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New listingBeachesMLS
New listingMLS® B26095159
$3,617,000

94825 Overseas Highway 28, Key Largo, FL 33037

Beds
6
Baths
7
Sqft
4,315
Est. payment$23,046/mo
Home type
Single Family Residence
Year built
2024
Lot size
3,920 sqft
Price / sqft
$838
HOA
$1,172/mo
Community
KEY LARGO OCEAN RESORTS (94.50)

Property description

Amazing views awaits you at this new and exquisite oceanfront property overlooking stunning watercolor views from every angle. This hidden gem location on an oversized end lot in prestigious Key Largo Ocean Resorts, this 6 bedroom, 6.5 bathroom beauty with a spacious den offers large living with 1800 square feet of living on each of the two main floors and another 1000 square feet on the fourth floor currently used as a primary suite with unsurpassable oceanfront views from a spacious terrace. An elevator is available for easy access to this palatial home. Observation pier permit with Army Corp approval. Community clubhouse, pool, tennis courts, Dog run, offered as part of the association. Beautiful summer kitchen, Private fenced backyard. Appraisal done 10/24/26 at $4.3 million. Amazing Oceanfront home.

Listing activity

Days on market
0
Listed
Nov 1, 2026
MLS listing updated
Nov 1, 2026
Feed last checked
13 minutes ago

Listed by Giovanni Ferrarri · Ferrarri International Realty

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms
6
Bathrooms
7
Bathrooms (decimal)
6.5
Full bathrooms
6
Half bathrooms
1
Main-level bedrooms
6
Main-level bathrooms
7

Rooms & features

Rooms
3
Interior features
Built-in Features, Cabana Bath, Elevator, Kitchen Island, Pantry, Storage, Walk-In Closet(s)
Flooring
Terrazzo
Appliances
Tankless Water Heater, Range, Freezer, Electric Cooktop, Cooktop, Dishwasher, Disposal, Dryer, Electric Range, Free-Standing Freezer, Ice Maker, Microwave, Oven, Refrigerator, Trash Compactor, Vented Exhaust Fan, Washer, Water Heater
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Laundry Tub, Sink, Upper Level, Washer Hookup
Fireplace
Yes
Fireplace features
Decorative, Electric
Furnished
Negotiable
Window features
Blinds, Storm Window(s)
Other equipment
Generator

Heating & cooling

Heating
Central, Electric
Cooling
Central Individual, Electric
Property

Parking

Garage
No
Carport spaces
1
Carport
Yes
Parking spaces
10
Covered spaces
1
Parking features
Attached, Attached Carport, Carport, Covered, Driveway, Electric Vehicle Charging Station(s), Paver Block
Attached garage
Yes

Exterior

Stories
4
Building area
6,846 sqft
Entry level
1
Patio & porch
Porch - Open, Patio - Open, Patio - Covered, Terrace, Porch, Patio
Exterior features
Balcony, Barbecue, Built-in Barbecue, Garden, Lighting, Outdoor Kitchen, Outdoor Shower, Private Rooftop Terrace, Storage, Summer Kitchen
Fencing
Back Yard, Fenced, Privacy, Other
Other structures
Cabana, Storage
Pool
No
View
Ocean, Marina, Beach, Water
Waterfront
No Fixed Bridge, Ocean Access, Marina in Community, Deeded Beach Access, Ocean, Seawall
Waterfront property
Yes
Spa
No

Lot

Lot size
3,920 sqft
Lot size (acres)
0.09 acres
Lot dimensions
3776
Lot features
Corner Lot, Cul-De-Sac, Landscaped, Oversized Lot, Room for Pool
Zoning
SF- Single Fami
Road surface
Asphalt, Paved
Road frontage
County Road, Highway, Private Road, State Road
Road responsibility
Private Maintained Road, Public Maintained Road
Construction

Type & style

Home type
Single Family Residence
Structure type
House
Architectural style
Contemporary, Stilt
Year built
2024
New construction
No

Materials

Construction
Block, CBS, Concrete
Roof
Concrete
Foundation
Block, Concrete Perimeter, Piling, Pillar/Post/Pier, Raised, Slab
Property condition
Resale
Levels
Three Or More
Faces
East
Utilities & green energy

Utilities

Electric
100 Amp Service, 220 Volts, Generator
Sewer
Public Sewer
Water
Public
Utilities
Cable Connected, Electricity Connected, Natural Gas Available, Phone Connected, Sewer Available, Water Available, Underground Utilities
Green features
Construction
Green energy generation
Wind
Community & HOA

Community

Subdivision
KEY LARGO OCEAN RESORTS (94.50)
MLS area
5940 - Other Florida County
MLS subarea
Other
Security
Closed Circuit Camera(s), Elevator Secure, Gated with Guard, Security Fence, Security Gate, Security Guard, Security Lights, Security Patrol, Smoke Detector(s)
Pets allowed
Cats OK, Dogs OK, Yes
55+ community
No

