


120 PEPPER Lane, Jensen Beach, FL 34957
- Beds
- 4
- Baths
- 4
- Sqft
- 2,880
- Home type
- Single Family Residence
- Year built
- 1994
- Lot size
- 3,920 sqft
- Price / sqft
- $269
- HOA
- $517/mo
- Community
- BAY TREE
Property description
Feel the ocean breeze in this beautiful 4 bedroom, 3.1 bath concrete block home on Hutchinson Island ideally located across from Waveland Beach. Soaring ceilings greet you at the entry way completed w/beautiful tile flooring throughout the first floor. Large living room w/fireplace and bar area, formal dining room, eat-in kitchen and a guest bedroom w/walk-in closet and en-suite bath are all located on the ground floor. Upstairs, a spacious loft provides additional living space along with a generously sized primary suite overlooking screened balcony, 2 additional bedrooms and a full bath. At nearly 3000 sq ft this home offers an incredible opportunity to enjoy the same desirable coastal location as the new million-dollar plus community next door at a significantly less price. 2 car garage plus driveway wide enough for 2 cars, sprinkler system. Bay Tree is a small gated boutique community offering a heated pool, clubhouse and a viewing pier on the Intercoastal Waterway. Cable/Internet and landscaping, tree trimming is included in the HOA dues. Located in close proximity to stores, shopping plaza and great restaurants on the Island. Minutes to Jensen Beach downtown, shopping and entertaining. Photos 36 through 40 are virtually staged with suggestion of furniture layout. PLEASE WATCH OUR AWESOME VIDEO.
Listing activity
- Days on market
- 13
- Listed
- Sep 7, 2026
- MLS listing updated
- Sep 20, 2026
- Feed last checked
- 2 minutes ago
Listed by Joanna Marczak · BEX Realty
Map
Map location is based on MLS-supplied coordinates. Verify the location before relying on it.
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms
- 4
- Bathrooms
- 4
- Bathrooms (decimal)
- 3.5
- Full bathrooms
- 3
- Half bathrooms
- 1
- Main-level bedrooms
- 1
- Main-level bathrooms
- 2
Rooms & features
- Rooms
- 3
- Interior features
- Bar, Bedroom Layout - Split, Built-in Features, High Ceilings, Upstairs Living Area, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
- Flooring
- Laminate, Tile
- Appliances
- Electric Water Heater, Dishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer, Water Heater
- Laundry
- Inside, Laundry Room
- Fireplace
- Yes
- Fireplace features
- Wood Burning
- Furnished
- Unfurnished
- Window features
- Shutters, Single Hung Metal
Heating & cooling
- Heating
- Central
- Cooling
- Ceiling Fan(s), Central Air
Property
Parking
- Garage spaces
- 2
- Garage
- Yes
- Carport
- No
- Parking spaces
- 2
- Covered spaces
- 2
- Parking features
- Attached, Attached Garage, Driveway, Garage
- Attached garage
- Yes
Exterior
- Stories
- 2
- Building area
- 3,799 sqft
- Patio & porch
- Patio - Screened, Patio - Covered, Patio
- Exterior features
- Balcony, Awning(s)
- Fencing
- None
- Other structures
- None
- Pool
- No
- View
- Garden, Other
- Waterfront
- Other
- Waterfront property
- No
Lot
- Lot size
- 3,920 sqft
- Lot size (acres)
- 0.09 acres
- Lot features
- Zero Lot Line
- Zoning
- Planned Un
- Road surface
- Asphalt, Paved
- Road frontage
- East of US-1
Construction
Type & style
- Home type
- Single Family Residence
- Structure type
- House
- Architectural style
- Mediterranean
- Year built
- 1994
- New construction
- No
Materials
- Construction
- CBS, Stucco
- Roof
- Barrel
- Property condition
- Resale
- Levels
- Two
- Faces
- East
Utilities & green energy
Utilities
- Sewer
- Public Sewer
- Water
- Public
- Utilities
- Cable Available, Electricity Not Available, Sewer Available, Water Available
Community & HOA
Community
- Subdivision
- BAY TREE
- MLS area
- 7015
- MLS subarea
- SL09
- Security
- Gated - No Guard, Smoke Detector(s)
- Pets allowed
- Pet Restrictions Possible, Number Limit, Size Limit, Yes
- 55+ community
- No
Association
- Has association
- Yes
- Association fee
- $517 monthly
- Estimated monthly dues
- $517
- Amenities
- Pool, Clubhouse
- Services included
- Pool Service, Cable TV, Common Areas, Internet, Maintenance Grounds
- Association name
- Watson Association Management
- Association phone
- 772-871-0004
Lease details
Not reported by the listing source.
