects a thoughtful approach to modern Keys living, with solid CBS construction, a metal roof, impact-resistant windows and doors, and clean, coastal interiors that feel both considered and comfortable. Set on a corner lot, the five-bedroom, three-bath floor plan offers flexibility for family, visiting guests, or extended stays. Natural light carries through open living spaces and into a well-appointed kitchen with generous counterspace, custom cabinetry, and an easy connection to the main gathering areas. Beyond the interiors, the property offers something increasingly difficult to find in the Keys: room to make the grounds your own. There is ample space for a pool, along with accommodations for an RV, boats, trailers, and multiple vehicles. The 12'+ carport is equipped with electric hurricane screens, providing an added layer of storm protection. South Creek Village also offers a private, voluntary homeowners association with access to a waterfront park and boat ramp, as well as first-come dockage for up to 72 hours, an uncommon convenience for launching, loading, or keeping the boat nearby for a weekend on the water. Equally suited to year-round living or time spent away, this is a home defined not simply by its newer construction, but by the freedom it affords.

Listing activity

Days on market
77
Listed
Aug 12, 2026
MLS listing updated
Oct 28, 2026
Feed last checked
7 minutes ago

Listed by Michaela Marie Walters · Ocean Sothebys Intl Realty

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms
5
Bathrooms
3
Bathrooms (decimal)
3
Full bathrooms
3
Half bathrooms
0

Rooms & features

Rooms
1
Flooring
Tile
Appliances
Dishwasher, Dryer, Electric Range, Microwave, Oven, Refrigerator, Washer
Window features
Plantation Shutters

Heating & cooling

Heating
Central
Cooling
Ceiling Fan(s), Central Air
Property

Parking

Garage spaces
0
Carport spaces
1
Carport
Yes
Covered spaces
1
Parking features
Boat, Attached Carport, Carport, Golf Cart Garage, Guest, RV Access/Parking
Attached garage
No

Exterior

Stories
2
Building area
2,798 sqft
Patio & porch
Porch - Open, Porch
Pool
No
View
Other
Waterfront property
No

Lot

Lot size
4,792 sqft
Lot size (acres)
0.11 acres
Zoning
IS-M
Road surface
Paved
Construction

Type & style

Home type
Single Family Residence
Year built
2021
New construction
No

Materials

Construction
CBS
Roof
Metal
Property condition
Resale
Levels
Two
Faces
North
Utilities & green energy

Utilities

Sewer
Public Sewer
Water
Public
Community & HOA

Community

Subdivision
SOUTH CREEK VILLAGE
MLS area
5940 - Other Florida County
MLS subarea
Other
Security
Fire Alarm
Pets allowed
Yes
55+ community
Yes

Association

Has association
Yes
Association fee
$250 annually
Estimated monthly dues
$21
Amenities
Boating
Lease details

Not reported by the listing source.

Location

Area details

City
Key Largo
County
Monroe
ZIP code
33037
Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number
A12114289
Possession
Close Of Escrow
Original list price
$1,190,000
Parcel number
00466680000000
Annual property tax
$6,434
Tax year
2025
Tax legal description
BK 2 LT 7 SOUTH CREEK VILLAGE KEY LARGO PB3-85 OR158-199/200 OR1642-291/92 OR1648-1668/69 OR1648-1670 OR2232-1606/27 OR2702-574/75 OR3059-16
Additional MLS details

Reported by the listing source

Association Amenities
Boating
Association Fee Frequency
Annually
Association
Yes
Bathrooms Total Decimal
3
Bathrooms Total Integer
3
Building Area Total
2798
Construction Materials
CBS
County Or Parish
Monroe
Days On Market
77
Direction Faces
North
Elementary School
Key Largo
High School
Coral Shores
List Price
1190000
Listing Contract Date
2026-08-12
Living Area
1305
Lot Size Acres
0.11
Lot Size Area
5000
MLSArea Major
5940 - Other Florida County
MLSArea Minor
Other
Middle Or Junior School
Key Largo
Mls Status
Active
On Market Date
2026-08-12
Patio And Porch Features
Porch - Open, Porch
Photos Count
44
Postal Code
33037
Property Sub Type
Single Family Residence
Property Type
Residential
Road Surface Type
Paved
Rooms Total
1
Security Features
Fire Alarm
Senior Community
Yes
Standard Status
Active
State Or Province
FL
Status Change Timestamp
2026-08-12T04:00:00Z
Stories Total
2
Subdivision Name
SOUTH CREEK VILLAGE
Water Source
Public
Tax Annual Amount
6434
Bathrooms Full
3
Pool Private
No
Bedrooms Total
5
Waterfront
No
Bathrooms Half
0
General Property Information: Senior Community
Yes
Financial Information: Estimated Monthly Assoc Recurring Fee
21

Market value

Automated estimate—No licensed valuation source connected
Estimated sales range—Ask Karim for a local market analysis
Estimated rent—No licensed rental valuation source connected

Price history

DateEventPrice
Aug 12, 2026ListedMIAMI REALTORS® MLS$1,190,000$912/sqft

Public tax history

YearProperty taxesAssessment
2025$6,434—

Payment calculator

Estimated monthly payment$7,327/moIllustrative estimate, not a loan offer.
Principal & interest
$6,175
Property taxes
$536
Insurance
$595
Association dues
$21

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

SOUTH CREEK VILLAGE

Key Largo · Monroe County · 33037

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Key LargoElementary
—
Key LargoMiddle
—
Coral ShoresHigh
—
School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

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12 homes

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MLS listing source

MIAMI REALTORS® MLS · Listing courtesy of Ocean Sothebys Intl Realty. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. IDX information is provided exclusively for consumers’ personal, non-commercial use and may be used only to identify prospective properties they may be interested in purchasing or leasing. Terms of use · Equal Housing Opportunity.