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1860 Bay Road 205E, Vero Beach, FL 32963
ActiveBeachesMLS
ActiveMLS® B26090943
$850,000

1860 Bay Road 205E, Vero Beach, FL 32963

Beds
3
Baths
3
Sqft
1,800
Est. payment$7,384/mo
Home type
Condominium
Year built
1981
Lot size
0 sqft
Price / sqft
$472
HOA
$1,634/mo
Community
SPINNAKER POINT CONDOMINIUM

Property description

***BEST VIEW UNDER 1 Million in Vero*** Enjoy unobstructed, direct riverfront views from this south-facing, 3-bedroom, 3-bath condo in Spinnaker Point. Both the primary bedroom and a guest bedroom offer direct river views, the covered open porch provides an inviting spot to relax and watch the boats as they go by. A new, crisp white kitchen brings a fresh coastal feel, complemented by distinctive octagonal terracotta tile in the hall, kitchen, and porch. Boating enthusiasts will appreciate the 2 docks, 1 day dock and 1 private deeded boat dock accommodating a boat up to 40 feet (buyer to confirm). A beautiful setting to enjoy Vero Beach waterfront living. Close

Listing activity

Days on market
6
Listed
Oct 21, 2026
MLS listing updated
Oct 27, 2026
Feed last checked
6 minutes ago

Listed by Phyllis W Horner · Tropic Shores Real Estate LLC

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms
3
Bathrooms
3
Bathrooms (decimal)
3
Full bathrooms
3
Half bathrooms
0
Main-level bedrooms
3
Main-level bathrooms
3

Rooms & features

Rooms
5
Interior features
Bedroom Layout - Three Way Split, Closet Cabinetry, Elevator, Pantry, Storage, Walk-In Closet(s)
Flooring
Carpet, Ceramic Tile, Mexican Tile
Appliances
Electric Water Heater, Dishwasher, Disposal, Dryer, Electric Range, Refrigerator, Washer, Water Heater
Laundry
In Unit, Laundry Closet
Fireplace
No
Furnished
Partially
Window features
Shutters, Plantation Shutters

Heating & cooling

Heating
Central
Cooling
Central Air
Property

Parking

Garage spaces
1
Garage
Yes
Carport
No
Parking spaces
2
Covered spaces
1
Parking features
Attached, Attached Garage, Garage, Guest, Open, Paver Block
Attached garage
Yes

Exterior

Stories
3
Building area
1,800 sqft
Exterior features
Balcony, Barbecue, Lighting, Outdoor Shower, Pool Bathroom, Storage, Other
Other structures
Other
Pool
No
View
River, Intracoastal, Water
Waterfront
River Access, Marina, Deeded Beach Access, Intracoastal, Navigable Water, River Front, Seawall
Waterfront property
Yes

Lot

Lot size
0 sqft
Lot size (acres)
0 acres
Zoning
Residential
Road frontage
Private Road
Road responsibility
Private Maintained Road
Construction

Type & style

Home type
Condominium
Structure type
Multi Family
Architectural style
Contemporary
Year built
1981
New construction
No

Materials

Construction
CBS, Concrete Block - With Stucco
Roof
Shingle
Property condition
Updated/Remodeled, Resale
Levels
One
Faces
Southeast
Utilities & green energy

Utilities

Sewer
Public Sewer
Water
Public
Utilities
Cable Available, Electricity Connected
Community & HOA

Community

Subdivision
SPINNAKER POINT CONDOMINIUM
MLS area
6312 - Beach South (IR)
MLS subarea
INRV - Indian River
Pets allowed
Size Limit, Yes
55+ community
No

Association

Has association
Yes
Association fee
$1,634 monthly
Estimated monthly dues
$1,634
Amenities
Recreation Facility, Maintenance, Pool, Beach Access, Bike Storage, Elevator(s), Heated Pool, Maintained Community, Parking, Private Beach Pavilion, Sidewalks, Spa/Hot Tub, Street Lights, Trash Chute
Services included
Recreation Facility, Pool Service, Cable TV, Common Areas, Elevator, Hot Water, Insurance, Maintenance Grounds, Maintenance Structure, Reserve Funds, Roof Repairs, Trash
Association name
Elliott Merrill
Association phone
772-569-9853
Lease details

Not reported by the listing source.

