
MIAMI REALTORS® MLS3544 Ruby Avenue, St. James City, FL 33956
- Beds
- 4
- Baths
- 3
- Sqft
- —
- Home type
- Single Family Residence
- Year built
- 1993
- Lot size
- —
- Price / sqft
- —
- HOA
- $0/mo
- Community
- BAYVIEW ACRES
Property description
Welcome to your own private slice of paradise on Pine Island! This exceptional waterfront retreat offers a true Florida Keys feel, with tropical surroundings, INTERSECTING CANALS, & 189 ft of waterfront creating the perfect setting for the ultimate coastal lifestyle. Situated on a peaceful cul-de-sac corner lot, this 4-bed, 3-bath home combines comfort, privacy, and effortless indoor-outdoor living. Step outside to a private resort-style oasis featuring a heated salt system pool, spa, firepit, hammock, and your own sandy beach area. Boaters will love the covered dock, boat lift & fillet station, with quick access to open water. The kitchen features custom cabinetry, Corian countertops, SS appliances, a wine fridge, & ample space for gathering. The main suite offers peaceful water views, while the versitile lower-level guest/in-law suite provides privacy & includes its own kitchen & laundry. Whether you're enjoying coffee by the water, relaxing poolside, entertaining friends, or heading out for a day on the Gulf, every day feels like a vacation. Experience the laid-back charm of SJC with the unmistakealbe feel of the Florida Keys right at home. This home on the vacation rental market, offers an attractive opportunity for those looking for a personal island retreat with income potential. In high demand throughout the year, making it an excellent choice for a vacation-home buyer, investment property, or those seeking flexibility to enjoy the home while generating rental income.
Listing activity
- Days on market
- 48
- Listed
- Sep 14, 2026
- MLS listing updated
- Nov 1, 2026
- Feed last checked
- 7 minutes ago
Listed by Lisa Marcet · Charles Rutenberg Realty FTL
Map
Map location is based on MLS-supplied coordinates. Verify the location before relying on it.
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms
- 4
- Bathrooms
- 3
- Bathrooms (decimal)
- 3
- Full bathrooms
- 3
Rooms & features
- Rooms
- 3
- Interior features
- Bedroom Layout - Split, Storage, Walk-In Closet(s)
- Flooring
- Ceramic Tile, Wood
- Appliances
- Electric Water Heater, Dishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
Heating & cooling
- Heating
- Central, Electric
- Cooling
- Ceiling Fan(s), Central Air, Electric
Property
Parking
- Garage spaces
- 3
- Garage
- Yes
- Covered spaces
- 3
- Parking features
- Covered, Garage Door Opener, Golf Cart Garage
- Attached garage
- No
Exterior
- Stories
- 2
- Patio & porch
- Porch - Screened, Porch, Patio, Deck
- Exterior features
- Lighting
- Fencing
- Fenced
- Pool
- Yes
- Pool features
- Heated
- View
- Canal, Water
- Waterfront
- Ocean Access, Canal Front, Point Lot, No Fixed Bridges
- Waterfront property
- Yes
Lot
- Lot features
- Fruit Tree(s)
- Zoning
- RS-1
- Road surface
- Paved
Construction
Type & style
- Home type
- Single Family Residence
- Year built
- 1993
- New construction
- No
Materials
- Construction
- Block
- Roof
- Metal
- Property condition
- Resale
- Levels
- Two
- Faces
- West
Utilities & green energy
Utilities
- Sewer
- Septic Tank
- Water
- Public
Community & HOA
Community
- Subdivision
- BAYVIEW ACRES
- MLS area
- 5940 - Other Florida County
- MLS subarea
- Other
- 55+ community
- No
Association
- Has association
- No
- Estimated monthly dues
- $0
Lease details
Not reported by the listing source.
Location
Area details
- City
- St. James City
- County
- Lee
- ZIP code
- 33956
Manufactured home details
Not reported by the listing source.
Financial & listing details
Listing
- MLS number
- A12111574
- Possession
- Close Of Escrow, Negotiable
- Original list price
- $1,224,000
- Parcel number
- 1001991
- Annual property tax
- $15,418
- Tax year
- 2025
- Tax legal description
- BAYVIEW ACRES BLK B PB 11 PG 101 LOT 9
Additional MLS details
Reported by the listing source
- Association
- No
- Bathrooms Total Decimal
- 3
- Bathrooms Total Integer
- 3
- Construction Materials
- Block
- County Or Parish
- Lee
- Days On Market
- 48
- Direction Faces
- West
- List Price
- 1224000
- Listing Contract Date
- 2026-09-14
- MLSArea Major
- 5940 - Other Florida County
- MLSArea Minor
- Other
- Mls Status
- Active
- On Market Date
- 2026-09-14
- Patio And Porch Features
- Porch - Screened, Porch, Patio, Deck
- Photos Count
- 69
- Postal Code
- 33956
- Property Sub Type
- Single Family Residence
- Property Type
- Residential
- Road Surface Type
- Paved
- Rooms Total
- 3
- Senior Community
- No
- Standard Status
- Active
- State Or Province
- FL
- Status Change Timestamp
- 2026-09-14T04:00:00Z
- Stories Total
- 2
- Subdivision Name
- BAYVIEW ACRES
- Water Source
- Public
- Waterfront Features
- Ocean Access, Canal Front, Point Lot, No Fixed Bridges
- Tax Annual Amount
- 15418
- Bathrooms Full
- 3
- Pool Private
- Yes
- Bedrooms Total
- 4
Market value
Price history
| Date | Event | Price |
|---|---|---|
| Sep 14, 2026 | ListedMIAMI REALTORS® MLS | $1,224,000 |
Public tax history
| Year | Property taxes | Assessment |
|---|---|---|
| 2025 | $15,418 | — |
Payment calculator
- Principal & interest
- $6,351
- Property taxes
- $1,285
- Insurance
- $612
- Association dues
- $0
Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.
Neighborhood
Area
BAYVIEW ACRESSt. James City · Lee County · 33956
Climate risk
—No licensed climate-risk source is connected.
Nearby schools
Not reported by the listing source.
School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.Nearby homes
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