New listingMLS® A12095334

$674,900

9971 SW 197th Street, Cutler Bay, FL 33157

Beds: 3
Baths: 2
Sqft: 1,534

Est. payment$4,120/mo

Home type: Single Family Residence
Year built: 1967
Lot size: 8,712 sqft
Price / sqft: $440
HOA: $0/mo
Community: BEL AIRE SEC 4

Property description

This family-oriented community in Cutler Bay, South Florida with NO HOA, has excellent curb appeal with a charming brick and CBS home that combines durability and aesthetic appeal. The residence features 3 bedrooms and 2 bathrooms within 1,534 square feet of comfortable living space. It includes a private saltwater pool built in 2016, ideal for relaxation and entertainment, and the large 8,558-square-foot lot offers ample space for outdoor gatherings, barbecues, and family events. The property is equipped with a whole-house Generac generator, ensuring continuous power during South Florida hurricanes and outages, providing peace of mind. Additional features include accordion shutters for storm protection, a sturdy metal roof, an upgraded air conditioner installed in 2025, newer kitchen appliances, and a gas water heater, stove, and dryer for energy efficiency. Located conveniently near shopping centers, top-rated schools, entertainment venues, and hospitals. This home is easy to show and ready to welcome its new family.

Listing activity

Days on market: 1
Listed: Sep 28, 2026
MLS listing updated: 6 hours ago
Feed last checked: 3 minutes ago

Listed by Lidia T Yoham · Anchor Realty of FL, LLC.

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Bathrooms (decimal): 2
Full bathrooms: 2
Half bathrooms: 0

Rooms & features

Rooms: 2
Flooring: Tile
Appliances: Dishwasher, Disposal, Gas Range
Laundry: In Garage

Heating & cooling

Heating: Central, Natural Gas
Cooling: Ceiling Fan(s), Central Air

Property

Parking

Garage spaces: 1
Garage: Yes
Covered spaces: 1
Parking features: Attached, Attached Garage, Driveway, Garage
Attached garage: Yes

Exterior

Stories: 1
Building area: 1,881 sqft
Entry level: 1
Patio & porch: Porch - Screened, Porch, Patio
Other structures: Shed(s)
Pool: Yes
Pool features: Free Form
View: Garden
Waterfront property: No

Lot

Lot size: 8,712 sqft
Lot size (acres): 0.2 acres
Zoning: 0100

Construction

Type & style

Home type: Single Family Residence
Year built: 1967
New construction: No

Materials

Construction: Brick, CBS
Roof: Metal
Property condition: Resale
Levels: One
Faces: East

Utilities & green energy

Utilities

Sewer: Public Sewer
Water: Public
Green features: HVAC

Community & HOA

Community

Subdivision: BEL AIRE SEC 4
MLS area: 2600
Pets allowed: Yes
55+ community: No

Association

Has association: No
Estimated monthly dues: $0
Amenities: Street Lights, Other

Lease details

Not reported by the listing source.

Location

Area details

City: Cutler Bay
County: Miami-Dade
ZIP code: 33157

Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number: A12095334
Possession: Close Of Escrow
Original list price: $674,900
Parcel number: 3660050110150
Annual property tax: $3,369
Tax year: 2025
Tax legal description: BEL AIRE SEC 4 PB 82-61 LOT 15 BLK 33 PR ADD 9971 SW 197 ST LOT SIZE SITE VALUE OR 15173-693 0891 1 F/A/U 30-6005-011-0150

Additional MLS details

Reported by the listing source

Association Amenities: Street Lights, Other
Association: No
Bathrooms Total Decimal: 2
Bathrooms Total Integer: 2
Building Area Total: 1881
Construction Materials: Brick, CBS
County Or Parish: Miami-Dade
Days On Market: 1
Direction Faces: East
Elementary School: Cutler Ridge
Green Energy Efficient: HVAC
High School: Miami Southridge
Laundry Features: In Garage
List Price: 674900
Listing Contract Date: 2026-09-28
Living Area: 1534
Lot Size Acres: 0.2
Lot Size Area: 8558
MLSArea Major: 2600
Middle Or Junior School: Cutler Bay Middle
Mls Status: Active
On Market Date: 2026-09-28
Patio And Porch Features: Porch - Screened, Porch, Patio
Photos Count: 35
Postal Code: 33157
Property Sub Type: Single Family Residence
Property Type: Residential
Rooms Total: 2
Senior Community: No
Standard Status: Active
State Or Province: FL
Status Change Timestamp: 2026-09-28T04:00:00Z
Stories Total: 1
Subdivision Name: BEL AIRE SEC 4
Water Source: Public
Tax Annual Amount: 3369
Bathrooms Full: 2
Pool Private: Yes
Bedrooms Total: 3
Waterfront: No
Bathrooms Half: 0

Market value

Automated estimate—No licensed valuation source connected

Estimated sales range—Ask Karim for a local market analysis

Estimated rent—No licensed rental valuation source connected

Price history

Date	Event	Price
Sep 28, 2026	ListedMIAMI REALTORS® MLS	$674,900$440/sqft

Public tax history

Year	Property taxes	Assessment
2025	$3,369	—

Payment calculator

Estimated monthly payment$4,120/moIllustrative estimate, not a loan offer.

Loan typeDown payment (%)Interest rate assumption (%)Loan termInsurance / month

Principal & interest: $3,502
Property taxes: $281
Insurance: $337
Association dues: $0

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

BEL AIRE SEC 4

Cutler Bay · Miami-Dade County · 33157

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Cutler RidgeElementary

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Cutler Bay MiddleMiddle

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Miami SouthridgeHigh

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School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

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