Price reducedMLS® A12090938

$4,500,000

↓ Price reduced $200,000 on Sep 28, 2026

661 86th Street, Miami Beach, FL 33141

Beds: 4
Baths: 3
Sqft: 2,063

Est. payment$29,594/mo

Home type: Single Family Residence
Year built: 1950
Lot size: 6,970 sqft
Price / sqft: $2,181
HOA: $0/mo
Community: BISCAYNE BEACH-2ND ADDN

Property description

Experience the best of Miami Beach waterfront living in this beautifully renovated 4-bedroom, 3-bath home offering 50 feet of waterfront, direct ocean access and no fixed bridges. A bright, open floor plan connects the kitchen, dining and living areas, all overlooking the water. Step outside to a private tropical retreat featuring a heated pool recently resurfaced and retiled, Tiki hut, BBQ area and waterfront entertaining spaces. Recent upgrades include a new A/C system, tankless water heater, and new washer and dryer. Additional features include impact windows, lush tropical landscaping, a charming covered front porch and private driveway parking. Ideally located near the beach, Surfside, Bal Harbour and Indian Creek, the home offers an exceptional combination of boating, outdoor living and the relaxed Miami Beach lifestyle, surrounded by an evolving mix of luxury residences and new construction.

Listing activity

Days on market: 11
Listed: Sep 17, 2026
MLS listing updated: Sep 28, 2026
Feed last checked: 3 minutes ago

Listed by Denisse Diaz Melgar · EXP Realty LLC

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 3
Bathrooms (decimal): 3
Full bathrooms: 3
Half bathrooms: 0

Rooms & features

Rooms: 2
Flooring: Ceramic Tile
Appliances: Dishwasher, Dryer, Microwave, Oven, Washer

Heating & cooling

Heating: Central
Cooling: Central Air

Property

Parking

Garage spaces: 1
Garage: Yes
Carport spaces: 1
Carport: Yes
Covered spaces: 2
Parking features: Attached Carport, Carport, On Street
Attached garage: No

Exterior

Stories: 1
Building area: 2,263 sqft
Entry level: 1
Exterior features: Barbecue
Pool: Yes
Pool features: Heated, In Ground
View: Ocean, Direct Ocean, Bay, Water
Waterfront: Bay
Waterfront property: Yes

Lot

Lot size: 6,970 sqft
Lot size (acres): 0.16 acres
Zoning: 0100

Construction

Type & style

Home type: Single Family Residence
Year built: 1950
New construction: No

Materials

Construction: Concrete Block - No Stucco
Roof: Other
Property condition: Resale
Levels: One
Faces: South

Utilities & green energy

Utilities

Sewer: Public Sewer
Water: Public

Community & HOA

Community

Subdivision: BISCAYNE BEACH-2ND ADDN
MLS area: 2320
55+ community: No

Association

Has association: No
Estimated monthly dues: $0
Amenities: None

Lease details

Not reported by the listing source.

Location

Area details

City: Miami Beach
County: Miami-Dade
ZIP code: 33141

Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number: A12090938
Possession: Negotiable
Original list price: $4,700,000
Parcel number: 0232030110940
Annual property tax: $47,938
Tax year: 2025
Tax legal description: BISCAYNE BEACH-2ND ADDN PB 46-39 LOT 15 BLK 14 LOT SIZE 50.000 X 138 OR 19682-0160 05 2001 1 COC 26322-3477 03 2008 3

Additional MLS details

Reported by the listing source

Association Amenities: None
Association: No
Bathrooms Total Decimal: 3
Bathrooms Total Integer: 3
Building Area Total: 2263
Construction Materials: Concrete Block - No Stucco
County Or Parish: Miami-Dade
Days On Market: 11
Direction Faces: South
Elementary School: Biscayne Beach
High School: Miami Beach
List Price: 4500000
Listing Contract Date: 2026-09-17
Living Area: 2063
Lot Size Acres: 0.16
Lot Size Area: 6900
MLSArea Major: 2320
Middle Or Junior School: Miami Beach Nautilus
Mls Status: Active
On Market Date: 2026-09-17
Photos Count: 27
Postal Code: 33141
Price Change Timestamp: 2026-09-28T14:53:25Z
Property Sub Type: Single Family Residence
Property Type: Residential
Rooms Total: 2
Senior Community: No
Standard Status: Active
State Or Province: FL
Status Change Timestamp: 2026-09-17T04:00:00Z
Stories Total: 1
Subdivision Name: BISCAYNE BEACH-2ND ADDN
Water Source: Public
Waterfront Features: Bay
Tax Annual Amount: 47938
Bathrooms Full: 3
Pool Private: Yes
Bedrooms Total: 4
Bathrooms Half: 0

Market value

Automated estimate—No licensed valuation source connected

Estimated sales range—Ask Karim for a local market analysis

Estimated rent—No licensed rental valuation source connected

Price history

Date	Event	Price
Sep 17, 2026	ListedMIAMI REALTORS® MLS	$4,700,000$2,278/sqft
Sep 28, 2026	Price reducedMIAMI REALTORS® MLS	$4,500,000$2,181/sqft

Public tax history

Year	Property taxes	Assessment
2025	$47,938	—

Payment calculator

Estimated monthly payment$29,594/moIllustrative estimate, not a loan offer.

Loan typeDown payment (%)Interest rate assumption (%)Loan termInsurance / month

Principal & interest: $23,350
Property taxes: $3,995
Insurance: $2,250
Association dues: $0

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

BISCAYNE BEACH-2ND ADDN

Miami Beach · Miami-Dade County · 33141

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Biscayne BeachElementary

—

Miami Beach NautilusMiddle

—

Miami BeachHigh

—

School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

Nearby homes

12 homes

Property photos coming from MLS

$4,900,0004 bd · 3 ba · 2,063 sqft661 86th Street, Miami Beach, FL 33141

$699,0003 bd · 3 ba · 1,344 sqft711 85th Street, Miami Beach, FL 33141