Association

Has association
Yes
Association fee
$1,172 monthly
Estimated monthly dues
$1,172
Amenities
Security, Recreation Facility, Maintenance, Gated, Pool, Basketball Court, Beach Access, Boating, Clubhouse, Community Room, Dog Park, Fishing Pier, Fitness Center, Heated Pool, Internet Included, Kitchen Facilities, Maintained Community, Management, Manager On Site, Parking, Pickleball Court(s), Playground, Street Lights, Tennis Court(s)
Services included
Recreation Facility, Pool Service, Cable TV, Common Areas, Internet, Legal/Accounting, Maintenance Grounds, Pest Control, Reserve Funds, Security
Association name
Key Largo Ocean Resorts
Association phone
305-509-7291
Lease details

Not reported by the listing source.

Location

Area details

City
Key Largo
County
Monroe
ZIP code
33037
Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number
B26095159
Possession
Close Of Escrow, Other
Original list price
$3,617,000
Parcel number
00483401002800
Annual property tax
$15,567
Tax year
2025
Assessed value
$0
Tax legal description
UNIT 28 KEY LARGO OCEAN RESORT CONDOMINIUM OR2611-802 OR2818-2109 OR2821-1372 OR2958-749 OR2998-1439 OR3318-0242 OR3348-1021
Special listing conditions
Standard
Additional MLS details

Reported by the listing source

Association Amenities
Security, Recreation Facility, Maintenance, Gated, Pool, Basketball Court, Beach Access, Boating, Clubhouse, Community Room, Dog Park, Fishing Pier, Fitness Center, Heated Pool, Internet Included, Kitchen Facilities, Maintained Community, Management, Manager On Site, Parking, Pickleball Court(s), Playground, Street Lights, Tennis Court(s)
Association Fee Frequency
Monthly
Association Fee Includes
Recreation Facility, Pool Service, Cable TV, Common Areas, Internet, Legal/Accounting, Maintenance Grounds, Pest Control, Reserve Funds, Security
Association
Yes
Bathrooms Total Decimal
6.5
Bathrooms Total Integer
7
Building Area Total
6846
Construction Materials
Block, CBS, Concrete
County Or Parish
Monroe
Days On Market
0
Direction Faces
East
Elementary School
Key Largo
Foundation Details
Block, Concrete Perimeter, Piling, Pillar/Post/Pier, Raised, Slab
Green Energy Efficient
Construction
High School
Coral Shores
Laundry Features
Electric Dryer Hookup, Inside, Laundry Room, Laundry Tub, Sink, Upper Level, Washer Hookup
List Price
3617000
Listing Contract Date
2026-11-01
Living Area
4315
Lot Size Acres
0.09
Lot Size Area
3776
Lot Size Dimensions
3776
MLSArea Major
5940 - Other Florida County
MLSArea Minor
Other
Main Level Bathrooms
7
Main Level Bedrooms
6
Middle Or Junior School
Key Largo
Mls Status
Active
On Market Date
2026-11-01
Parking Total
10
Patio And Porch Features
Porch - Open, Patio - Open, Patio - Covered, Terrace, Porch, Patio
Photos Count
89
Postal Code
33037
Property Sub Type
Single Family Residence
Property Type
Residential
Road Frontage Type
County Road, Highway, Private Road, State Road
Road Surface Type
Asphalt, Paved
Rooms Total
3
Security Features
Closed Circuit Camera(s), Elevator Secure, Gated with Guard, Security Fence, Security Gate, Security Guard, Security Lights, Security Patrol, Smoke Detector(s)
Senior Community
No
Standard Status
Active
State Or Province
FL
Status Change Timestamp
2026-11-01T17:46:12Z
Stories Total
4
Subdivision Name
KEY LARGO OCEAN RESORTS (94.50)
Tax Assessed Value
0
Water Source
Public
Waterfront Features
No Fixed Bridge, Ocean Access, Marina in Community, Deeded Beach Access, Ocean, Seawall
Tax Annual Amount
15567
Bathrooms Full
6
Pool Private
No
Bedrooms Total
6
Bathrooms Half
1
Financial Information: Estimated Monthly Assoc Recurring Fee
1172

Market value

Automated estimate—No licensed valuation source connected
Estimated sales range—Ask Karim for a local market analysis
Estimated rent—No licensed rental valuation source connected

Price history

DateEventPrice
Nov 1, 2026ListedBeachesMLS$3,617,000$838/sqft

Public tax history

YearProperty taxesAssessment
2025$15,567$0

Payment calculator

Estimated monthly payment$23,046/moIllustrative estimate, not a loan offer.
Principal & interest
$18,768
Property taxes
$1,297
Insurance
$1,809
Association dues
$1,172

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

KEY LARGO OCEAN RESORTS (94.50)

Key Largo · Monroe County · 33037

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Key LargoElementary
—
Key LargoMiddle
—
Coral ShoresHigh
—
School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

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BeachesMLS

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