Premier Brokers International
3544 Ruby Avenue, St. James City, FL 33956
ActiveMLS listing sourceMIAMI REALTORS® MLS
ActiveMLS® A12111574
$1,224,000

3544 Ruby Avenue, St. James City, FL 33956

Beds
4
Baths
3
Sqft
—
Est. payment$8,248/mo
Home type
Single Family Residence
Year built
1993
Lot size
—
Price / sqft
—
HOA
$0/mo
Community
BAYVIEW ACRES

Property description

Welcome to your own private slice of paradise on Pine Island! This exceptional waterfront retreat offers a true Florida Keys feel, with tropical surroundings, INTERSECTING CANALS, & 189 ft of waterfront creating the perfect setting for the ultimate coastal lifestyle. Situated on a peaceful cul-de-sac corner lot, this 4-bed, 3-bath home combines comfort, privacy, and effortless indoor-outdoor living. Step outside to a private resort-style oasis featuring a heated salt system pool, spa, firepit, hammock, and your own sandy beach area. Boaters will love the covered dock, boat lift & fillet station, with quick access to open water. The kitchen features custom cabinetry, Corian countertops, SS appliances, a wine fridge, & ample space for gathering. The main suite offers peaceful water views, while the versitile lower-level guest/in-law suite provides privacy & includes its own kitchen & laundry. Whether you're enjoying coffee by the water, relaxing poolside, entertaining friends, or heading out for a day on the Gulf, every day feels like a vacation. Experience the laid-back charm of SJC with the unmistakealbe feel of the Florida Keys right at home. This home on the vacation rental market, offers an attractive opportunity for those looking for a personal island retreat with income potential. In high demand throughout the year, making it an excellent choice for a vacation-home buyer, investment property, or those seeking flexibility to enjoy the home while generating rental income.

Listing activity

Days on market
48
Listed
Sep 14, 2026
MLS listing updated
Nov 1, 2026
Feed last checked
7 minutes ago

Listed by Lisa Marcet · Charles Rutenberg Realty FTL

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms
4
Bathrooms
3
Bathrooms (decimal)
3
Full bathrooms
3

Rooms & features

Rooms
3
Interior features
Bedroom Layout - Split, Storage, Walk-In Closet(s)
Flooring
Ceramic Tile, Wood
Appliances
Electric Water Heater, Dishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer

Heating & cooling

Heating
Central, Electric
Cooling
Ceiling Fan(s), Central Air, Electric
Property

Parking

Garage spaces
3
Garage
Yes
Covered spaces
3
Parking features
Covered, Garage Door Opener, Golf Cart Garage
Attached garage
No

Exterior

Stories
2
Patio & porch
Porch - Screened, Porch, Patio, Deck
Exterior features
Lighting
Fencing
Fenced
Pool
Yes
Pool features
Heated
View
Canal, Water
Waterfront
Ocean Access, Canal Front, Point Lot, No Fixed Bridges
Waterfront property
Yes

Lot

Lot features
Fruit Tree(s)
Zoning
RS-1
Road surface
Paved
Construction

Type & style

Home type
Single Family Residence
Year built
1993
New construction
No

Materials

Construction
Block
Roof
Metal
Property condition
Resale
Levels
Two
Faces
West
Utilities & green energy

Utilities

Sewer
Septic Tank
Water
Public
Community & HOA

Community

Subdivision
BAYVIEW ACRES
MLS area
5940 - Other Florida County
MLS subarea
Other
55+ community
No

Association

Has association
No
Estimated monthly dues
$0
Lease details

Not reported by the listing source.

Location

Area details

City
St. James City
County
Lee
ZIP code
33956
Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number
A12111574
Possession
Close Of Escrow, Negotiable
Original list price
$1,224,000
Parcel number
1001991
Annual property tax
$15,418
Tax year
2025
Tax legal description
BAYVIEW ACRES BLK B PB 11 PG 101 LOT 9
Additional MLS details

Reported by the listing source

Association
No
Bathrooms Total Decimal
3
Bathrooms Total Integer
3
Construction Materials
Block
County Or Parish
Lee
Days On Market
48
Direction Faces
West
List Price
1224000
Listing Contract Date
2026-09-14
MLSArea Major
5940 - Other Florida County
MLSArea Minor
Other
Mls Status
Active
On Market Date
2026-09-14
Patio And Porch Features
Porch - Screened, Porch, Patio, Deck
Photos Count
69
Postal Code
33956
Property Sub Type
Single Family Residence
Property Type
Residential
Road Surface Type
Paved
Rooms Total
3
Senior Community
No
Standard Status
Active
State Or Province
FL
Status Change Timestamp
2026-09-14T04:00:00Z
Stories Total
2
Subdivision Name
BAYVIEW ACRES
Water Source
Public
Waterfront Features
Ocean Access, Canal Front, Point Lot, No Fixed Bridges
Tax Annual Amount
15418
Bathrooms Full
3
Pool Private
Yes
Bedrooms Total
4

Market value

Automated estimate—No licensed valuation source connected
Estimated sales range—Ask Karim for a local market analysis
Estimated rent—No licensed rental valuation source connected

Price history

DateEventPrice
Sep 14, 2026ListedMIAMI REALTORS® MLS$1,224,000

Public tax history

YearProperty taxesAssessment
2025$15,418—

Payment calculator

Estimated monthly payment$8,248/moIllustrative estimate, not a loan offer.
Principal & interest
$6,351
Property taxes
$1,285
Insurance
$612
Association dues
$0

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

BAYVIEW ACRES

St. James City · Lee County · 33956

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Not reported by the listing source.

School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

Nearby homes

12 homes

Similar homes

12 homes
MLS listing source

MIAMI REALTORS® MLS · Listing courtesy of Charles Rutenberg Realty FTL. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. IDX information is provided exclusively for consumers’ personal, non-commercial use and may be used only to identify prospective properties they may be interested in purchasing or leasing. Terms of use · Equal Housing Opportunity.