ActiveMLS® A12089123

$765,000

10431 SW 228th Terrace, Miami, FL 33190

Beds: 4
Baths: 3
Sqft: 2,557

Est. payment$5,476/mo

Home type: Single Family Residence
Year built: 2011
Lot size: 4,792 sqft
Price / sqft: $299
HOA: $90/mo
Community: ENCLAVE AT BLACK POINT MA

Property description

Beautiful Single-Family Home in Cutler Bay With room for everyone, this home has everything needed to create unforgettable memories. The property features a spacious yard and a saltwater pool with waterfalls—ideal for weekend entertaining or unwinding after work. The kitchen boasts granite countertops and ample workspace, perfect for busy after-school afternoons. The primary suite includes separate his-and-her walk-in closets and a spacious bathroom. The garage has been converted into a gym or office and offers plenty of storage space. For peace of mind, the home is protected by a hardwired security camera system (indoor and outdoor), impact-resistant windows and doors, and hurricane shutters. It also includes a high-end Carico water filtration system that provides clean, purified, great-tasting water throughout the house. Impeccably maintained and move-in ready, this home is must-see. Low HOA fee.

Listing activity

Days on market: 14
Listed: Sep 14, 2026
MLS listing updated: Sep 28, 2026
Feed last checked: 11 minutes ago

Listed by Carolina P Espinosa · Conde Realty

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 3
Bathrooms (decimal): 2.5
Full bathrooms: 2
Half bathrooms: 1

Rooms & features

Rooms: 2
Interior features: Closet Cabinetry, Pantry, Walk-In Closet(s)
Flooring: Wood
Appliances: Electric Water Heater, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer

Heating & cooling

Heating: Central, Electric, Other
Cooling: Central Air, Electric, Other

Property

Parking

Garage spaces: 2
Garage: Yes
Covered spaces: 2
Parking features: Driveway
Attached garage: No

Exterior

Stories: 2
Building area: 3,090 sqft
Entry level: 1
Patio & porch: Patio
Exterior features: Lighting, Other
Fencing: Fenced
Pool: Yes
Pool features: In Ground
View: Pool
Waterfront property: No

Lot

Lot size: 4,792 sqft
Lot size (acres): 0.11 acres
Zoning: 0102

Construction

Type & style

Home type: Single Family Residence
Year built: 2011
New construction: No

Materials

Construction: Block, CBS, Other
Roof: Barrel, Other
Property condition: Resale
Levels: Two
Faces: South

Utilities & green energy

Utilities

Electric: Circuit Breakers
Sewer: Public Sewer
Water: Public

Community & HOA

Community

Subdivision: ENCLAVE AT BLACK POINT MA
MLS area: 2600
Security: Fire Alarm, Smoke Detector(s)
55+ community: No

Association

Has association: Yes
Association fee: $90 monthly
Estimated monthly dues: $90
Amenities: Fitness Center

Lease details

Not reported by the listing source.

Location

Area details

City: Miami
County: Miami-Dade
ZIP code: 33190

Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number: A12089123
Possession: Close Of Escrow, Negotiable
Original list price: $765,000
Parcel number: 3060170231370
Annual property tax: $12,400
Tax year: 2025
Tax legal description: ENCLAVE AT BLACK POINT MARINA PB 165-077 T-22242 LOT 3 BLK 12 LOT SIZE 5000 SQ FT FAU 30 6017 000 0015 & 0020

Additional MLS details

Reported by the listing source

Association Amenities: Fitness Center
Association Fee Frequency: Monthly
Association: Yes
Bathrooms Total Decimal: 2.5
Bathrooms Total Integer: 3
Building Area Total: 3090
Construction Materials: Block, CBS, Other
County Or Parish: Miami-Dade
Days On Market: 14
Direction Faces: South
Elementary School: Goulds
High School: Miami Southridge
List Price: 765000
Listing Contract Date: 2026-09-14
Living Area: 2557
Lot Size Acres: 0.11
Lot Size Area: 5000
MLSArea Major: 2600
Middle Or Junior School: Cutler Bay Middle
Mls Status: Active
On Market Date: 2026-09-14
Patio And Porch Features: Patio
Photos Count: 32
Postal Code: 33190
Property Sub Type: Single Family Residence
Property Type: Residential
Rooms Total: 2
Security Features: Fire Alarm, Smoke Detector(s)
Senior Community: No
Standard Status: Active
State Or Province: FL
Status Change Timestamp: 2026-09-14T04:00:00Z
Stories Total: 2
Subdivision Name: ENCLAVE AT BLACK POINT MA
Water Source: Public
Tax Annual Amount: 12400
Bathrooms Full: 2
Pool Private: Yes
Bedrooms Total: 4
Waterfront: No
Bathrooms Half: 1
Financial Information: Estimated Monthly Assoc Recurring Fee: 90

Market value

Automated estimate—No licensed valuation source connected

Estimated sales range—Ask Karim for a local market analysis

Estimated rent—No licensed rental valuation source connected

Price history

Date	Event	Price
Sep 14, 2026	ListedMIAMI REALTORS® MLS	$765,000$299/sqft

Public tax history

Year	Property taxes	Assessment
2025	$12,400	—

Payment calculator

Estimated monthly payment$5,476/moIllustrative estimate, not a loan offer.

Loan typeDown payment (%)Interest rate assumption (%)Loan termInsurance / month

Principal & interest: $3,969
Property taxes: $1,033
Insurance: $383
Association dues: $90

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

ENCLAVE AT BLACK POINT MA

Miami · Miami-Dade County · 33190

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

GouldsElementary

—

Cutler Bay MiddleMiddle

—

Miami SouthridgeHigh

—

School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

Nearby homes

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