Location

Area details

City
Vero Beach
County
Indian River
ZIP code
32963
Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number
B26090943
Possession
Close Of Escrow
Original list price
$850,000
Parcel number
33402800002000500205
Annual property tax
$10,971.31
Tax year
2026
Assessed value
$668,135
Tax legal description
SPINNAKER POINT CONDOMINIUM BLDG E APT 205 OR BK 611 PP 337
Special listing conditions
Standard
Additional MLS details

Reported by the listing source

Association Amenities
Recreation Facility, Maintenance, Pool, Beach Access, Bike Storage, Elevator(s), Heated Pool, Maintained Community, Parking, Private Beach Pavilion, Sidewalks, Spa/Hot Tub, Street Lights, Trash Chute
Association Fee Frequency
Monthly
Association Fee Includes
Recreation Facility, Pool Service, Cable TV, Common Areas, Elevator, Hot Water, Insurance, Maintenance Grounds, Maintenance Structure, Reserve Funds, Roof Repairs, Trash
Association
Yes
Bathrooms Total Decimal
3
Bathrooms Total Integer
3
Building Area Total
1800
Construction Materials
CBS, Concrete Block - With Stucco
County Or Parish
Indian River
Days On Market
6
Direction Faces
Southeast
Elementary School
Beachland
High School
Vero Beach
Laundry Features
In Unit, Laundry Closet
List Price
850000
Listing Contract Date
2026-10-21
Living Area
1800
Lot Size Acres
0
Lot Size Area
0
MLSArea Major
6312 - Beach South (IR)
MLSArea Minor
INRV - Indian River
Main Level Bathrooms
3
Main Level Bedrooms
3
Middle Or Junior School
Gifford
Mls Status
Active
On Market Date
2026-10-21
Parking Total
2
Photos Count
33
Postal Code
32963
Property Sub Type
Condominium
Property Type
Residential
Road Frontage Type
Private Road
Rooms Total
5
Senior Community
No
Standard Status
Active
State Or Province
FL
Status Change Timestamp
2026-10-21T14:36:01Z
Stories Total
3
Subdivision Name
SPINNAKER POINT CONDOMINIUM
Tax Assessed Value
668135
Water Source
Public
Waterfront Features
River Access, Marina, Deeded Beach Access, Intracoastal, Navigable Water, River Front, Seawall
Tax Annual Amount
10971.31
Bathrooms Full
3
Pool Private
No
Bedrooms Total
3
Bathrooms Half
0
Financial Information: Estimated Monthly Assoc Recurring Fee
1634

Market value

Automated estimate—No licensed valuation source connected
Estimated sales range—Ask Karim for a local market analysis
Estimated rent—No licensed rental valuation source connected

Price history

DateEventPrice
Oct 21, 2026ListedBeachesMLS$850,000$472/sqft

Public tax history

YearProperty taxesAssessment
2026$10,971$668,135

Payment calculator

Estimated monthly payment$7,384/moIllustrative estimate, not a loan offer.
Principal & interest
$4,410
Property taxes
$914
Insurance
$425
Association dues
$1,634

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

SPINNAKER POINT CONDOMINIUM

Vero Beach · Indian River County · 32963

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

BeachlandElementary
—
GiffordMiddle
—
Vero BeachHigh
—
School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

Nearby homes

12 homes

Similar homes

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BeachesMLS

BeachesMLS · Listing courtesy of Tropic Shores Real Estate LLC. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. IDX information is provided exclusively for consumers’ personal, non-commercial use and may be used only to identify prospective properties they may be interested in purchasing or leasing. Terms of use · Equal Housing Opportunity.

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