Premier Brokers International
103 Saddle Trail, Royal Palm Beach, FL 33411
ActiveBeachesMLS
ActiveMLS® B26072295
$500,000

103 Saddle Trail, Royal Palm Beach, FL 33411

Beds
3
Baths
2
Sqft
1,366
Est. payment$3,328/mo
Home type
Single Family Residence
Year built
1995
Lot size
4,792 sqft
Price / sqft
$366
HOA
$150/mo
Community
SARATOGA AT ROYAL PALM 3

Property description

Big Updates, Low HOA & Easy Florida Living in Saratoga! Welcome to the beautiful Saratoga Lakes, where low HOA fees, a great Royal Palm Beach location, and a long list of valuable improvements come together in one very appealing home. This gorgeous single-story residence offers three bedrooms, two bathrooms, 1,366 square feet of living space with vaulted ceilings, and a two-car garage, but the real story here is just how much has already been done. Now you can customize this one story interior to make it your own, and get into this gorgeous community at a low price! Let's start with the expensive stuff. The roof was replaced in 2018, and that same year the entire home was replumbed. The air conditioning system has also been replaced over the past several years. Add accordion hurricane shutters and wiring already in place for a whole-house generator, and some of the biggest items on a Florida homeowner's checklist have already been addressed. The outdoor space is just as practical. The backyard is fully fenced, the fence was installed in 2018, and all screens on the front and rear patios were replaced that same year. Even better, the sprinkler system runs on well water, so keeping the South Florida lawn looking good does not mean watching your water bill climb along with the grass. The home also features keypad garage entry and an existing ten-camera security system. Saratoga Lakes residents enjoy a beautifully remodeled community pool, while the refreshingly low HOA fee includes basic cable and internet. There is a lot to love about a home where the previous owners have already tackled so many of the projects buyers would rather not inherit. Combine that with single-story living, a two-car garage, a fenced yard, hurricane protection, a low HOA, and a fantastic Royal Palm Beach location, and this one deserves a spot at the top of the list.

Listing activity

Days on market
16
Listed
Sep 4, 2026
MLS listing updated
Sep 20, 2026
Feed last checked
3 minutes ago

Listed by Tracy Ciucci · KW Innovations

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms
3
Bathrooms
2
Bathrooms (decimal)
2
Full bathrooms
2
Half bathrooms
0
Main-level bedrooms
3
Main-level bathrooms
2

Rooms & features

Rooms
6
Interior features
Cathedral Ceiling(s), Entrance Foyer, Pantry, Vaulted Ceiling(s), Walk-In Closet(s)
Flooring
Carpet, Ceramic Tile
Appliances
Electric Water Heater, Dishwasher, Disposal, Dryer, Electric Range, Ice Maker, Microwave, Refrigerator, Washer, Water Heater
Laundry
Inside
Furnished
Unfurnished
Window features
Arched, Blinds, Drapes

Heating & cooling

Heating
Central
Cooling
Central Air
Property

Parking

Garage spaces
2
Garage
Yes
Carport
No
Parking spaces
4
Covered spaces
2
Parking features
Attached Garage, Garage, Garage Door Opener, On Street
Attached garage
Yes

Exterior

Stories
1
Building area
1,975 sqft
Patio & porch
Patio - Screened, Patio
Pool
No
View
Garden
Waterfront
None
Waterfront property
No

Lot

Lot size
4,792 sqft
Lot size (acres)
0.11 acres
Lot features
Sidewalks
Zoning
PUD(ci
Road surface
Paved
Construction

Type & style

Home type
Single Family Residence
Structure type
House
Architectural style
Ranch
Year built
1995
New construction
No

Materials

Construction
CBS
Roof
Composition, Shingle
Property condition
Resale
Faces
South
Utilities & green energy

Utilities

Electric
Three Phase
Sewer
Public Sewer
Water
Public
Utilities
Cable Available, Sewer Available, Water Available
Community & HOA

Community

Subdivision
SARATOGA AT ROYAL PALM 3
MLS area
5530
MLS subarea
PB24
Security
Security System Owned
Pets allowed
Pet Restrictions Possible, Yes
55+ community
No

Association

Has association
Yes
Association fee
$150 monthly
Estimated monthly dues
$150
Amenities
Pool, Clubhouse, Community Room, Jogging Path, Sidewalks, Street Lights, Tennis Court(s)
Services included
Cable TV, Common Areas, Internet
Association name
Saratoga Lakes HOA
Lease details

Not reported by the listing source.

Location

Area details

City
Royal Palm Beach
County
Palm Beach
ZIP code
33411
Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number
B26072295
Possession
Close Of Escrow, Negotiable
Original list price
$500,000
Parcel number
72414315040000830
Annual property tax
$4,009
Tax year
2025
Tax legal description
SARATOGA AT ROYAL PALM PL 3 LT 83
Special listing conditions
Standard
Additional MLS details

Reported by the listing source

Association Amenities
Pool, Clubhouse, Community Room, Jogging Path, Sidewalks, Street Lights, Tennis Court(s)
Association Fee Frequency
Monthly
Association Fee Includes
Cable TV, Common Areas, Internet
Association
Yes
Bathrooms Total Decimal
2
Bathrooms Total Integer
2
Building Area Total
1975
Construction Materials
CBS
County Or Parish
Palm Beach
Days On Market
16
Direction Faces
South
Elementary School
H. L. Johnson
High School
Royal Palm Beach
Laundry Features
Inside
List Price
500000
Listing Contract Date
2026-09-04
Living Area
1366
Lot Size Acres
0.11
Lot Size Area
5000
MLSArea Major
5530
MLSArea Minor
PB24
Main Level Bathrooms
2
Main Level Bedrooms
3
Middle Or Junior School
Crestwood
Mls Status
Active
On Market Date
2026-09-04
Parking Total
4
Patio And Porch Features
Patio - Screened, Patio
Photos Count
35
Postal Code
33411
Property Sub Type
Single Family Residence
Property Type
Residential
Road Surface Type
Paved
Rooms Total
6
Security Features
Security System Owned
Senior Community
No
Standard Status
Active
State Or Province
FL
Status Change Timestamp
2026-09-04T12:28:33Z
Stories Total
1
Subdivision Name
SARATOGA AT ROYAL PALM 3
Water Source
Public
Waterfront Features
None
Tax Annual Amount
4009
Bathrooms Full
2
Pool Private
No
Bedrooms Total
3
Bathrooms Half
0
Financial Information: Estimated Monthly Assoc Recurring Fee
150

Market value

Automated estimate—No licensed valuation source connected
Estimated sales range—Ask Karim for a local market analysis
Estimated rent—No licensed rental valuation source connected

Price history

DateEventPrice
Sep 4, 2026ListedBeachesMLS$500,000$366/sqft

Public tax history

YearProperty taxesAssessment
2025$4,009—

Payment calculator

Estimated monthly payment$3,328/moIllustrative estimate, not a loan offer.
Principal & interest
$2,594
Property taxes
$334
Insurance
$250
Association dues
$150

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

SARATOGA AT ROYAL PALM 3

Royal Palm Beach · Palm Beach County · 33411

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

H. L. JohnsonElementary
—
CrestwoodMiddle
—
Royal Palm BeachHigh
—
School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

Nearby homes

12 homes

Similar homes

12 homes
BeachesMLS

BeachesMLS · Listing courtesy of KW Innovations. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. IDX information is provided exclusively for consumers’ personal, non-commercial use and may be used only to identify prospective properties they may be interested in purchasing or leasing. Terms of use · Equal Housing Opportunity.