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New listingMLS listing sourceMIAMI REALTORS® MLS
New listingMLS® A12096677
$850,000

2039 NE 123rd Street, North Miami, FL 33181

Beds
2
Baths
3
Sqft
1,444
Est. payment$5,506/mo
Home type
Single Family Residence
Year built
1965
Lot size
1,742 sqft
Price / sqft
$589
HOA
$0/mo
Community
ARETA ESTATES SEC 1

Property description

Rare waterfront opportunity in the highly desirable Areta Estates! This beautiful 2-bedroom, 2.5-bath waterfront townhouse is a zero-lot-line home that lives like a single-family residence, with no HOA and no maintenance fees. Perfect for boating enthusiasts, the property includes a private deeded dock with quick access to Biscayne Bay and the Atlantic Ocean through Haulover Inlet.The open-concept floor plan is filled with natural light and a beautiful kitchen and a full-size washer and dryer. The spacious living and dining areas open to a private waterfront patio, creating the perfect indoor-outdoor space for entertaining or relaxing.Upstairs, the primary suite offers a walk-in closet, a beautifully updated en-suite bathroom, and a private balcony overlooking the canal. A generously sized second bedroom and an additional flexible space provide room for a home office, gym, or sitting area. Ideally located east of Biscayne Boulevard, just minutes from Bal Harbour Shops, beaches, Whole Foods, Publix, fine dining, and major highways. Surrounded by multi-million-dollar waterfront homes, this move-in-ready property offers an exceptional combination of luxury, boating, and prime location. Great for investors! No rental restrictions and no application needed! A must see!

Listing activity

Days on market
0
Listed
Sep 28, 2026
MLS listing updated
23 hours ago
Feed last checked
10 minutes ago

Listed by Mazal Ben David · Beachfront Realty Inc

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms
2
Bathrooms
3
Bathrooms (decimal)
2.5
Full bathrooms
2
Half bathrooms
1

Rooms & features

Rooms
0
Interior features
Built-in Features, Storage
Flooring
Ceramic Tile, Wood
Appliances
Dishwasher, Disposal, Electric Range, Ice Maker, Microwave, Refrigerator
Laundry
Washer Hookup, Dryer Hookup

Heating & cooling

Heating
Central
Cooling
Central Air
Property

Parking

Garage spaces
0
Carport spaces
0
Covered spaces
0

Exterior

Stories
2
Building area
1,504 sqft
Entry level
1
Patio & porch
Porch - Open, Porch, Patio, Deck
Exterior features
Balcony, Other
Pool
No
View
Canal, Water
Waterfront
Creek
Waterfront property
Yes

Lot

Lot size
1,742 sqft
Lot size (acres)
0.04 acres
Zoning
2800
Construction

Type & style

Home type
Single Family Residence
Year built
1965
New construction
No

Materials

Construction
Block
Roof
Flat, Tile
Property condition
Resale
Levels
Two
Faces
East
Utilities & green energy

Utilities

Sewer
Public Sewer
Water
Public
Community & HOA

Community

Subdivision
ARETA ESTATES SEC 1
MLS area
2220
Pets allowed
Yes
55+ community
No

Association

Has association
No
Estimated monthly dues
$0
Amenities
Boating
Lease details

Not reported by the listing source.

Location

Area details

City
North Miami
County
Miami-Dade
ZIP code
33181
Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number
A12096677
Possession
Close Of Escrow, Negotiable
Original list price
$850,000
Parcel number
0622280230100
Annual property tax
$8,052
Tax year
2025
Tax legal description
ARETA ESTATES SEC 1 PB 80-18 LOT 10 OR 16466-1326 0794 1 COC 21649-1278 09 2003 1
Additional MLS details

Reported by the listing source

Association Amenities
Boating
Association
No
Bathrooms Total Decimal
2.5
Bathrooms Total Integer
3
Building Area Total
1504
Construction Materials
Block
County Or Parish
Miami-Dade
Days On Market
0
Direction Faces
East
Elementary School
David Lawrence Jr. K-8
High School
Alonzo and Tracy Mourning
Laundry Features
Washer Hookup, Dryer Hookup
List Price
850000
Listing Contract Date
2026-09-28
Living Area
1444
Lot Size Acres
0.04
Lot Size Area
1805
MLSArea Major
2220
Middle Or Junior School
North Miami
Mls Status
Active
On Market Date
2026-09-28
Patio And Porch Features
Porch - Open, Porch, Patio, Deck
Photos Count
29
Postal Code
33181
Property Sub Type
Single Family Residence
Property Type
Residential
Rooms Total
0
Senior Community
No
Standard Status
Active
State Or Province
FL
Status Change Timestamp
2026-09-28T04:00:00Z
Stories Total
2
Subdivision Name
ARETA ESTATES SEC 1
Water Source
Public
Waterfront Features
Creek
Tax Annual Amount
8052
Bathrooms Full
2
Pool Private
No
Bedrooms Total
2
Bathrooms Half
1

Market value

Automated estimate—No licensed valuation source connected
Estimated sales range—Ask Karim for a local market analysis
Estimated rent—No licensed rental valuation source connected

Price history

DateEventPrice
Sep 28, 2026ListedMIAMI REALTORS® MLS$850,000$589/sqft

Public tax history

YearProperty taxesAssessment
2025$8,052—

Payment calculator

Estimated monthly payment$5,506/moIllustrative estimate, not a loan offer.
Principal & interest
$4,410
Property taxes
$671
Insurance
$425
Association dues
$0

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

ARETA ESTATES SEC 1

North Miami · Miami-Dade County · 33181

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

David Lawrence Jr. K-8Elementary
—
North MiamiMiddle
—
Alonzo and Tracy MourningHigh
—
School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

Nearby homes

12 homes

Similar homes

12 homes
MLS listing source

MIAMI REALTORS® MLS · Listing courtesy of Beachfront Realty Inc. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. IDX information is provided exclusively for consumers’ personal, non-commercial use and may be used only to identify prospective properties they may be interested in purchasing or leasing. Terms of use · Equal Housing Opportunity.