ActiveMLS® B26079060

$340,000

20106 SW 123RD Drive, Miami, FL 33177

Beds: 2
Baths: 2
Sqft: 1,056

Est. payment$2,316/mo

Home type: Townhouse
Year built: 1976
Lot size: 1,307 sqft
Price / sqft: $322
HOA: $150/mo
Community: VILLAS AT CUTLER RIDGE

Property description

Opportunity in Miami! This property needs some work and updating, making it a great option for an investor, contractor, or buyer looking to add value. The seller is motivated and willing to contribute toward repairs and/or offer concessions to help make the deal work. Several major components have already been updated, including a roof approximately 2 years old, HVAC approximately 2 years old, and an electrical breaker box less than 2 years old. The water heater was installed in 2020. With the right improvements, this property has strong potential to be transformed into a comfortable home or investment property. Bring your vision and take advantage of the seller's willingness to assist with the needed improvements. - Handyman special

Listing activity

Days on market: 0
Listed: Sep 22, 2026
MLS listing updated: Sep 22, 2026
Feed last checked: 7 minutes ago

Listed by Jorge Zea · Blue Lighthouse Realty, INC

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 2
Bathrooms (decimal): 2
Full bathrooms: 2
Half bathrooms: 0
Main-level bedrooms: 0
Main-level bathrooms: 0

Rooms & features

Rooms: 3
Interior features: Other
Flooring: Other
Appliances: Dishwasher, Electric Range, Microwave, Refrigerator
Laundry: Inside
Fireplace: No

Heating & cooling

Heating: Central Individual
Cooling: Central Air

Property

Parking

Garage: No
Carport: No
Parking spaces: 2
Covered spaces: 0

Exterior

Stories: 2
Building area: 1,164 sqft
Pool: No
Waterfront property: No

Lot

Lot size: 1,307 sqft
Lot size (acres): 0.03 acres
Zoning: 5700

Construction

Type & style

Home type: Townhouse
Structure type: Townhouse
Year built: 1976
New construction: No

Materials

Construction: CBS
Roof: Other
Property condition: Resale
Levels: Two
Faces: Northeast

Utilities & green energy

Utilities

Sewer: Public Sewer
Water: Public
Utilities: Electricity Connected

Community & HOA

Community

Subdivision: VILLAS AT CUTLER RIDGE
MLS area: 2690
MLS subarea: DADE
Pets allowed: Pet Restrictions Possible, Yes
55+ community: No

Association

Has association: Yes
Association fee: $150 monthly
Estimated monthly dues: $150
Amenities: Other
Services included: Common Real Estate Tax

Lease details

Not reported by the listing source.

Location

Area details

City: Miami
County: Miami-Dade
ZIP code: 33177

Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number: B26079060
Possession: Close Of Escrow
Original list price: $340,000
Parcel number: 3069120230780
Annual property tax: $2,787
Tax year: 2025
Assessed value: $78,067
Tax legal description: VILLAS AT CUTLER RIDGE PB 109-85 LOT 32 BLK 2 & PROP INT IN & TO COMMON ELEMENTS LOT SIZE 1279 SQ FT OR 17268-3567 0696 1
Special listing conditions: Standard

Additional MLS details

Reported by the listing source

Association Amenities: Other
Association Fee Frequency: Monthly
Association Fee Includes: Common Real Estate Tax
Association: Yes
Bathrooms Total Decimal: 2
Bathrooms Total Integer: 2
Building Area Total: 1164
Construction Materials: CBS
County Or Parish: Miami-Dade
Days On Market: 0
Direction Faces: Northeast
Elementary School: Caribbean K-8
High School: Miami Southridge
Laundry Features: Inside
List Price: 340000
Listing Contract Date: 2026-09-22
Living Area: 1056
Lot Size Acres: 0.03
Lot Size Area: 1279
MLSArea Major: 2690
MLSArea Minor: DADE
Main Level Bathrooms: 0
Main Level Bedrooms: 0
Middle Or Junior School: Cutler Bay Middle
Mls Status: Active
On Market Date: 2026-09-22
Parking Total: 2
Photos Count: 36
Postal Code: 33177
Property Sub Type: Townhouse
Property Type: Residential
Rooms Total: 3
Senior Community: No
Standard Status: Active
State Or Province: FL
Status Change Timestamp: 2026-09-22T14:46:35Z
Stories Total: 2
Subdivision Name: VILLAS AT CUTLER RIDGE
Tax Assessed Value: 78067
Water Source: Public
Tax Annual Amount: 2787
Bathrooms Full: 2
Pool Private: No
Bedrooms Total: 2
Waterfront: No
Bathrooms Half: 0
Financial Information: Estimated Monthly Assoc Recurring Fee: 150

Market value

Automated estimate—No licensed valuation source connected

Estimated sales range—Ask Karim for a local market analysis

Estimated rent—No licensed rental valuation source connected

Price history

Date	Event	Price
Sep 22, 2026	ListedBeachesMLS	$340,000$322/sqft

Public tax history

Year	Property taxes	Assessment
2025	$2,787	$78,067

Payment calculator

Estimated monthly payment$2,316/moIllustrative estimate, not a loan offer.

Loan typeDown payment (%)Interest rate assumption (%)Loan termInsurance / month

Principal & interest: $1,764
Property taxes: $232
Insurance: $170
Association dues: $150

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

VILLAS AT CUTLER RIDGE

Miami · Miami-Dade County · 33177

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Caribbean K-8Elementary

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Cutler Bay MiddleMiddle

—

Miami SouthridgeHigh

—

School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

Nearby homes

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