ActiveMLS® A12099808

$135,000

1021 NW 3rd Street 305, Miami, FL 33128

Beds: 2
Baths: 1
Sqft: 615

Est. payment$1,264/mo

Home type: Condominium
Year built: 1930
Lot size: —
Price / sqft: $220
HOA: $270/mo
Community: RIVER LOFTS CONDO

Property description

CASH ONLY – AS-IS SALE – Showing by Appointment Only (24-Hour Notice Required) Spacious 2 Bedroom, 1 Bathroom Corner Unit on the 3rd Floor. Street-facing corner unit with great potential in a high-demand area. Low HOA fees. Flexible rental options with minimum six-months or year lease. Just 5 minutes from Brickell, Downtown Miami, the Miami River, and major shopping centers. Fantastic investment opportunity!! currently generating $1,450/month till June 30, 2027, offering immediate cash flow. Building is in the process to pass 40-year recertification. Cash buyers looking for a ready-made income stream and potential for future growth.

Listing activity

Days on market: 22
Listed: Oct 2, 2026
MLS listing updated: Oct 5, 2026
Feed last checked: 4 minutes ago

Listed by Irma Garcia · Xcellence

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 1
Bathrooms (decimal): 1
Full bathrooms: 1
Half bathrooms: 0

Rooms & features

Rooms: 0
Flooring: Ceramic Tile
Appliances: Dishwasher, Electric Range, Refrigerator

Heating & cooling

Heating: Window/Wall
Cooling: Wall/Window Unit(s)

Property

Parking

Garage spaces: 0
Carport spaces: 0
Covered spaces: 0
Parking features: On Street
Attached garage: No

Exterior

Stories: 3
Building area: 615 sqft
Entry level: 3
Exterior features: None
View: Other
Waterfront property: No

Construction

Type & style

Home type: Condominium
Architectural style: Other
Year built: 1930

Materials

Construction: Block

Utilities & green energy

Not reported by the listing source.

Community & HOA

Community

Subdivision: RIVER LOFTS CONDO
MLS area: 2410
Security: None
Pets allowed: No
55+ community: No

Association

Has association: Yes
Association fee: $270 monthly
Estimated monthly dues: $270
Amenities: None
Services included: Sewer, Trash, Water

Lease details

Not reported by the listing source.

Location

Area details

City: Miami
County: Miami-Dade
ZIP code: 33128

Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number: A12099808
Possession: Negotiable
Original list price: $135,000
Parcel number: 0141020820150
Annual property tax: $2,703
Tax year: 2025
Tax legal description: RIVER LOFTS CONDO UNIT 305 UNDIV 5.164% INT INC COMMON ELEMENTS OFF REC 25960-2600 COC 26068-1624 11 2007 1

Additional MLS details

Reported by the listing source

Association Amenities: None
Association Fee Frequency: Monthly
Association Fee Includes: Sewer, Trash, Water
Association: Yes
Bathrooms Total Decimal: 1
Bathrooms Total Integer: 1
Building Area Total: 615
Construction Materials: Block
County Or Parish: Miami-Dade
Days On Market: 22
Elementary School: Riverside (Miami-Dade)
High School: Booker T. Washington
List Price: 135000
Listing Contract Date: 2026-10-02
Living Area: 615
MLSArea Major: 2410
Middle Or Junior School: Jose De Diego
Mls Status: Active
On Market Date: 2026-10-02
Photos Count: 23
Postal Code: 33128
Property Sub Type: Condominium
Property Type: Residential
Rooms Total: 0
Security Features: None
Senior Community: No
Standard Status: Active
State Or Province: FL
Status Change Timestamp: 2026-10-02T04:00:00Z
Stories Total: 3
Subdivision Name: RIVER LOFTS CONDO
Tax Annual Amount: 2703
Bathrooms Full: 1
Bedrooms Total: 2
Waterfront: No
Bathrooms Half: 0
Financial Information: Estimated Monthly Assoc Recurring Fee: 270

Market value

Automated estimate—No licensed valuation source connected

Estimated sales range—Ask Karim for a local market analysis

Estimated rent—No licensed rental valuation source connected

Price history

Date	Event	Price
Oct 2, 2026	ListedMIAMI REALTORS® MLS	$135,000$220/sqft

Public tax history

Year	Property taxes	Assessment
2025	$2,703	—

Payment calculator

Estimated monthly payment$1,264/moIllustrative estimate, not a loan offer.

Loan typeDown payment (%)Interest rate assumption (%)Loan termInsurance / month

Principal & interest: $700
Property taxes: $225
Insurance: $68
Association dues: $270

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

RIVER LOFTS CONDO

Miami · Miami-Dade County · 33128

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Riverside (Miami-Dade)Elementary

—

Jose De DiegoMiddle

—

Booker T. WashingtonHigh

—

School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

Nearby homes

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