Location
Area details
- City
- Jensen Beach
- County
- St. Lucie
- ZIP code
- 34957
Manufactured home details
Not reported by the listing source.
Financial & listing details
Listing
- MLS number
- B26073290
- Possession
- Close Of Escrow
- Original list price
- $775,000
- Parcel number
- 451150300250006
- Annual property tax
- $12,519.76
- Tax year
- 2025
- Tax legal description
- BAY TREE LOT 19
- Special listing conditions
- Standard
Additional MLS details
Reported by the listing source
- Association Amenities
- Pool, Clubhouse
- Association Fee Frequency
- Monthly
- Association Fee Includes
- Pool Service, Cable TV, Common Areas, Internet, Maintenance Grounds
- Association
- Yes
- Bathrooms Total Decimal
- 3.5
- Bathrooms Total Integer
- 4
- Building Area Total
- 3799
- Construction Materials
- CBS, Stucco
- County Or Parish
- St. Lucie
- Days On Market
- 13
- Direction Faces
- East
- Elementary School
- Savanna Ridge
- High School
- Port St. Lucie
- Laundry Features
- Inside, Laundry Room
- List Price
- 775000
- Listing Contract Date
- 2026-09-07
- Living Area
- 2880
- Lot Size Acres
- 0.09
- Lot Size Area
- 3907
- MLSArea Major
- 7015
- MLSArea Minor
- SL09
- Main Level Bathrooms
- 2
- Main Level Bedrooms
- 1
- Middle Or Junior School
- Northport K-8
- Mls Status
- Active
- On Market Date
- 2026-09-07
- Parking Total
- 2
- Patio And Porch Features
- Patio - Screened, Patio - Covered, Patio
- Photos Count
- 47
- Postal Code
- 34957
- Property Sub Type
- Single Family Residence
- Property Type
- Residential
- Road Frontage Type
- East of US-1
- Road Surface Type
- Asphalt, Paved
- Rooms Total
- 3
- Security Features
- Gated - No Guard, Smoke Detector(s)
- Senior Community
- No
- Standard Status
- Active
- State Or Province
- FL
- Status Change Timestamp
- 2026-09-07T18:45:36Z
- Stories Total
- 2
- Subdivision Name
- BAY TREE
- Water Source
- Public
- Waterfront Features
- Other
- Tax Annual Amount
- 12519.76
- Bathrooms Full
- 3
- Pool Private
- No
- Bedrooms Total
- 4
- Bathrooms Half
- 1
- Financial Information: Estimated Monthly Assoc Recurring Fee
- 517
Market value
Price history
| Date | Event | Price |
|---|---|---|
| Sep 7, 2026 | ListedBeachesMLS | $775,000$269/sqft |
Public tax history
| Year | Property taxes | Assessment |
|---|---|---|
| 2025 | $12,520 | — |
Payment calculator
- Principal & interest
- $4,021
- Property taxes
- $1,043
- Insurance
- $388
- Association dues
- $517
Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.
Neighborhood
Area
BAY TREEJensen Beach · St. Lucie County · 34957
Climate risk
—No licensed climate-risk source is connected.
Nearby schools
Nearby homes
12 homes








Martin County REALTORS® of the Treasure Coast
Martin County REALTORS® of the Treasure Coast
Property photos coming from MLS
Martin County REALTORS® of the Treasure CoastSimilar homes
12 homes
Property photos coming from MLS
































