ActiveMLS® A12092433

$780,000

20120 SW 84th Place, Cutler Bay, FL 33189

Beds: 4
Baths: 2
Sqft: 1,718

Est. payment$5,313/mo

Home type: Single Family Residence
Year built: 1973
Lot size: 10,890 sqft
Price / sqft: $454
HOA: $60/mo
Community: SAGA BAY SEC ONE PART ONE

Property description

Welcome to Saga Bay! This beautiful remodeled home features 4 Beds 2 Baths with 1,718 Sqft Living space and 10,843 Sqft Lot! The Home has an open floor plan concept design once you step in, you are greeted with a huge living and TV space leading to the kitchen where the family and freinds gather! An amazing view of the Pool and backyard, with remodeled bathrooms, PVC plumbing, brand new eletrical, Shingle Roof 2016, Accordian hurricane shutters, 2 Car garage insulated with mini-split, Gas range, Stainless Steel appliances, irrigation system, close to A+ schools, shops and restaraunts!

Listing activity

Days on market: 11
Listed: Sep 18, 2026
MLS listing updated: 4 hours ago
Feed last checked: 2 minutes ago

Listed by Andres Rafael Morales · Coldwell Banker Realty

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 2
Bathrooms (decimal): 2
Full bathrooms: 2
Half bathrooms: 0

Rooms & features

Rooms: 1
Interior features: Pantry, Vaulted Ceiling(s), Walk-In Closet(s)
Flooring: Tile
Appliances: Gas Water Heater, Dishwasher, Disposal, Dryer, Gas Range, Ice Maker, Microwave, Oven, Refrigerator, Washer
Laundry: In Garage

Heating & cooling

Heating: Central
Cooling: Central Air

Property

Parking

Garage spaces: 2
Garage: Yes
Covered spaces: 2
Parking features: Driveway
Attached garage: No

Exterior

Stories: 1
Building area: 2,806 sqft
Entry level: 1
Patio & porch: Porch - Open, Porch
Pool: Yes
Pool features: In Ground
Waterfront property: No

Lot

Lot size: 10,890 sqft
Lot size (acres): 0.25 acres
Lot features: Fruit Tree(s)
Zoning: 0100

Construction

Type & style

Home type: Single Family Residence
Year built: 1973
New construction: No

Materials

Construction: CBS
Roof: Shingle
Property condition: Resale
Levels: One
Faces: East

Utilities & green energy

Utilities

Sewer: Public Sewer
Water: Public

Community & HOA

Community

Subdivision: SAGA BAY SEC ONE PART ONE
MLS area: 2600
Security: Security Patrol
55+ community: No

Association

Has association: Yes
Association fee: $178 quarterly
Estimated monthly dues: $60
Amenities: Security, Other

Lease details

Not reported by the listing source.

Location

Area details

City: Cutler Bay
County: Miami-Dade
ZIP code: 33189

Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number: A12092433
Possession: Negotiable
Original list price: $780,000
Parcel number: 3660100010070
Annual property tax: $9,791
Tax year: 2025
Tax legal description: SAGA BAY SEC ONE PART ONE PB 94-32 LOT 7 BLK 1 LOT SIZE 65.000 X 107 OR 15835-4272 0293 1 F/A/U 30-6010-001-0070

Additional MLS details

Reported by the listing source

Association Amenities: Security, Other
Association Fee Frequency: Quarterly
Association: Yes
Bathrooms Total Decimal: 2
Bathrooms Total Integer: 2
Building Area Total: 2806
Construction Materials: CBS
County Or Parish: Miami-Dade
Days On Market: 11
Direction Faces: East
Elementary School: Dr. Edward L. Whigham
High School: Miami Southridge
Laundry Features: In Garage
List Price: 780000
Listing Contract Date: 2026-09-18
Living Area: 1718
Lot Size Acres: 0.25
Lot Size Area: 10843
MLSArea Major: 2600
Middle Or Junior School: Cutler Bay Middle
Mls Status: Active
On Market Date: 2026-09-18
Patio And Porch Features: Porch - Open, Porch
Photos Count: 34
Postal Code: 33189
Property Sub Type: Single Family Residence
Property Type: Residential
Rooms Total: 1
Security Features: Security Patrol
Senior Community: No
Standard Status: Active
State Or Province: FL
Status Change Timestamp: 2026-09-18T04:00:00Z
Stories Total: 1
Subdivision Name: SAGA BAY SEC ONE PART ONE
Water Source: Public
Tax Annual Amount: 9791
Bathrooms Full: 2
Pool Private: Yes
Bedrooms Total: 4
Waterfront: No
Bathrooms Half: 0
Financial Information: Estimated Monthly Assoc Recurring Fee: 60

Market value

Automated estimate—No licensed valuation source connected

Estimated sales range—Ask Karim for a local market analysis

Estimated rent—No licensed rental valuation source connected

Price history

Date	Event	Price
Sep 18, 2026	ListedMIAMI REALTORS® MLS	$780,000$454/sqft

Public tax history

Year	Property taxes	Assessment
2025	$9,791	—

Payment calculator

Estimated monthly payment$5,313/moIllustrative estimate, not a loan offer.

Loan typeDown payment (%)Interest rate assumption (%)Loan termInsurance / month

Principal & interest: $4,047
Property taxes: $816
Insurance: $390
Association dues: $60

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

SAGA BAY SEC ONE PART ONE

Cutler Bay · Miami-Dade County · 33189

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Dr. Edward L. WhighamElementary

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Cutler Bay MiddleMiddle

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Miami SouthridgeHigh

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School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

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