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New listingBeachesMLS
New listingMLS® B26094395
$1,099,000

785 SW PENNFIELD Terrace, Stuart, FL 34997

Beds
3
Baths
3
Sqft
2,668
Est. payment$7,465/mo
Home type
Single Family Residence
Year built
2021
Lot size
9,583 sqft
Price / sqft
$412
HOA
$325/mo
Community
BANYAN BAY PUD PHASE 2A & 2B

Property description

Built in 2021, this beautifully appointed 3-bedroom, 2.5-bathroom residence with a private study and 3-car garage offers the perfect blend of modern design, privacy, and effortless Florida living. Ideally situated on a premium corner homesite at the end of a quiet cul-de-sac within the gated community of Banyan Bay, this exceptional home showcases picturesque lake and preserve views with no rear neighbors. Step inside to discover soaring ceilings, oversized high-gloss porcelain tile flooring, and a bright, open-concept floor plan designed for both everyday living and entertaining. The spacious great room flows seamlessly into the gourmet kitchen, complete with stainless steel appliances, white quartz countertops, modern cabinetry, and generous prep space. The private owner's suite offers a relaxing retreat with a tray ceiling, spa-inspired bathroom, soaking tub, walk-in shower, and beautifully appointed cabinetry. Hunter Douglas window treatments and plantation shutters throughout add an additional touch of sophistication. Enjoy the best of outdoor Florida living from the oversized, covered lanai, where expansive lake and preserve views create a peaceful backdrop and exceptional privacy. The spacious backyard offers ample room for design and build your dream custom pool and spa, creating the ultimate private outdoor oasis. This desirable corner homesite combines the benefits of cul-de-sac living, scenic surroundings, and the opportunity to create your ideal Florida lifestyle. Banyan Bay residents enjoy a low-maintenance lifestyle with lawn care, irrigation, quarterly pest control, and fertilization included. Community amenities feature private St. Lucie River access, a fishing dock, kayak and paddleboard launch, rinse station, and waterfront gazebo. The clubhouse offers a fitness center, resort-style pool, activity room, and catering kitchen for social gatherings and community events.

Listing activity

Days on market
0
Listed
Oct 30, 2026
MLS listing updated
Oct 30, 2026
Feed last checked
3 minutes ago

Listed by Alexa N McDonald · The Agency Florida LLC

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms
3
Bathrooms
3
Bathrooms (decimal)
2.5
Full bathrooms
2
Half bathrooms
1
Main-level bedrooms
3
Main-level bathrooms
3

Rooms & features

Rooms
9
Interior features
Bedroom Layout - Split, Built-in Features, Closet Cabinetry, Entrance Foyer, High Ceilings, Kitchen Island, Pantry, Walk-In Closet(s)
Flooring
Carpet, Tile, Wood
Appliances
Range, Dishwasher, Dryer, Electric Range, Ice Maker, Microwave, Refrigerator, Washer
Laundry
Inside, Laundry Room, Laundry Tub, Sink
Fireplace
No
Furnished
Unfurnished

Heating & cooling

Heating
Central
Cooling
Ceiling Fan(s), Central Air, Electric
Property

Parking

Garage spaces
3
Garage
Yes
Carport
No
Parking spaces
6
Covered spaces
3
Parking features
Attached, Attached Garage, Driveway, Garage, Garage Door Opener
Attached garage
Yes

Exterior

Stories
1
Building area
3,601 sqft
Patio & porch
Patio - Open, Patio - Covered, Patio
Pool
No
View
Lake
Waterfront
None
Waterfront property
No

Lot

Lot size
9,583 sqft
Lot size (acres)
0.22 acres
Lot features
Cul-De-Sac, Many Trees, Room for Pool, Sidewalks
Zoning
Residential
Road frontage
West of US-1
Construction

Type & style

Home type
Single Family Residence
Structure type
House
Architectural style
Colonial, Ranch
Year built
2021
New construction
No

Materials

Construction
Concrete, Stucco
Roof
Concrete, Tile
Property condition
Resale
Levels
One
Faces
West
Utilities & green energy

