ActiveMLS® A12091453

$499,000

20721 SW 103rd Court, Cutler Bay, FL 33189

Beds: 3
Baths: 2
Sqft: 1,185

Est. payment$3,162/mo

Home type: Single Family Residence
Year built: 1991
Lot size: 3,920 sqft
Price / sqft: $421
HOA: $72/mo
Community: CUTLER CREEK CLUB SEC 2 A

Property description

Great opportunity to own a spacious one-story, 3-bedroom, 2-bath home featuring additional storage, a 2018 roof, accordion shutters, and convenient indoor laundry. The open and spacious floor plan offers plenty of potential to make the home your own. Ideally located near A-rated schools, major highways, shopping, dining, and everyday conveniences.

Listing activity

Days on market: 1
Listed: Sep 17, 2026
MLS listing updated: Sep 18, 2026
Feed last checked: 7 minutes ago

Listed by Carlos A Plantada · First Rate Realty Corp

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Bathrooms (decimal): 2
Full bathrooms: 2
Half bathrooms: 0

Rooms & features

Rooms: 1
Flooring: Ceramic Tile
Appliances: Gas Water Heater, Dishwasher, Electric Range, Microwave
Furnished: Unfurnished

Heating & cooling

Heating: Central, Electric
Cooling: Central Air, Electric

Property

Parking

Garage spaces: 0
Carport spaces: 2
Carport: Yes
Covered spaces: 2
Parking features: Driveway
Attached garage: No

Exterior

Stories: 1
Building area: 1,200 sqft
Entry level: 1
Fencing: Fenced
Other structures: Outbuilding, Shed(s)
Pool: No
View: Garden
Waterfront property: No

Lot

Lot size: 3,920 sqft
Lot size (acres): 0.09 acres
Zoning: 3001

Construction

Type & style

Home type: Single Family Residence
Year built: 1991

Materials

Construction: Block
Roof: Shingle
Levels: One
Faces: West

Utilities & green energy

Utilities

Electric: Circuit Breakers
Sewer: Public Sewer
Water: Public

Community & HOA

Community

Subdivision: CUTLER CREEK CLUB SEC 2 A
MLS area: 2600
55+ community: Yes

Association

Has association: Yes
Association fee: $214 quarterly
Estimated monthly dues: $72

Lease details

Not reported by the listing source.

Location

Area details

City: Cutler Bay
County: Miami-Dade
ZIP code: 33189

Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number: A12091453
Possession: Close Of Escrow, Negotiable
Original list price: $499,000
Parcel number: 3660080240240
Annual property tax: $3,011
Tax year: 2025
Tax legal description: CUTLER CREEK CLUB SEC 2 AMEND PB 139-78 LOT 12A BLK 16 LOT SIZE 4034 SQ FT & INT IN COMMON AREA OR 20717-1801 10 2002 1 F/A/U 30-6008-024-02

Additional MLS details

Reported by the listing source

Association Fee Frequency: Quarterly
Association: Yes
Bathrooms Total Decimal: 2
Bathrooms Total Integer: 2
Building Area Total: 1200
Construction Materials: Block
County Or Parish: Miami-Dade
Days On Market: 1
Direction Faces: West
Elementary School: Cutler Ridge
High School: Miami Southridge
List Price: 499000
Listing Contract Date: 2026-09-17
Living Area: 1185
Lot Size Acres: 0.09
Lot Size Area: 4034
MLSArea Major: 2600
Middle Or Junior School: Cutler Bay Middle
Mls Status: Active
On Market Date: 2026-09-17
Photos Count: 14
Postal Code: 33189
Property Sub Type: Single Family Residence
Property Type: Residential
Rooms Total: 1
Senior Community: Yes
Standard Status: Active
State Or Province: FL
Status Change Timestamp: 2026-09-17T04:00:00Z
Stories Total: 1
Subdivision Name: CUTLER CREEK CLUB SEC 2 A
Water Source: Public
Tax Annual Amount: 3011
Bathrooms Full: 2
Pool Private: No
Bedrooms Total: 3
Waterfront: No
Bathrooms Half: 0
General Property Information: Senior Community: Yes
Financial Information: Estimated Monthly Assoc Recurring Fee: 72
Financial Information: Membership Fee Required: Yes

Market value

Automated estimate—No licensed valuation source connected

Estimated sales range—Ask Karim for a local market analysis

Estimated rent—No licensed rental valuation source connected

Price history

Date	Event	Price
Sep 17, 2026	ListedMIAMI REALTORS® MLS	$499,000$421/sqft

Public tax history

Year	Property taxes	Assessment
2025	$3,011	—

Payment calculator

Estimated monthly payment$3,162/moIllustrative estimate, not a loan offer.

Loan typeDown payment (%)Interest rate assumption (%)Loan termInsurance / month

Principal & interest: $2,589
Property taxes: $251
Insurance: $250
Association dues: $72

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

CUTLER CREEK CLUB SEC 2 A

Cutler Bay · Miami-Dade County · 33189

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Cutler RidgeElementary

—

Cutler Bay MiddleMiddle

—

Miami SouthridgeHigh

—

School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

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