Utilities

Sewer
Public Sewer
Water
Public
Utilities
Sewer Available, Water Available
Community & HOA

Community

Subdivision
BANYAN BAY PUD PHASE 2A & 2B
MLS area
6070 - Stuart - South of Indian St
MLS subarea
MRTC - Martin County
Security
Gated - No Guard, Smoke Detector(s)
Pets allowed
Number Limit, Yes
55+ community
No

Association

Has association
Yes
Association fee
$325 monthly
Estimated monthly dues
$325
Amenities
Pool, Clubhouse, Community Room, Sidewalks, Street Lights
Services included
Recreation Facility, Common Areas, Common Real Estate Tax, Security
Lease details

Not reported by the listing source.

Location

Area details

City
Stuart
County
Martin
ZIP code
34997
Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number
B26094395
Possession
Close Of Escrow
Original list price
$1,099,000
Parcel number
413841009000006000
Annual property tax
$10,651.7
Tax year
2025
Assessed value
$706,078
Tax legal description
LOT 60 BANYAN BAY PUD PHASE 2A & 2B ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 18 PAGE 6 PUBLIC RECORDS MARTIN COUNTY FLORIDA
Special listing conditions
Standard
Additional MLS details

Reported by the listing source

Association Amenities
Pool, Clubhouse, Community Room, Sidewalks, Street Lights
Association Fee Frequency
Monthly
Association Fee Includes
Recreation Facility, Common Areas, Common Real Estate Tax, Security
Association
Yes
Bathrooms Total Decimal
2.5
Bathrooms Total Integer
3
Building Area Total
3601
Construction Materials
Concrete, Stucco
County Or Parish
Martin
Days On Market
0
Direction Faces
West
Elementary School
J.D. Parker
High School
Martin County
Laundry Features
Inside, Laundry Room, Laundry Tub, Sink
List Price
1099000
Listing Contract Date
2026-10-30
Living Area
2668
Lot Size Acres
0.22
Lot Size Area
9533
MLSArea Major
6070 - Stuart - South of Indian St
MLSArea Minor
MRTC - Martin County
Main Level Bathrooms
3
Main Level Bedrooms
3
Middle Or Junior School
Dr. David L. Anderson
Mls Status
Active
On Market Date
2026-10-30
Parking Total
6
Patio And Porch Features
Patio - Open, Patio - Covered, Patio
Photos Count
43
Postal Code
34997
Property Sub Type
Single Family Residence
Property Type
Residential
Road Frontage Type
West of US-1
Rooms Total
9
Security Features
Gated - No Guard, Smoke Detector(s)
Senior Community
No
Standard Status
Active
State Or Province
FL
Status Change Timestamp
2026-10-30T13:50:07Z
Stories Total
1
Subdivision Name
BANYAN BAY PUD PHASE 2A & 2B
Tax Assessed Value
706078
Water Source
Public
Waterfront Features
None
Tax Annual Amount
10651.7
Bathrooms Full
2
Pool Private
No
Bedrooms Total
3
Bathrooms Half
1
Financial Information: Estimated Monthly Assoc Recurring Fee
325

Market value

Automated estimate—No licensed valuation source connected
Estimated sales range—Ask Karim for a local market analysis
Estimated rent—No licensed rental valuation source connected

Price history

DateEventPrice
Oct 30, 2026ListedBeachesMLS$1,099,000$412/sqft

Public tax history

YearProperty taxesAssessment
2025$10,652$706,078

Payment calculator

Estimated monthly payment$7,465/moIllustrative estimate, not a loan offer.
Principal & interest
$5,702
Property taxes
$888
Insurance
$550
Association dues
$325

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

BANYAN BAY PUD PHASE 2A & 2B

Stuart · Martin County · 34997

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

J.D. ParkerElementary
—
Dr. David L. AndersonMiddle
—
Martin CountyHigh
—
School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

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BeachesMLS

BeachesMLS · Listing courtesy of The Agency Florida LLC. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. IDX information is provided exclusively for consumers’ personal, non-commercial use and may be used only to identify prospective properties they may be interested in purchasing or leasing. Terms of use · Equal Housing Opportunity.